Best Lending Loan Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Out of 248+ lending loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Lending Loan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Happen BankHappen BankFree4.8★ (9.2K)NoNoOct 2026
2PayMe - Personal loan appPayMe - Personal loan appFree3.5★ (33)NoNoOct 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoOct 2026
4Big Loan PH Online Utang CashBig Loan PH Online Utang CashFree—NoNoOct 2026
5FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoOct 2026
6Cash Advance - CLS MoneyCash Advance - CLS MoneyFree—NoNoJul 2026
7Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (46K)NoNoOct 2026
8Loan Mobile AppLoan Mobile AppFree—NoNoMay 2026

Top Picks for Lending Loan

Happen Bank#1

Happen Bank by Happen, Inc

Formerly LendingClub
Editor's Choice
💰 Finance
4.8😐(9.2K ratings)
Free
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Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient banking
  • 🚀 Seamless experience
  • 🚀 Intuitive interface
  • 🔒 Secure banking
  • 💡 Competitive interest rates
  • 💡 Helpful customer service

Room to Improve

  • 🐛 Buggy app
  • 🐛 Unreliable app performance
  • 🐛 Slow transaction processing
  • 🐛 Inconsistent user experience
  • 🐛 Difficult to navigate
  • 🐛 Lacking key features
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(41K ratings)
FreeAds
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Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction

More Lending Loan apps to explore

FAQ about Lending Loan

What are the best lending loan apps for iPhone?
Happen Bank tops our lending loan apps ranking as of October 2026, with a 4.8-star average from 9.2K App Store ratings, and it's free to download.
Yes — 20 of the top lending loan apps we rank are free to download, including Happen Bank and PayMe - Personal loan app.
Happen Bank has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ lending loan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.