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Best Lending Buddies Apps

248+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated October 2026

SoLo Funds is the household name in lending buddies, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lending Buddies Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoOct 2026
2Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (95K)YesYesOct 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (47K)NoNoOct 2026
4LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoOct 2026
5LendingPointLendingPointFree4.8★ (3.2K)NoNoOct 2026
6CASH 1 LOANSCASH 1 LOANSFree3.2★ (24)NoNoOct 2026
7Borrowly: Borrow & LendBorrowly: Borrow & LendFree—NoYesOct 2026
8Lendbox | P2P LendingLendbox | P2P LendingFree—NoNoMay 2026

Top Picks for Lending Buddies

SoLo Funds: Lend, Borrow, Bank#1

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Editor's Choice
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
SoLo Funds: Lend, Borrow, Bank screenshot 2
SoLo Funds: Lend, Borrow, Bank screenshot 3

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Lenme: Borrowing and Lending#2

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Strong Contender
💰 Finance
4.5😞(95K ratings)
FreeAdsIn-App Purchases
#13in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(47K ratings)
Free
#69in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More Lending Buddies apps to explore

FAQ about Lending Buddies

What are the best lending buddies apps for iPhone?
SoLo Funds: Lend, Borrow, Bank tops our lending buddies apps ranking as of October 2026, with a 4.4-star average from 42K App Store ratings, and it's free to download.
Yes — 19 of the top lending buddies apps we rank are free to download, including SoLo Funds: Lend, Borrow, Bank and Lenme: Borrowing and Lending.
SoLo Funds: Lend, Borrow, Bank shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ lending buddies apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.