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Opticom Finance

Opticom Finance

Make your dream come true!

0 ratings
1 review
💰 Finance
Free

Details

  • Released
  • Updated
  • June 15, 2023
  • December 28, 2023

Features

Developer

Opticom Finance Limited
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About

Manage your finances, save, and grow your money. Securely pay bills, purchase airtime, and apply for loans with flexible repayment terms. Get quick access to funds without lengthy processes.

✓Save and grow finances
✓Purchase airtime
✓Pay provider bills
✓Apply for loans
✓Flexible loan repayment
✓Collateral-free loans
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What's New in Opticom Finance

1.1

December 28, 2023

-Bug Fix

User reviews

Most RecentHighest RatedLowest Rated

Scam zone

Hi guys please this is a waste of time app totally a scam zone and waste of time. They will collect all your personal information including your IDs, employment information yet they will only said to approve you 5,000 with a guarantor who will have to go through the same process as you. They are just totally a scam with unending requirements. I have used renmoney and was approved for 130k the very first time without collecting this much information. Now I can borrow up to 500k with renmoney. Fick you
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FAQ

What is Opticom Finance?

Opticom Finance is a mobile application designed to help users save money, pay bills, purchase airtime, and apply for loans. It aims to provide a fast and secure platform for various financial transactions.

How do I apply for a loan with Opticom Finance?

To apply for a loan, you need to download the app, sign up, and complete the loan application within minutes. You may need to provide identification and potentially a bank statement for verification.

What are the loan terms for Opticom Finance?

Loan payback periods range from 62 to 90 days, based on eligibility. Interest rates can be between 3% and 10% per month, resulting in an Annual Percentage Rate (APR) of 36%.

Does Opticom Finance require collateral for loans?

Generally, Opticom Finance does not require collateral for loans. However, for specific loan amounts, a guarantor might be necessary.

What is the minimum age to apply for a loan on Opticom Finance?

You must be above the age of 21 to apply for a loan through Opticom Finance. This is part of the eligibility verification process.

How does Opticom Finance determine loan eligibility?

Eligibility is assessed using a credit scoring algorithm that considers factors like previous loan performance and credit score. Providing correct details in the application is crucial.

What if I have issues or questions about Opticom Finance?

You can contact Opticom Finance for support by calling +234 803 345 3830 or 01-2799160, or by sending an email to info@opticomfinance.com. They welcome feedback and assistance requests.

Is Opticom Finance available on multiple devices?

Based on the available data, Opticom Finance is supported on iPhone and iPod devices. Further platform compatibility may be available.