Kiva - Lend for Good

Kiva - Lend for Good

Lend $25 and change a life

2.4K ratings
118 reviews
Free

Details

  • Released
  • Updated
  • March 2, 2020
  • August 4, 2026

Features

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Kiva - Lend for Good screenshot #2 for iPhone
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Kiva - Lend for Good screenshot #4 for iPhone
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About

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25
Support entrepreneurs and students
Re-lend funds for exponential impact
Browse borrowers by category
96% historical repayment rate
100% of loan funds go to borrowers
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What users say

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What's New in Kiva

7.1.3

August 4, 2026

Completed important maintenance.

User reviews

Why?

Kiva attempts to course you to donate five dollars with every single person you help on their platform, by defaulting to a five dollar donation per each individual you put in your basket. In addition when you personally get paid back their settings, have it defaulted as to where they get the money if you do not sign in in aceta amount of time. I really like to help the individuals who are seeking help however, it is not my job to be badgered for money every time I help someone around the world. Originally this was a great platform, however, when you review all of the ways that they get money, how they treat everyone, the fact you don’t get the interest that the end person is paying, you are the one who takes all the risk and the fact that they force every person on the platform to pay use Kiva to Microfinance their loans, it is apparent Kiva is only in existence for to make someone in the developed world rich. Even if it is a “nonprofit”.
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Rewarding to help others

Over the last five years, I have loaned nearly $700 in small, $25 micro loans to hundreds of people across the globe. The repayment rate is somewhere around 97%. Knowing I am making a tangible difference in the lives of the poorest people around the world by providing them with the capital to invest in themselves and their families is the most rewarding feeling in the world. I absolutely love Kiva.
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Kiva lending made easy

Kiva’s app is easy to use, providing prompts on loans that fit my portfolio and allowing search by country and lending themes (types of ventures). It’s inspiring to read about the farmers and micro-entrepreneurs —and the risk rating is helpful too.

So easy to help business that hires others

I loaned $25 dollars 15 years ago and as it is payed back I just reinvest in someone else. Imagine! The same $25 helping over and over again.

Just do it!

There are so many hardworking people around the world that need your help and this makes it easy!

User experience

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Reported Bugs

3 issues

Withdrawing your money is difficult

Bug

Software bug

Bug

Unable to add loan to basket

Bug

Requested Features

6 requests

More loans that about to end & more loans that are in range of $25 to $100 that need closing

Feature

Link to team activity

Feature

Ability to see a loans ending soon sort for loans already identified for support by others in my team

Feature

Saved searches

Feature

Access to all menus and options (without having to scroll around on the main page)

Feature

Documentation of previously completed loans

Feature

FAQ

What is Kiva?

Kiva is an international nonprofit that allows individuals to lend money to entrepreneurs and students in underserved communities around the world. It operates on a crowdfunding model, enabling users to fund microfinance loans with as little as $25.

How does Kiva work?

Users can browse profiles of borrowers, choose someone to support, and make a loan starting at $25. Once the loan is repaid by the borrower, users can choose to re-lend the funds to another borrower or withdraw their money.

Is Kiva a donation or a loan?

Kiva is a loan, not a donation. Borrowers are expected to repay the loans, and historically, Kiva borrowers have a 96% repayment rate. This allows your initial loan amount to be re-lent multiple times, creating a sustainable impact.

What kind of people can I lend to?

You can lend to a wide range of individuals, including entrepreneurs starting or growing businesses, students seeking to fund their education, farmers investing in equipment, and families needing emergency care. Borrowers are from over 90 countries.

Is there a cost to use Kiva?

The Kiva app itself is free to use. 100% of every dollar you lend on Kiva goes directly to funding loans for borrowers. There are no fees for users to lend or for borrowers to receive loans.