Happen Bank vs Best Egg
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Happen Bank
Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.
- Consolidated account management
- Loan progress tracking
- Free credit score and report monitoring
- Debt consolidation options
- Mobile check deposit
- Debit card locking
- Early direct deposit access
Read full descriptionHide full description
Happen Bank, formerly LendingClub, is a digital bank built around a simple belief: banking should work better for you. We bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next. You’re making it happen. We’re here to clear the way. We are Happen Bank. Here are a few reasons why members like you love the Happen Bank app: • See your bank accounts and loans in one place • Check your loan pay-down progress anytime, anywhere • Meet your goals with an interest earning LevelUp Savings account • Get rewarded with a LevelUp Checking account • Link and view all your credit cards in one place with DebtIQ • Safely move money between your accounts Based on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/happen.com. *Transaction limits may apply, see https://www.happen.com/legal/deposits/personal-products-terms-and-conditions for more terms and conditions Any account features that enable you to receive direct deposits, or that enable direct deposit funds to be made available to you early, are contingent upon and subject to the payor’s support of such features. Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.
Best Egg
Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.
- Account management
- Secure access with encryption
- Bill payments
- Financial health tools
- Credit score monitoring
- Customer service access
Read full descriptionHide full description
Best Egg: Financial control at your fingertips. Download the personal finance app that allows you to manage your Best Egg accounts from anywhere. The seamless and secure financial management experience goes where you go. Easily and conveniently check your balance, pay your bills, and monitor your credit score with the Best Egg app. Key Features: • Account Management: View your account balances, payment history, and detailed statements anytime, anywhere. • Secure Access: Your security is our top priority. Best Egg: Personal Finance uses industry-leading encryption to ensure your data is protected. • Bill Payments: Stay on top of your monthly bill and pay directly from the app. Add new payment sources and update existing banking information easily. • Financial Health Tools: Access a powerful suite of tools and resources designed to help you boost your credit score and manage your finances with confidence. • Customer Service: Our award-winning, dedicated customer service team is at your fingertips. Contact them through the app or request a call for a time that’s convenient to you.
Screenshots
Verdict
Happen Bank and Best Egg both sit at 4.8 stars, but that hides the real split: 71% of Happen Bank's written reviews are positive against 37% of Best Egg's. Happen Bank also leads on update cadence (every 10 days vs monthly) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Happen Bank against 4.8 for Best Egg. Both are backed by a comparable volume of ratings — 9.7K and 11K respectively. Written reviews are what separate them: 71% of Happen Bank's written reviews are positive against 37% of Best Egg's.
Happen Bank ships an update every 10 days, Best Egg monthly. Both last shipped on November 4, 2026.
| Parameter | Happen Bank | Best Egg |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9.7K ratings) — better | 4.8 (11K ratings) |
| Positive reviews | 71.3% of reviews — better | 36.9% of reviews |
| Number of ratings | 9.7K | 11K — better |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 130 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Happen, Inc | Best Egg Technologies, LLC |
Customer experience
Happen Bank
Best Egg
User reviews
Happen Bank
From 9.7K App Store ratingsWhat we love
- 🚀 Easy to use
- 🚀 Convenient banking
- 🚀 Seamless experience
- 🚀 Intuitive interface
- 🔒 Secure banking
Room to improve
- 🐛 Buggy app
- 🐛 Unreliable app performance
- 🐛 Slow transaction processing
- 🐛 Inconsistent user experience
- 🐛 Difficult to navigate
Best Egg
From 11K App Store ratingsWhat we love
- 👍 Able to log in
- 👍 Thankful for the update
Room to improve
- 🐛 Unable to log in
- 🐛 Keyboard covers submit button
- 🐛 App doesn't work
- 🐛 Login credentials not recognized
- 🐛 Cannot sign in
Bugs and requests
Happen Bank
Reported bugs
5 issues- Account login issues
- Incorrect account balance display
- Unreliable mobile deposit functionality
- Delayed transaction updates
- Compatibility problems with newer devices
Requested features
5 requests- Improve mobile deposit process
- Add Zelle integration
- Enhance transaction history and categorization
- Provide better account management tools
- Improve app responsiveness and stability
Best Egg
Reported bugs
3 issues- Login issues
- App not recognizing login credentials
- Keyboard covering submit button
Requested features
2 requests- Fix login issues
- Improve app functionality
In-app purchases
Happen Bank
No in-app purchases
Best Egg
No in-app purchases






