1. Home
  2. 💰 Finance
  3. Neocash Mobile
Neocash Mobile

Neocash Mobile

Powered by Shepherd Trust

2 ratings
14 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • July 19, 2024
  • July 9, 2026

Features

Developer

Shephard Trust Bank
✨Promote your app ✨
Neocash Mobile screenshot #1 for iPhone
Neocash Mobile screenshot #2 for iPhone
Neocash Mobile screenshot #3 for iPhone
Neocash Mobile screenshot #4 for iPhone
Neocash Mobile screenshot #5 for iPhone
Neocash Mobile screenshot #6 for iPhone
⭐14
Reviews↘︎
📝18+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 2 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

✓Loan amounts from ₦5,000 to ₦5,000,000
✓Flexible repayment periods
✓Fast loan approval and disbursement
✓No collateral or guarantor needed
✓Secure and reliable loan service
✓Human-touch digital banking
Show original description

What's New in Neocash Mobile

2.8.54

July 9, 2026

User interface improvements You can now add multiple guarantors

User reviews

Most RecentHighest RatedLowest Rated

They try to get into my bank account to move my money out

They try to get into my bank app to move money out ….
SuspevfdvnkSuspevfdvnk

Response from developer

Dear Suspevfdvnk, We ask to link your account using trusted open-banking third parties like mono or MBS so we can analyse your income pattern and determine if you can afford to repay the loan. You also have the option to upload your bank statement directly if linking doesn’t work for you. Neocash is a product of Shepherd Trust MFB, a CBN licensed and regulated MFB operating in Nigeria for over 15 years. We adhere to the strictest data protection regulations and do not use your data for anything except eligibility checks.

Scam

Waste of time scammers don’t link your bank
XCODE UDXCODE UD

Response from developer

We do not scam customers or misuse bank details. All information is protected under data-privacy regulations, and loan approvals are subject to eligibility.

Rubbish

Waste of time
One2223One2223

Response from developer

Hi, We’re sorry you feel this way. We appreciate your feedback and are always working to improve our service.

To much questions

Worst app ever
GdxfzutsoyGdxfzutsoy

Worst app

How come I can’t open this app easy😌🥲
BadTypeikaBadTypeika
See 9 more reviews

FAQ

What is the minimum and maximum loan amount I can get with Neocash?

You can borrow amounts ranging from ₦5,000 up to ₦5,000,000 through Neocash. The specific amount you are eligible for will depend on your income and credit history.

What is the repayment period for loans from Neocash?

Neocash offers repayment periods from 61 days up to 12 months. You can choose a tenure that best suits your financial situation.

Does Neocash require collateral or a guarantor for loans?

For most loans, Neocash does not require collateral or a guarantor. This makes it easier and faster to access funds when you need them.

How long does it take to get the loan credited after approval with Neocash?

Once your loan is approved by Neocash, the account is credited as soon as possible. The app emphasizes fast access to funds.

What are the typical APR and interest rates for Neocash loans?

The Annual Percentage Rate (APR) for Neocash loans ranges from 30% to 120% per annum. For example, a ₦100,000 loan over 3 months might have a total interest cost of ₦7,500, resulting in a 30% APR.

What documents are needed to apply for a loan with Neocash?

To apply for a loan with Neocash, you will need a steady and verifiable source of income (job or business), a bank statement to prove income, a government-issued ID card, and a good credit history.

Is Neocash available on all devices?

Neocash is currently available on iPhone and iPod devices. Compatibility with other platforms may be considered in future updates.

Does Neocash have ads?

Yes, Neocash contains advertisements. As a free service, it utilizes ads to support its operations.