Happen Bank User Reviews

Customer Experience

Positive experience72.4% of reviews
Neutral3.8% of reviews
Negative experience23.7% of reviews

~ Based on 468 written reviews from the US App Store.

What users say

Is Happen Bank Safe?

Happen Bank appears safe based on user ratings. AppsHunter Safety Score for Happen Bank is 96/100.

This assessment is based on 8,468 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.9% of ratings point to a safe experience
1.2% of ratings suggest some concerns
2.9% of ratings point to a risky experience

~ Based on 8,468 App Store ratings for Happen Bank.

Is Happen Bank Legit?

Happen Bank appears to be a legitimate app. AppsHunter Legitimacy Score for Happen Bank is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Saving

Saved me a ton of money

They send you ads in your notifications.

I’m so tired of everything being an ad. I’m so tired of companies developing strategies to extract money from me instead of trying to win my business by developing products that are better than the competition.

My udders are dry.

Could I turn add notifications off in my settings? Maybe. But the fact that I am constantly needing to pry the creeping corporate hands off of me is driving me crazy.

Also, the name ‘Happen Bank’ is cringe af.

I’m paying off a personal loan this month, and ima go see what’s happening elsewhere.
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Smooth process!!

Thank you Happen Bank for giving me this opportunity, I’ve already started recommending you to my family and friends, I am forever grateful and I’m looking forward to continuous connections with you. Thank you! Signed a happy and grateful customer for life. 🫶🏼🙏

Worst

Go to a real bank do not use this app unless you are trying to be scammed

Annoying Pushy Ads!

Upon every time you login, there is an offer being shoved in your face to sign up for a checking account or other finance product. It doesn’t go away even after you click dismiss. PLEASE FIX THIS ASAP AND GET RID OF IT!

Happen Bank makes things HAPPEN!

Needed quick funding to buy my daughter a good used car. She’s expecting our first grandchild any day now. She was stuck in a 2 door Mustang, we were able to get her in a bigger 4 door Explorer, thanks to Happen Bank. The whole process from application to funding took less than 24 hours. I highly recommend Happen Bank for any and all your financial needs. Thanks again,
Jason Miles
Happy Family here thanks to Happen.
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User friendly

Happen bank app is user friendly and very convenient

Could be better

I don’t like that I cannot make a payment to my account that is higher than my expected monthly payment and have it count as both my monthly payment plus some additional money paid. The app forces me to make my monthly payment and then in add whatever additional money I want to pay in a separate transaction.
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Lending Club

Was there when I needed it, made all monthly payments and it offered pay off amounts so I can get ahead. Loved it , I recommend it. Thanks Happy Bank

How about a dark mode option?

?

JB

Awesome Experience

Great bank app

Great bank with high interest rate. No fee wired transfer.

Digital Lending At It’s Best

More people need to be aware of Happen Bank’s digital lending offerings. I’m astounded at the streamline process and lightening speed funding. A company worth trusting and investing in. Happen Bank has a great future.

So Easy

This app is so easy to use that even a middle aged woman like myself can navigate ! I wish all apps were this user friendly !!

Garbage

Customer service at this bank is absolute garbage.

Lending Club App

Does everything I need it to.

Extremely buggy app

Every time I open the app, I have exactly 15 seconds to do what I have to do before it crashes, it’s a terrible experience and wish it was more optimized. If the crashing issues get resolved I will update my my review

Edit : since switching to happen bank, they have improved tremendously, still wish there was a way to remove the loan pop up everytime I open the app, it’s extremely annoying
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Happen bank

I made an request to close my account on July 8th so I can get all of my cd money and there talking about it’s still under review it’s gonna be the 18th soon I don’t recommend this bank or lending club to anybody because they play with your money

App doesn't work for business accounts

Need to switch banks, got lied to and said I could mobile deposit but you can't if you have a business account. So no brick and mortar stores, no ATMs, and no mobile banking. How the heck do I deposit a check? Called customer service and got transferred to a voice mail that of course I never got a call back. What a useless bank
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Too much trash

Most of the app is trying to sell you something. This back used to be great. With each name change the service has gotten worse. I would check out Ally for a better experience.