Best apps like LendingPoint

40+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated July 2026

LendingPoint is great, but it's not the only option. Explore 40+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to LendingPoint

Possible: Fast Cash & Credit#1

Possible: Fast Cash & Credit by Possible Financial Inc

Borrow money, loans, advances
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(133K ratings)
FreeAds
#61in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • ๐Ÿš€ Quick approval and fund disbursement
  • ๐Ÿ’ณ Helps build credit score
  • ๐Ÿ—“๏ธ Flexible payment schedule
  • ๐Ÿ†“ No credit check required

Room to Improve

  • ๐Ÿ› App issues (crashes, bugs, login problems)
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ฐ High interest rates
FloatMe: Fast Cash Advance App#2

FloatMe: Fast Cash Advance App by FloatMe Corp

Borrow Money Between Paychecks
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(147K ratings)
FreeAds
#74in Finance
FloatMe: Fast Cash Advance App screenshot 1
FloatMe: Fast Cash Advance App screenshot 2
FloatMe: Fast Cash Advance App screenshot 3
FloatMe: Fast Cash Advance App screenshot 4
FloatMe: Fast Cash Advance App screenshot 5
FloatMe: Fast Cash Advance App screenshot 6

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • ๐Ÿš€ Quick cash advance
  • ๐Ÿ’ณ Convenient for emergencies
  • ๐Ÿ”’ Reliable payment history

Room to Improve

  • ๐Ÿ”’ Strict eligibility requirements
  • ๐Ÿ’ฐ High fees for small advances
  • ๐Ÿค” Inconsistent advance amounts
Tilt: Cash Advance & Credit#3

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(448K ratings)
FreeAds
#32in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
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Tilt: Cash Advance & Credit screenshot 6

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • ๐Ÿš€ Instant cash advances
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful budgeting features
  • ๐Ÿš€ Fast application process

Room to Improve

  • ๐Ÿ› Inconsistent advance limits
  • ๐Ÿ› Delayed repayment processing
  • ๐Ÿ› Unresponsive customer support

More apps like LendingPoint

4
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
๐Ÿ’ฐ Finance
(73K)
subscription
5
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
๐Ÿ’ฐ Finance
(359K)
free with in-app purchases
6
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
๐Ÿ’ฐ Finance
(39K)
free with in-app purchases
7
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
๐Ÿ’ฐ Finance
(531K)
free with in-app purchases
8
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
๐Ÿ’ฐ Finance
(318K)
free with in-app purchases
9
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(386K)
free with in-app purchases
10
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(859K)
freemium