Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
2.7(61 ratings)
Free
Top Picks for Nigerian Loan App
3.0(2 ratings)
Free
This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.
Fast Credit Mobile by FASTCREDIT LIMITED
Worth Considering
💰 Finance
3.1(16 ratings)
Free
Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.
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4
Andray Finance
Borrow smart, Build strong
Free
This digital lending platform offers quick and transparent loans to salaried professionals, entrepreneurs, and gig workers in Nigeria. It provides instant access to funds, easy repeat borrowing, and loan growth opportunities based on responsible repayment. The service prioritizes privacy and automated, secure transactions.
Instant loan access up to ₦5,000,000Streamlined, paperwork-free applicationEasy repeat borrowing
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(1)
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eLendly
Gift, Lend, Borrow and Invest
Free
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
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FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free
This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.
Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
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Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free
Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.
Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
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free8
Fidelity FastLoan
by Fidelity Bank Plc
Free
This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.
Instant micro loan disbursementLoan repayment optionsNo documentation required
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(29)
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Credit Wallet
by Princeps Credit Systems Limited
Free
Access flexible loan products designed for employees through employer partnerships. Manage your finances with repayment options ranging from 2 to 12 months and competitive interest rates. Secure your personal information with robust data protection measures.
Employee loan accessFlexible repayment termsCompetitive interest rates
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(7)
free10
Kuda - Free transfer & payment
Pay, save & invest money
Free
Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.
Free bank account openingFree money transfersAutomated savings
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(132K)
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PayMe - Personal loan app
Instant personal loan app
Free
This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.
100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
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(32)
free with in-app purchases12
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free
Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.
High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
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free with in-app purchases13
Zedvance: Loans & Bills
Loans, Bills and Payments
Free
Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.
Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)
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Loan Mobile App
by Vong Srey
Free
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(0)
15
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Instant loan EMI Planner
Free
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16
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Free
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(0)
17
Upstart: Personal Loans + More
Money for moments that matter
Free
Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.
Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
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FUTR Agent
AI-Powered Loan Payment
Free
This app simplifies loan payment management with intelligent monitoring and real-time progress tracking. It provides a clear overview of upcoming debits, payment history, and account settings through a secure mobile interface.
AI-powered loan payment optimizationReal-time loan repayment progress trackingView upcoming debit and payment schedules
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(1)
free19
Loanly App
by Ivy Muregi
Free
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(0)
20
Moniepoint Personal Banking
Savings account | Send money
Free
This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.
Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
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free