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Credit Direct Mobile

Credit Direct Mobile

Send, receive, & grow money

72 ratings
13 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • March 20, 2025
  • August 6, 2026

Features

Developer

CreditDirect
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Credit Direct Mobile screenshot #1 for iPhone
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Credit Direct Mobile screenshot #7 for iPhone
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About

Manage your finances with a secure mobile wallet for sending, receiving, and paying bills. Earn daily interest on your savings through flexible or fixed plans, with options to gift investment plans.

✓Send and receive money for free
✓Pay bills (electricity, cable TV)
✓Earn daily interest on savings
✓Flexible and fixed savings plans
✓Gift investment plans
✓Secure transactions with BVN/NIN verification
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What's New in Credit Direct Mobile

1.4.12

August 6, 2026

What's new Improved the loan application process for a smoother and faster application experience. Fixed bugs that were affecting loan applications and overall app performance.

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User reviews

Most RecentHighest RatedLowest Rated

Great app

A one stop shop for all my financial activities. Loveeeet!
chookieOnechookieOne

Legit

Very fast and transaction
Jigggy4lifeJigggy4life

Response from developer

We're so glad you're with us! It's awesome to know the app is working for you. BO

Terrible customer service

No customer service whatsoever
JustfarrarJustfarrar

KUDOS

I am happy with the amount of data one can access on the app.

But I hope it gets better in future
Myk carterMyk carter

Bug

For almost 2 months I have been unable to log in to the app, currently unable to access the tier 2 and the transaction history failed to load, unable to create a plan on fixed yield. I don't know if it happens to other but guys need to look into it. Thanks.
idsolaidsola
See 8 more reviews

FAQ

How secure is Credit Direct?

Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN), ensuring your transactions are secure, transparent, and reliable. Account creation requires BVN/NIN for enhanced security.

What are the interest rates for Credit Direct savings plans?

The Fixed Plan offers up to 21% annually, while the Flex Plan offers up to 15% annually. These rates allow your money to earn interest daily while it's in your account.

Can I withdraw money from my savings plan?

Yes, the Flex Plan allows you to withdraw funds up to 4 times per month for free. The Fixed Plan is designed for longer-term structured growth, with withdrawal implications as per the plan's terms.

What types of bills can I pay with Credit Direct?

You can pay various bills directly through the app, including electricity and cable TV services. This feature simplifies managing your recurring expenses.

Is Credit Direct available on all devices?

Based on the provided data, Credit Direct is supported on iPhone and iPod devices. Compatibility with other platforms may vary.

How often is Credit Direct updated?

The app was last updated on March 2, 2026, with version 1.3.3. Regular updates ensure the app remains secure and functional.

What is the age rating for Credit Direct?

Credit Direct has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content.

How can I get help if I have a problem with Credit Direct?

Credit Direct offers 24/7 customer support via phone at 02014482225, 02017005120, or 0700CREDITDIRECT, and email at contact@creditdirect.ng.