Best Lending Buddies Apps

152+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Lenme is the household name in lending buddies, but it's far from the only option. We track 152+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Lending Buddies

Lenme: Investing and Borrowing#1

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Editor's Choice
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(73K ratings)
FreeAdsIn-App Purchases
#11in Finance
Lenme: Investing and Borrowing screenshot 1
Lenme: Investing and Borrowing screenshot 2
Lenme: Investing and Borrowing screenshot 3
Lenme: Investing and Borrowing screenshot 4
Lenme: Investing and Borrowing screenshot 5
Lenme: Investing and Borrowing screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • ๐Ÿš€ Smooth app experience
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative peer-to-peer lending model
  • ๐Ÿค Helpful when in financial need

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ณ Issues with bank account linking
SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(38K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • ๐Ÿ’ฐ Helpful for emergencies
  • ๐Ÿค Community-driven lending platform
  • โšก Quick loan funding
  • ๐Ÿ•ฐ๏ธ Flexible repayment periods

Room to Improve

  • ๐Ÿคทโ€โ™‚๏ธ Inconsistent customer support
  • ๐Ÿคฏ Unclear fees and policies
  • ๐Ÿค• High risk of loan defaults
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(36K ratings)
Free
#63in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing

More Lending Buddies apps to explore

4
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
Same day cash. Up to $4,000.
Free

Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.

24/7 cash accessLoan managementCheck available credit
๐Ÿ’ฐ Finance
(146)
free
5
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
๐Ÿ’ฐ Finance
(28)
free with in-app purchases
6
Borrow : Loan Reminder
Borrow : Loan Reminder
Borrow : Loan Reminder
Never forget what you lent
Free

Easily track items you've lent to friends and manage items borrowed from others. Receive timely reminders to ensure nothing gets lost or forgotten. Integrates with contacts and offers device-specific features for convenience.

Track lent items and borrowersSet reminder dates for returnsContact borrowers via phone, SMS, email
๐Ÿ”ง Utilities
(18)
free
7
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Loans from $500-$10,000No FICO credit score requiredLoan offers in minutes
๐Ÿ’ฐ Finance
(145)
free
8
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
๐Ÿ’ฐ Finance
(3.2K)
free
9
SocialLender
SocialLender
SocialLender
Social Lender
Free

Access immediate funds through a unique lending solution that leverages your social reputation. This platform uses a proprietary algorithm to assess your social audit score, enabling you to borrow from financial institutions based on your online presence and network.

Social reputation lendingProprietary social audit algorithmSocial Reputation Score
๐Ÿ’ฐ Finance
(2)
free
10
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
๐Ÿ’ฐ Finance
(38K)
free with in-app purchases
11
myAccess: Borrower Platform
myAccess: Borrower Platform
myAccess: Borrower Platform
by TriState Capital Bank
Free

Manage your line of credit with digital tools for secure self-management. Request funds, make payments, and check balances efficiently. Set up alerts and autopay for a streamlined transactional process.

Request fundsMake paymentsRequest line increase
๐Ÿ’ฐ Finance
(50)
ad-supported
12
IndiaLends-Loans, Credit Score
IndiaLends-Loans, Credit Score
IndiaLends-Loans, Credit Score
Personal Loans, Credit Score
Free

This app is an online marketplace for credit products, offering free credit reports, credit cards, and personal loans from various banks and NBFCs. It provides instant, fully digital personal loans and technology solutions for financial institutions.

Free credit reportPersonal loans up to โ‚น25 lacsPersonalized loan offers
๐Ÿ’ฐ Finance
(42)
free
13
Ascend Loans
Ascend Loans
Ascend Loans
by Ascend Loans, LLC
Free

Manage your existing loan accounts conveniently from your mobile device. View balances, schedule payments, access documents, and get payoff quotes. Offers 24/7 customer support.

View account balanceSchedule paymentsAccess account documents
๐Ÿ’ฐ Finance
(31)
free
14
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25Support entrepreneurs and studentsRe-lend funds for exponential impact
๐ŸŒ Social Networking
(2.4K)
free with in-app purchases
15
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
๐Ÿ’ฐ Finance
(4.6K)
free
16
USALLIANCE FCU
USALLIANCE FCU
USALLIANCE FCU
by USAlliance Federal Credit Union
Free

Manage your finances on the go with this mobile banking application. Access account details, pay bills, deposit checks, and monitor your credit score. Offers a wide range of financial products and services for members.

Check account balancesView transaction historyPay bills
๐Ÿ’ฐ Finance
(4.3K)
free
17
Mariner Finance
Mariner Finance
Mariner Finance
Manage-Payments-Offers-History
Free

Manage your personal loans, monitor account activity, and make payments on the go. Apply for new loans, view current offers, and find local branches. Designed for existing customers to easily access their account information and manage their finances.

Monitor account activitySet up auto payMake monthly payments
๐Ÿ’ฐ Finance
(1.4K)
free
18
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
cash advance, instant loan
Free

This app provides quick and easy access to cash advances and short-term loans. Secure instant funds with competitive interest rates and flexible repayment options tailored to your financial needs.

Effortless loan applicationInstant approvalCompetitive interest rates
๐Ÿ’ฐ Finance
(86)
free
19
Regional Finance
Regional Finance
Regional Finance
Manage your loan, your way
Free

Manage your personal loan with ease, from checking your balance to making payments and setting up auto-pay. Apply for loans up to $25,000 for various needs like debt consolidation or home improvements.

Check loan balanceMake and change one-time paymentsSet up/modify AutoPay
๐Ÿ’ฐ Finance
(10)
free
20
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
๐Ÿ’ฐ Finance
(289)
free