Best Lending Loan Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Out of 248+ lending loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Lending Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
2Happen BankHappen BankFree4.8★ (9K)NoNoSep 2026
3Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
4PayMe - Personal loan appPayMe - Personal loan appFree3.5★ (33)NoNoSep 2026
5P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
6FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoSep 2026
7Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (459K)NoNoSep 2026
8LendingPointLendingPointFree4.8★ (3.2K)NoNoSep 2026

Top Picks for Lending Loan

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(43K ratings)
Free
#81in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Happen Bank#2

Happen Bank by Happen, Inc

Formerly LendingClub
Strong Contender
💰 Finance
4.8😐(9K ratings)
Free
Happen Bank screenshot 1
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Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient banking
  • 🚀 Seamless experience
  • 🚀 Intuitive interface
  • 🔒 Secure banking
  • 💡 Competitive interest rates
  • 💡 Helpful customer service

Room to Improve

  • 🐛 Buggy app
  • 🐛 Unreliable app performance
  • 🐛 Slow transaction processing
  • 🐛 Inconsistent user experience
  • 🐛 Difficult to navigate
  • 🐛 Lacking key features
Possible: Fast Cash & Credit#3

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Worth Considering
💰 Finance
4.8😐(134K ratings)
Free
#63in Finance
Possible: Fast Cash & Credit screenshot 1
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Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required
  • 🤝 Good customer service (in some cases)

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
  • 🤖 Outsourced/poor customer service
  • 🚫 Bank account issues (unlinked, unauthorized withdrawals)

More Lending Loan apps to explore

FAQ about Lending Loan

What are the best lending loan apps for iPhone?
Upstart: Personal Loans + More tops our lending loan apps ranking as of September 2026, with a 4.9-star average from 43K App Store ratings, and it's free to download.
Yes — 20 of the top lending loan apps we rank are free to download, including Upstart: Personal Loans + More and Happen Bank.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ lending loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Upstart app helps you borrow money quickly and transparently. You can check your loan rate in minutes without affecting your credit score, apply for fixed-rate personal loans ranging from $500 to $75,000, and manage your loan payments on the go.
Key features include checking your rate with no credit score impact, fast approvals (90% of funded borrowers receive instant approvals), funding in as fast as one business day, flexible loan options like personal loans, debt consolidation, and auto refinancing, and the ability to track your application status in real-time.