Best Up Finance Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.7★, the up finance category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Up Finance Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UP financeUP financeFree—NoNoAug 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (46K)NoNoOct 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoOct 2026
4Keeping Up FinanceKeeping Up FinanceFree—NoYesOct 2026
5iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (69K)NoNoOct 2026
6Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (467K)NoNoOct 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (918K)NoNoOct 2026
8Capital One MobileCapital One MobileFree4.8★ (11M)NoNoOct 2026

Top Picks for Up Finance

Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(46K ratings)
Free
#76in Finance
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Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(41K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
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SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction

More Up Finance apps to explore

FAQ about Up Finance

Are there free up finance apps for iPhone?
Yes — 20 of the top up finance apps we rank are free to download, including UP finance and Upstart: Personal Loans + More.
UP finance has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ up finance apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.