Best Nigeria Loan Apps

197+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated April 2026

Out of 197+ nigeria loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Nigeria Loan

Neocash Mobile#1

Neocash Mobile by Shephard Trust Bank

Powered by Shepherd Trust
Editor's Choice
💰 Finance
2.9(11 ratings)
FreeAds
Neocash Mobile screenshot 1
Neocash Mobile screenshot 2
Neocash Mobile screenshot 3
Neocash Mobile screenshot 4
Neocash Mobile screenshot 5

NeoCash Mobile is a convenient app that provides quick and easy loans ranging from ₦5,000 to ₦5,000,000 for Lagos State residents without the need for collateral or guarantors. With NeoCash, you can apply for a loan in less than five minutes, choose your payment tenure, and enjoy a secure and reliable loan experience. Download the app now to access fast financial assistance.

Zedvance: Loans & Bills#2

Zedvance: Loans & Bills by ZEDVANCE LIMITED

Loans, Bills and Payments
Strong Contender
💰 Finance
3.5(171 ratings)
FreeAds
Zedvance: Loans & Bills screenshot 1
Zedvance: Loans & Bills screenshot 2
Zedvance: Loans & Bills screenshot 3
Zedvance: Loans & Bills screenshot 4
Zedvance: Loans & Bills screenshot 5
Zedvance: Loans & Bills screenshot 6

Get instant access to loans, bill payments, and mobile wallet services with a dedicated financial app that offers quick and secure solutions for individuals and businesses. Download the app, sign up, and start enjoying 24/7 access to credit with no hidden fees and real-time alerts.

Monibac#3

Monibac by Prime Zone Limited

Get access to loans on Monibac
Worth Considering
💰 Finance
2.7(61 ratings)
Free
Monibac screenshot 1
Monibac screenshot 2
Monibac screenshot 3
Monibac screenshot 4
Monibac screenshot 5

Access loans without collateral, save with interest, and easily manage funds with the Monibac app. Get up to 150% of your savings as a loan, no charges on deposits or loans, and personalized repayment reminders. Install, register, save, and start benefiting today!

More Nigeria Loan apps to explore

4
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FAST CREDIT LIMITED
Free
💰 Finance
(14)
5
GoldMan-Mobile Banking
GoldMan-Mobile Banking
GoldMan-Mobile Banking
by GOLDMAN MICROFINANCE BANK LIMITED
Free

This mobile banking app enables users to manage their finances conveniently and safely, offering services such as fast money transfers, lending, finance management, investment, and bill payment. With features like high-interest savings and real-time transfers, users can grow their wealth and enjoy digital banking with ease.

💰 Finance
(9)
6
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

💰 Finance
(14K)
7
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

💰 Finance
(165)
8
Credx Finance
Credx Finance
Credx Finance
Get salary advances
Free
💰 Finance
(1)
9
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
10
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

💰 Finance
(28K)
11
Hometown - Banking Solution
Hometown - Banking Solution
Hometown - Banking Solution
Pay, Save, Get a loan, Spend
Free

Experience the ultimate online banking solution - a passport to financial bliss. Pay, save, get loans, and more with effortless transactions, bill payments, savings growth, instant loans, and flight bookings all in one place. Join the revolution and embrace a brighter financial future today!

💰 Finance
(667)
12
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
13
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
14
CTMFB
CTMFB
CTMFB
Make Banking Easy.
Free
💰 Finance
(4)
15
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This application allows users to process micro loans instantly, with disbursement within 2 minutes and flexible repayment options. It provides a convenient way to access loans without requiring documentation, collateral, or a bank visit.

💰 Finance
(29)
16
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

💰 Finance
(14K)
17
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free
💰 Finance
(111)
18
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

💰 Finance
(49)
19
Credit Wallet
Credit Wallet
Credit Wallet
by Princeps Credit Systems Limited
Free

This financial services application provides employees with flexible loan options and repayment plans, helping them take control of their finances with loan amounts ranging from ₦30,000 to ₦1,500,000 and interest rates from 2% - 7.5% per month. Download the app to access loans with easy repayment arrangements and enjoy a secure user experience with protected personal information.

💰 Finance
(7)
20
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

💰 Finance
(33K)