Best Lending Buddies Apps

208+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Lenme is the household name in lending buddies, but it's far from the only option. We track 208+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lending Buddies Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (44K)NoNoSep 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoSep 2026
4LendingPointLendingPointFree4.8★ (3.2K)NoNoSep 2026
5LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoSep 2026
6CASH 1 LOANSCASH 1 LOANSFree2.9★ (18)NoNoSep 2026
7Lendbox | P2P LendingLendbox | P2P LendingFree—NoNoMay 2026
8Hook & Ladder LendingHook & Ladder LendingFree—NoNoAug 2026

Top Picks for Lending Buddies

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#11in Finance
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Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(44K ratings)
Free
#83in Finance
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(41K ratings)
FreeAds
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Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction

More Lending Buddies apps to explore

FAQ about Lending Buddies

What are the best lending buddies apps for iPhone?
Lenme: Borrowing and Lending tops our lending buddies apps ranking as of September 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top lending buddies apps we rank are free to download, including Lenme: Borrowing and Lending and Upstart: Personal Loans + More.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 208+ lending buddies apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.