Happen Bank Reviews: Is It Legit?

Customer Experience

Positive experience71.5% of reviews
Neutral4.1% of reviews
Negative experience24.4% of reviews

~ Based on 536 written reviews from the US App Store.

What users say about Happen Bank

Is Happen Bank Safe?

Happen Bank appears safe based on user ratings. AppsHunter Safety Score for Happen Bank is 96/100.

This assessment is based on 9,651 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.7% of ratings point to a safe experience
1.2% of ratings suggest some concerns
3.1% of ratings point to a risky experience

~ Based on 9,530 App Store ratings for Happen Bank.

Is Happen Bank Legit?

Happen Bank appears to be a legitimate app. AppsHunter Legitimacy Score for Happen Bank is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Keep pushing loan ad

I do not need loan but keep pushing the ad, even everytime I dismiss it

Scam

Couldn’t transfer money into the savings account was only able to through direct deposit was never able to hit the 4.20 apy because again could barely transfer anything. Transfers were extremely difficult and customer service didn’t help much.. ended up switching to another high yield savings account.
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Auto pay

Had auto pay set to on, it didn’t take my payment out and said it was past due. What’s the point of having auto pay on if it isn’t going to work

App itself

I don’t like how I can’t do something as simple as ordering a card on the app and I have to wait on hold just to order one when on my other banks I can just order one on the app. Then I have all this other stuff that I have to scroll past just to get to my account information. My loan was great and I like the 1% cash back but the app needs work to make it more user friendly.
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Best Lender

Easy and fast to work with 👍🏽

Easy to Use

The app makes managing a personal loan easy.

Best HYSA

I started banking with Lending Club years ago from a NerdWallet article and had no idea what to expect. Since that time I have only been impressed with them. Their app and website are both super easy to use and they have competitive rates and good customer service. I would highly recommend them and this app!
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Great Bank

Transactions are fast and easy to use. Best interest rates on Savings!

First time use

This app was SOO EASY to set up. Can’t believe it was right the first time. I’m a girl who can’t order pizza on the online app, let alone down load and set up a financial app with out the help of my sister. And when I say help I mean my sister doing all the work..

App links don’t work

When I click on the link to continue a loan application it opens a new application. I called 3 times to explain this, one person tried to fix it on the second call and the other two didn’t understand the issue. Still unresolved

Transfer funds!!!

So easy!

Hassle free

User friendly app and customer service support was decent.

Calm

Simple enough glad interest rate is actually solid

Payment

Pay was put in and taking back made my payment late

Needs dark mode

Would give 5 stars if dark mode was to be added!! Makes it better at nighttime

Best Online Bank in America

I have been banking with this Bank for over 10 years and I’ve never had an issue with any type of transfers purchasing of CDs or any type of high-yield savings account openings. They’ve been incredibly rapid with every request and are literally the best Bank that I’ve ever dealt with.

love it so far!

only had an account for 2-3 months but have really enjoyed the app interface and ease of navigation. i also love the benefits in addition to a high yield savings account without needing huge deposits, like the debt score that lets you link credit accounts to keep track of paying them off better. i love having everything in one place and the budget app i use doesn’t link all my lines of credit. enjoying happen so much!
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Relentless pop-ups

Even after I agreed to open a checking account thinking it’d stop the annoying pop-ups that have to be dismissed every time I open the app, they persist. Why can’t I permanently dismiss them? You’re asking me to sign up for services I already have. I find this annoying enough, I may take my business elsewhere.
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Needs buckets

This app is great, though I don’t like the ads and sweepstakes things being so front and center at all. The main thing it’s lacking is the ability to have saving buckets and ways to setup saving goals for various needs. Hopefully that gets added.

LIFE SAVER

If not, Happen Bank, there’s no way I could’ve kept up with my interest and now I actually see the light at the end of the END OF THE TUNNEL💕🫡🇺🇸