Credit Direct Mobile

Credit Direct Mobile

Send, receive, & grow money

64 ratings
11 reviews
Free

Details

  • Released
  • Updated
  • March 20, 2025
  • July 2, 2026

Features

Credit Direct Mobile screenshot #1 for iPhone
Credit Direct Mobile screenshot #2 for iPhone
Credit Direct Mobile screenshot #3 for iPhone
Credit Direct Mobile screenshot #4 for iPhone
Credit Direct Mobile screenshot #5 for iPhone
Credit Direct Mobile screenshot #6 for iPhone
Credit Direct Mobile screenshot #7 for iPhone
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About

Manage your finances with a secure mobile wallet for sending, receiving, and paying bills. Earn daily interest on your savings through flexible or fixed plans, with options to gift investment plans.

Send and receive money for free
Pay bills (electricity, cable TV)
Earn daily interest on savings
Flexible and fixed savings plans
Gift investment plans
Secure transactions with BVN/NIN verification
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What's New in Credit Direct Mobile

1.4.9

July 2, 2026

What's New - Tier 2 users can now complete their address details and apply for loans directly in the app. - Fixed profile completion links so all required application steps are now accessible. - Updated loan tenure options to a maximum of 12 months in line with our lending policy.

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User reviews

Terrible customer service

No customer service whatsoever

KUDOS

I am happy with the amount of data one can access on the app.

But I hope it gets better in future

Bug

For almost 2 months I have been unable to log in to the app, currently unable to access the tier 2 and the transaction history failed to load, unable to create a plan on fixed yield. I don't know if it happens to other but guys need to look into it. Thanks.

Worst App to ever exist on Apple Store

Remove this app from apple store. Nothing works in the app

Response from developer

Thanks for letting us know. That shouldn’t be happening. Please call 02014482225 or reach out to us on our social media platforms so our team can check what’s going on and help get it working for you. – BO

Issue

My I sent over 50800 to this app I haven’t received it I’m so tired I can’t wait till Monday FCMB won’t like me

Response from developer

Hi, thank you for sharing your feedback, and we understand your frustration. Our payments are usually successful within a few minutes. However, if this issue still persists, please feel free to place a call to us at 02014482225 so we can jump on it and make sure you're taken care of.

FAQ

How secure is Credit Direct?

Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN), ensuring your transactions are secure, transparent, and reliable. Account creation requires BVN/NIN for enhanced security.

What are the interest rates for Credit Direct savings plans?

The Fixed Plan offers up to 21% annually, while the Flex Plan offers up to 15% annually. These rates allow your money to earn interest daily while it's in your account.

Can I withdraw money from my savings plan?

Yes, the Flex Plan allows you to withdraw funds up to 4 times per month for free. The Fixed Plan is designed for longer-term structured growth, with withdrawal implications as per the plan's terms.

What types of bills can I pay with Credit Direct?

You can pay various bills directly through the app, including electricity and cable TV services. This feature simplifies managing your recurring expenses.

Is Credit Direct available on all devices?

Based on the provided data, Credit Direct is supported on iPhone and iPod devices. Compatibility with other platforms may vary.

How often is Credit Direct updated?

The app was last updated on March 2, 2026, with version 1.3.3. Regular updates ensure the app remains secure and functional.

What is the age rating for Credit Direct?

Credit Direct has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content.

How can I get help if I have a problem with Credit Direct?

Credit Direct offers 24/7 customer support via phone at 02014482225, 02017005120, or 0700CREDITDIRECT, and email at contact@creditdirect.ng.