238+ iOS apps curated and reviewed
With an average user rating of 4.6★, the lending pay category is one of the App Store's strongest. Browse all 238+ apps we track, sorted so the most loved ones surface first.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.4★ (106) | Yes | No | Aug 2026 |
| 2 |  | Free | 4.6★ (2.4K) | No | No | Aug 2026 |
| 3 |  | Free | 4.8★ (40K) | No | No | Aug 2026 |
| 4 |  | Free | 5.0★ (1) | No | No | Jul 2026 |
| 5 |  | Free | 4.6★ (3.2K) | No | No | Aug 2026 |
| 6 |  | Free | 4.9★ (2.4K) | No | No | Aug 2026 |
| 7 |  | Free | 4.8★ (870K) | No | No | Aug 2026 |
| 8 |  | Free | 4.8★ (134K) | No | No | Aug 2026 |
Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.
This app offers a suite of financial services, including Buy Now Pay Later options for various purchases, personal loans, and bill payment solutions. It aims to simplify online shopping and provide funding without traditional banking requirements.
Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.
Connects individuals needing funds with investors seeking returns through a secure, user-friendly, and Shari’ah compliant platform. Offers streamlined applications for borrowers and attractive investment opportunities for lenders.
This app is a peer-to-peer rental marketplace for fashion. It allows users to rent clothes from others in their community, making fashion more affordable and sustainable. It also offers same-day local courier delivery for convenient outfit rentals.
Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.
Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.
Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.
Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.
Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.
Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.
Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.
Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.
This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.
Quickly compare cash advances, personal loans up to $1,500, and credit cards in one place. Understand potential costs and key terms upfront to make informed financial decisions.
Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.
Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.
Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.