Best Lending Buddies Apps

207+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Lenme is the household name in lending buddies, but it's far from the only option. We track 207+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lending Buddies Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (80K)YesYesAug 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (40K)NoNoAug 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoAug 2026
4LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoAug 2026
5SoBo: Something BorrowedSoBo: Something BorrowedFree5.0★ (1)NoNoMay 2026
6CASH 1 LOANSCASH 1 LOANSFree2.8★ (11)NoNoAug 2026
7LendingPointLendingPointFree4.8★ (3.2K)NoNoAug 2026
8Nawloan DriverNawloan DriverFreeNoNoMay 2026

Top Picks for Lending Buddies

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(80K ratings)
FreeAdsIn-App Purchases
#11in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(40K ratings)
Free
#83in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More Lending Buddies apps to explore

4
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

Track lent itemsTrack lent moneySet item reminders
💰 Finance
(614)
free
5
SoBo: Something Borrowed
SoBo: Something Borrowed
SoBo: Something Borrowed
Borrow. Lend. Keep track.
Free

Easily lend and borrow physical items with people in your community. Track every step of the loan process, from agreement to return, with automatic reminders and reviews to build trust. Save money by borrowing instead of buying and put your unused items to work.

Permanent loan ledgerAutomatic return remindersIn-app chat for loans
🌟 Lifestyle
(1)
free
6
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(11)
free
7
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
💰 Finance
(3.2K)
free
8
Nawloan Driver
Nawloan Driver
Nawloan Driver
by MAHMOUD KHALAF EID RADWAN
Free
🔧 Utilities
(0)
9
Gliding
Gliding
Gliding
Track peer loans effortlessly
Free
💰 Finance
(0)
10
ShareMe: Borrow & Share
ShareMe: Borrow & Share
ShareMe: Borrow & Share
Borrow and share with friends
Free
🌟 Lifestyle
(0)
11
Finsafe
Finsafe
Finsafe
Risk score & loan contracts
Free
💼 Business
(0)
12
Community LendingWorks
Community LendingWorks
Community LendingWorks
by Community LendingWorks
Free
💰 Finance
(0)
13
LendPromise
LendPromise
LendPromise
Track loans between friends
Free
💰 Finance
(0)
14
PactApp - Loan Contracts
PactApp - Loan Contracts
PactApp - Loan Contracts
Secure loans between friends
Free
💰 Finance
(0)
15
Workingmoni
Workingmoni
Workingmoni
by Workingmoni, Inc.
Free

This platform connects users to negotiate financial agreements directly. It provides the marketplace infrastructure for participants to communicate and arrange deals without the app originating loans or brokering them.

Direct participant connectionCommunication toolsDeal negotiation infrastructure
💰 Finance
(1)
free
16
LoanScout
LoanScout
LoanScout
Empowering Commercial Lenders
Free
💼 Business
(0)
17
When The Bank Says No
When The Bank Says No
When The Bank Says No
by Alder Rose Mortgage Services LTD
Free

This secure finance app streamlines loan applications by guiding users through tailored lending requirements. It connects users with lending specialists and allows for safe, efficient document uploads.

Tailored lending requirementsBridging, secured, commercial, Buy To Let, residential lendingConnects with lending specialists
💰 Finance
(0)
free
18
The Brokers Bible
The Brokers Bible
The Brokers Bible
The Brokers Bible
Free
💼 Business
(0)
19
G Ledor Vador
G Ledor Vador
G Ledor Vador
by Kesherone LLC
Free
🌟 Lifestyle
(0)
20
Loaner Pro
Loaner Pro
Loaner Pro
Track loans you've made
Free
💰 Finance
(0)

FAQ about Lending Buddies

What are the best lending buddies apps for iPhone?
Lenme: Borrowing and Lending tops our lending buddies apps ranking as of August 2026, with a 4.5-star average from 80K App Store ratings, and it's free to download.
Yes — 20 of the top lending buddies apps we rank are free to download, including Lenme: Borrowing and Lending and Upstart: Personal Loans + More.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 207+ lending buddies apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Lenme is a financial platform that connects individuals looking to borrow money with lenders, including financial institutions, businesses, and individual investors. It facilitates personal loans, instant cash advances, and offers opportunities for users to earn passive income by lending.
You can access instant cash advances, with options for up to $200, regardless of your credit score. The app aims to make personal loans simple and accessible for various needs, from unexpected bills to everyday expenses.