Best Lending Pay Apps

205+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.7โ˜…, the lending pay category is one of the App Store's strongest. Browse all 205+ apps we track, sorted so the most loved ones surface first.

Top Picks for Lending Pay

Kiva - Lend for Good#1

Kiva - Lend for Good by Kiva Microfunds

Lend $25 and change a life
Editor's Choice
๐ŸŒ Social Networking
4.9๐Ÿ˜Š(2.3K ratings)
FreeAds
Kiva - Lend for Good screenshot 1
Kiva - Lend for Good screenshot 2
Kiva - Lend for Good screenshot 3
Kiva - Lend for Good screenshot 4

An application that allows you to lend as little as $25 to financially underserved individuals worldwide, empowering them to start businesses, pay for education, invest in equipment, and more. Join a community of millions supporting borrowers in over 90 countries, creating a ripple effect of positive impact. Loan on Kiva for a powerful way to create economic and social good.

What We Love

  • ๐Ÿ’ก Great idea!
  • ๐Ÿ‘ Changing lives around the world
  • ๐Ÿ‘ Practical help to others
  • ๐Ÿ‘ Easy to use

Room to Improve

  • ๐Ÿ› Withdrawing your money is difficult
  • ๐Ÿ’ฐ Each loan is $25 which is great but then they force you to pay an additional $5 for Kiva to pocket. That's 20% they pocket!
  • ๐Ÿ› Software bug
Halan: Lending, BNPL, Payments#2

Halan: Lending, BNPL, Payments by Halan Inc

Get a loan, pay bills and more
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(2.3K ratings)
FreeAds
Halan: Lending, BNPL, Payments screenshot 1
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Halan: Lending, BNPL, Payments screenshot 4
Halan: Lending, BNPL, Payments screenshot 5
Halan: Lending, BNPL, Payments screenshot 6

An all-in-one financial services app offering BNPL, lending, payments, and online shopping solutions. Easily access funding for small businesses, purchase on installment, pay bills, and send/receive money. Download now and enjoy a seamless financial experience with Halan!

What We Love

  • ๐Ÿ‘ Helpful customer service
  • ๐Ÿ’ก Useful information provided

Room to Improve

  • ๐Ÿ› App crashes and freezes
  • ๐Ÿคฌ Poor customer support
  • ๐Ÿ’ธ Overpriced services
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

What We Love

  • ๐Ÿš€ Easy to Use
  • ๐Ÿ‘ Ease of use
  • ๐Ÿš€ Exceptional Service
  • ๐Ÿš€ Smooth Banking

Room to Improve

  • ๐Ÿ› Locking Users Out Through Forced Updates
  • ๐Ÿ› Face ID Not Working
  • ๐Ÿ› Debit But Not Credited

More Lending Pay apps to explore

4
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

๐Ÿ’ฐ Finance
(144K)
5
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Unlock early access to your paycheck with our on-demand wage app! Seamlessly transfer funds when needed, enjoy zero hidden fees or interest payments, and experience around-the-clock support. Join now for financial freedom and make everyday payday! Call us at (424) 369-7246 or visit Rainapp.com to learn more.

๐Ÿ’ผ Business
(40K)
6
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free
๐Ÿ’ฐ Finance
(91)
7
Pickle | Rent & Lend Fashion
Pickle | Rent & Lend Fashion
Pickle | Rent & Lend Fashion
Shop Closets in Your Community
Free

"Discover and rent unique, shared living spaces with like-minded individuals through our innovative platform. Find your ideal living arrangement with ease and join a community of renters today."

๐Ÿ›๏ธ Shopping
(2.9K)
8
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

๐Ÿ’ฐ Finance
(248K)
9
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

๐Ÿ’ฐ Finance
(77K)
10
Nexo: Crypto Wealth Platform
Nexo: Crypto Wealth Platform
Nexo: Crypto Wealth Platform
Borrow, ะตarn & ะตxchange crypto
Free

A cryptocurrency investment app allowing users to easily buy, sell, and manage Bitcoin and other digital assets. Join now to start investing in cryptocurrencies with ease!

๐Ÿ’ฐ Finance
(1.8K)
11
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access Vola Finance for zero-fee cash advances, credit building through reporting payments, budget tracking, low balance alerts, and more. Join for free and start securing your financial future today.Upgrade to premium for $1.99.

๐Ÿ’ฐ Finance
(33K)
12
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

This application provides on-demand access to earned wages, allowing users to choose how much of their wages they'd like to receive instantly. It includes financial wellness tools, instant money transfers, flat fee access, and the option to boost spending power. To use the app, employers must have an agreement with the service. Visit the website to learn more.

๐Ÿ’ฐ Finance
(36K)
13
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF
๐Ÿ’ฐ Finance
(1.5K)
14
Happen Bank
Happen Bank
Happen Bank
Get more from your money
Free

Access a comprehensive mobile banking experience with the new app that allows you to manage accounts, loans, credit, and more all in one place. Seamlessly handle transactions, earn cashback, and enjoy personalized financial recommendations for better money management.

๐Ÿ’ฐ Finance
(8.1K)
15
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access your pay in advance without waiting for a paycheck using this application. Get up to $100 a day and improve your financial well-being without loans, interest, or credit checks. Stay on budget with no-cost cash advances and free credit monitoring.

๐Ÿ’ฐ Finance
(430K)
16
Circlys | ุณูŠุฑูƒู„ูŠุฒ
Circlys | ุณูŠุฑูƒู„ูŠุฒ
Circlys | ุณูŠุฑูƒู„ูŠุฒ
ุงุฏุฎุงุฑ ู…ุจุงุดุฑ ูˆุฎุฏู…ุงุช ู…ุงู„ูŠุฉ ุขู…ู†ุฉ
Free

Experience a modernized mobile app revolutionizing ROSCA with Circlys. Manage savings hassle-free, access funds monthly, and enjoy a secure financial journey up to 5000 SAR. Take control of your future with Circlys!

๐Ÿ’ฐ Finance
(5.4K)
17
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

A comprehensive and user-friendly finance management app that offers banking, investment, and budgeting tools all in one place, making it easy to stay on top of your financial health. Take control of your finances today with MoneyLion!

๐Ÿ’ฐ Finance
(314K)
18
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

๐Ÿ’ฐ Finance
(38K)
19
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyโ€”fast
Free

Get paid instantly with Branch: No Wait Pay. Access your earnings immediately, request advances, and manage your money seamlessly with a free digital wallet. Save, send, or spend your funds right away. Ready to start working and get paid the same day?

๐Ÿ’ฐ Finance
(67K)
20
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Get up to $500 in just 5 minutes with our quick cash advance app. Instantly access funds with a simple application process.

๐Ÿ’ฐ Finance
(847K)