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Best Lending Loan Apps

248+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated October 2026

Out of 248+ lending loan apps on iOS, 19 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Lending Loan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoOct 2026
2Big Loan PH Online Utang CashBig Loan PH Online Utang CashFree4.7★ (12)NoNoOct 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (48K)NoNoOct 2026
4Happen BankHappen BankFree4.8★ (9.6K)NoNoOct 2026
5PayMe - Personal loan appPayMe - Personal loan appFree3.5★ (36)NoNoOct 2026
6Together LoansTogether LoansFree4.2★ (411)NoNoOct 2026
7PautangPautangFree—NoNoOct 2026
8Borrowly: Borrow & LendBorrowly: Borrow & LendFree—NoYesOct 2026

Top Picks for Lending Loan

SoLo Funds: Lend, Borrow, Bank#1

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Editor's Choice
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
SoLo Funds: Lend, Borrow, Bank screenshot 2
SoLo Funds: Lend, Borrow, Bank screenshot 3

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, or use the free SoLo Wallet for banking and payments. Features an AI financial co-pilot for personalized advice.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(48K ratings)
Free
#65in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More Lending Loan apps to explore

FAQ about Lending Loan

What are the best lending loan apps for iPhone?
SoLo Funds: Lend, Borrow, Bank tops our lending loan apps ranking as of October 2026, with a 4.4-star average from 42K App Store ratings, and it's free to download.
Yes — 19 of the top lending loan apps we rank are free to download, including SoLo Funds: Lend, Borrow, Bank and Big Loan PH Online Utang Cash.
SoLo Funds: Lend, Borrow, Bank shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ lending loan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.