Best Lending Loan Apps

189+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 189+ lending loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Lending Loan

LendingPoint#1

LendingPoint by LENDINGPOINT LLC

Loan Management
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(3.2K ratings)
Free
LendingPoint screenshot 1
LendingPoint screenshot 2
LendingPoint screenshot 3
LendingPoint screenshot 4

LendingPoint is a user-friendly budgeting app designed to help you track and manage your finances easily. Take control of your money and achieve your financial goals with this intuitive tool.

What We Love

  • ๐Ÿš€ Fast service
  • ๐Ÿ‘ Easy process
  • ๐Ÿค Helpful customer service
  • ๐Ÿ’ฐ Reasonable rates

Room to Improve

  • ๐Ÿ› App crashes and freezes
  • ๐Ÿ”’ Login and account access issues
  • ๐Ÿ“† Inflexible payment scheduling
Possible: Fast Cash & Credit#2

Possible: Fast Cash & Credit by Possible Financial Inc

Borrow money, loans, advances
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(133K ratings)
FreeAds
#81in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

What We Love

  • ๐Ÿš€ Quick approval and fund disbursement
  • ๐Ÿ’ณ Helps build credit score
  • ๐Ÿ—“๏ธ Flexible payment schedule
  • ๐Ÿ†“ No credit check required

Room to Improve

  • ๐Ÿ› App issues (crashes, bugs, login problems)
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ฐ High interest rates
Tilt: Cash Advance & Credit#3

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(445K ratings)
FreeAds
#32in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
Tilt: Cash Advance & Credit screenshot 3
Tilt: Cash Advance & Credit screenshot 4
Tilt: Cash Advance & Credit screenshot 5
Tilt: Cash Advance & Credit screenshot 6

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

What We Love

  • ๐Ÿš€ Instant cash advances
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful budgeting features
  • ๐Ÿš€ Fast application process

Room to Improve

  • ๐Ÿ› Inconsistent advance limits
  • ๐Ÿ› Delayed repayment processing
  • ๐Ÿ› Unresponsive customer support

More Lending Loan apps to explore

4
Happen Bank
Happen Bank
Happen Bank
Get more from your money
Free

Access a comprehensive mobile banking experience with the new app that allows you to manage accounts, loans, credit, and more all in one place. Seamlessly handle transactions, earn cashback, and enjoy personalized financial recommendations for better money management.

๐Ÿ’ฐ Finance
(8.1K)
5
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

๐Ÿ’ฐ Finance
(35K)
6
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free โ€“ try it now!

๐Ÿ’ฐ Finance
(14K)
7
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

๐Ÿ’ฐ Finance
(38K)
8
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

๐Ÿ’ฐ Finance
(8.2K)
9
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

๐Ÿ’ฐ Finance
(77K)
10
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Get quick cash advances, track your budget, and manage your finances with ease. Take control of your financial health today!

๐Ÿ’ฐ Finance
(507K)
11
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

๐Ÿ’ฐ Finance
(73K)
12
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

๐Ÿ’ฐ Finance
(38K)
13
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

A comprehensive and user-friendly finance management app that offers banking, investment, and budgeting tools all in one place, making it easy to stay on top of your financial health. Take control of your finances today with MoneyLion!

๐Ÿ’ฐ Finance
(314K)
14
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

๐Ÿ’ฐ Finance
(248K)
15
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

๐Ÿ’ฐ Finance
(28)
16
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free
๐Ÿ’ฐ Finance
(91)
17
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Get a loan, pay bills and more
Free

An all-in-one financial services app offering BNPL, lending, payments, and online shopping solutions. Easily access funding for small businesses, purchase on installment, pay bills, and send/receive money. Download now and enjoy a seamless financial experience with Halan!

๐Ÿ’ฐ Finance
(2.3K)
18
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest โ€“ download now!

๐Ÿ’ฐ Finance
(165)
19
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Access your mortgage information anytime, anywhere with our app. Simplify loan payments, view statements, manage finances, and more easily than ever. Take control of your mortgage with just a few taps.

๐Ÿ’ฐ Finance
(25K)
20
American Heritage Lending App
American Heritage Lending App
American Heritage Lending App
by American Heritage Lending, LLC
Free
๐Ÿ’ฐ Finance
(0)