Best Lendsafe Instant Loan Apps

103+ iOS apps curated and reviewed

3.5 avg rating
20 free apps
Updated August 2026

eLendly is the household name in lendsafe instant loan, but it's far from the only option. We track 103+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lendsafe Instant Loan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1eLendlyeLendlyFree2.2★ (49)NoNoAug 2026
2FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoAug 2026
3Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoAug 2026
4LendingPointLendingPointFree4.8★ (3.2K)NoNoAug 2026
5Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (2)YesNoAug 2026
6Neocash MobileNeocash MobileFree3.0★ (2)NoNoAug 2026
7PayMe - Personal loan appPayMe - Personal loan appFree3.6★ (32)NoNoAug 2026
8EasyLoans: Compare LoansEasyLoans: Compare LoansFree3.6★ (398)NoNoAug 2026

Top Picks for Lendsafe Instant Loan

eLendly#1

eLendly by Elendly Limited

Gift, Lend, Borrow and Invest
Editor's Choice
💰 Finance
2.2(49 ratings)
Free
eLendly screenshot 1
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eLendly screenshot 5

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

FairMoney: Save, Spend, Credit#2

FairMoney: Save, Spend, Credit by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Strong Contender
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Save, Spend, Credit screenshot 1
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FairMoney: Save, Spend, Credit screenshot 3
FairMoney: Save, Spend, Credit screenshot 4
FairMoney: Save, Spend, Credit screenshot 5
FairMoney: Save, Spend, Credit screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
Carbon: Mobile Banking & Loans#3

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans
Worth Considering
💰 Finance
4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
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Carbon: Mobile Banking & Loans screenshot 5
Carbon: Mobile Banking & Loans screenshot 6

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates

More Lendsafe Instant Loan apps to explore

4
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
💰 Finance
(3.2K)
free
5
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
6
Neocash Mobile
Neocash Mobile
Neocash Mobile
Powered by Shepherd Trust
Free

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Loan amounts from ₦5,000 to ₦5,000,000Flexible repayment periodsFast loan approval and disbursement
💰 Finance
(2)
ad-supported
7
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
8
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
9
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FASTCREDIT LIMITED
Free

Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.

Quick loans up to ₦5,000,000Flexible repayment plansFast approvals and disbursements
💰 Finance
(16)
free
10
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
11
Loan Mobile App
Loan Mobile App
Loan Mobile App
by Vong Srey
Free
💼 Business
(0)
12
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Collateral-free loansEarn interest on savingsLoans up to 150% of savings
💰 Finance
(61)
free with in-app purchases
13
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
14
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
15
QuickBucks
QuickBucks
QuickBucks
Access bank loan app
Free

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Instant loan applicationsPayday loansSalary advance
💰 Finance
(95)
free
16
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
💰 Finance
(29)
free
17
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(40K)
free
18
Borrow Money by TC
Borrow Money by TC
Borrow Money by TC
Loan Instantly. Cash Advance
Free
💰 Finance
(0)
19
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
20
Credx Finance
Credx Finance
Credx Finance
Get salary advances
Free

This app offers quick, affordable salary advances to employees of partner organizations. It provides a fully digital process for applications, approvals, and fund disbursement, with repayments linked to salary deductions. The service aims to offer financial flexibility without collateral or guarantors.

Instant access to low-interest loansAutomated salary deductionsNo hidden fees or paperwork
💰 Finance
(1)
free

FAQ about Lendsafe Instant Loan

What are the best lendsafe instant loan apps for iPhone?
eLendly tops our lendsafe instant loan apps ranking as of August 2026, with a 2.2-star average from 49 App Store ratings, and it's free to download.
Yes — 20 of the top lendsafe instant loan apps we rank are free to download, including eLendly and FairMoney: Save, Spend, Credit.
eLendly has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 103+ lendsafe instant loan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
eLendly is designed for finance management. While specific security protocols are not detailed, users should always practice safe financial habits and be cautious when sharing sensitive information.
The provided data does not specify which financial institutions eLendly supports for transaction tracking or automation. Users may need to explore the app directly for this information.