Comparison

Happen Bank vs Best Egg

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Happen Bank

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Highlights
  • Consolidated account management
  • Loan progress tracking
  • Free credit score and report monitoring
  • Debt consolidation options
  • Mobile check deposit
  • Debit card locking
  • Early direct deposit access
Features
Read full description

Happen Bank, formerly LendingClub, is a digital bank built around a simple belief: banking should work better for you. We bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next. You’re making it happen. We’re here to clear the way. We are Happen Bank. Here are a few reasons why members like you love the Happen Bank app: • See your bank accounts and loans in one place • Check your loan pay-down progress anytime, anywhere • Meet your goals with an interest earning LevelUp Savings account • Get rewarded with a LevelUp Checking account • Link and view all your credit cards in one place with DebtIQ • Safely move money between your accounts Based on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/happen.com. *Transaction limits may apply, see https://www.happen.com/legal/deposits/personal-products-terms-and-conditions for more terms and conditions Any account features that enable you to receive direct deposits, or that enable direct deposit funds to be made available to you early, are contingent upon and subject to the payor’s support of such features. Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

About

Best Egg

Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.

Highlights
  • Account management
  • Secure access with encryption
  • Bill payments
  • Financial health tools
  • Credit score monitoring
  • Customer service access
Features
Read full description

Best Egg: Financial control at your fingertips. Download the personal finance app that allows you to manage your Best Egg accounts from anywhere. The seamless and secure financial management experience goes where you go. Easily and conveniently check your balance, pay your bills, and monitor your credit score with the Best Egg app. Key Features: • Account Management: View your account balances, payment history, and detailed statements anytime, anywhere. • Secure Access: Your security is our top priority. Best Egg: Personal Finance uses industry-leading encryption to ensure your data is protected. • Bill Payments: Stay on top of your monthly bill and pay directly from the app. Add new payment sources and update existing banking information easily. • Financial Health Tools: Access a powerful suite of tools and resources designed to help you boost your credit score and manage your finances with confidence. • Customer Service: Our award-winning, dedicated customer service team is at your fingertips. Contact them through the app or request a call for a time that’s convenient to you.

Screenshots

Happen Bank4 screens
Best Egg3 screens

Verdict

The call

Happen Bank and Best Egg both sit at 4.8 stars, but that hides the real split: 71% of Happen Bank's written reviews are positive against 37% of Best Egg's. Happen Bank also leads on update cadence (every 10 days vs monthly) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Happen Bank against 4.8 for Best Egg. Both are backed by a comparable volume of ratings — 9.7K and 11K respectively. Written reviews are what separate them: 71% of Happen Bank's written reviews are positive against 37% of Best Egg's.

UpkeepUpdate frequency

Happen Bank ships an update every 10 days, Best Egg monthly. Both last shipped on November 4, 2026.

Scorecard4 real differences · 6 level
Happen Bank versus Best Egg: the parameters behind the verdict, then further details
ParameterHappen BankBest Egg
PriceFreeFree
Rating4.8 (9.7K ratings) — better4.8 (11K ratings)
Positive reviews71.3% of reviews — better36.9% of reviews
Number of ratings9.7K11K — better
Update frequencyEvery 10 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size130 MB33 MB
Age rating4+4+
DeveloperHappen, IncBest Egg Technologies, LLC

Customer experience

Happen Bank

All ratings9,530 ratings
Positive95.7%
Neutral1.2%
Negative3.1%
Written reviews537 reviews
Positive71.3%
Neutral4.1%
Negative24.6%

Best Egg

All ratings10,829 ratings
Positive94.9%
Neutral1.2%
Negative3.9%
Written reviews122 reviews
Positive36.9%
Neutral2.5%
Negative60.7%

User reviews

Happen Bank

From 9.7K App Store ratings

What we love

  • 🚀 Easy to use
  • 🚀 Convenient banking
  • 🚀 Seamless experience
  • 🚀 Intuitive interface
  • 🔒 Secure banking

Room to improve

  • 🐛 Buggy app
  • 🐛 Unreliable app performance
  • 🐛 Slow transaction processing
  • 🐛 Inconsistent user experience
  • 🐛 Difficult to navigate

Best Egg

From 11K App Store ratings

What we love

  • 👍 Able to log in
  • 👍 Thankful for the update

Room to improve

  • 🐛 Unable to log in
  • 🐛 Keyboard covers submit button
  • 🐛 App doesn't work
  • 🐛 Login credentials not recognized
  • 🐛 Cannot sign in

Bugs and requests

Happen Bank

Reported bugs

5 issues
  • Account login issues
  • Incorrect account balance display
  • Unreliable mobile deposit functionality
  • Delayed transaction updates
  • Compatibility problems with newer devices

Requested features

5 requests
  • Improve mobile deposit process
  • Add Zelle integration
  • Enhance transaction history and categorization
  • Provide better account management tools
  • Improve app responsiveness and stability

Best Egg

Reported bugs

3 issues
  • Login issues
  • App not recognizing login credentials
  • Keyboard covering submit button

Requested features

2 requests
  • Fix login issues
  • Improve app functionality

In-app purchases

None

Happen Bank

No in-app purchases

None

Best Egg

No in-app purchases

Questions

Is Happen Bank free?
Happen Bank is free to download, with no in-app purchases.
Is Best Egg free?
Best Egg is free to download, with no in-app purchases.
Which has better reviews, Happen Bank or Best Egg?
Happen Bank is rated higher. Happen Bank averages 4.8 out of 5 from 9.7K ratings, while Best Egg averages 4.8 from 11K ratings.
Do Happen Bank or Best Egg have ads?
Neither Happen Bank nor Best Egg shows ads.
Which is updated more often, Happen Bank or Best Egg?
Happen Bank ships an update every 10 days, and Best Egg monthly. Most recently, Happen Bank was updated on November 4, 2026 and Best Egg on November 4, 2026.

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