App Not Working Since Update
App Not Working Since Update. Won't open. I un-installed and re-installed and still won't open
Crashes every time
The app used to work and now every time I go to use it, it crashes. I’ve deleted it and installed again but it’s the same result.
Not as Advertised
I originally thought this app was so that I could lend some money to people in need so they didn’t have to borrow from predatory banks with high interest rates and terms. On the pages of potential borrowers, it says their loan terms (things like interest rates, payment terms, etc.) and that made me wonder, if I’m the lender how do they already have lending terms. So I dug a little deeper and it turns out the borrowers on the app are already borrowing from a bank and have setup payment terms with that bank loan. My question then was “so where’s my money going?!?” The only thing I could come up with is that my money must be going to pay the bank? Or to pay the app developers? In addition, if the borrower doesn’t pay the bank back in full, you don’t get your money back in full either. It felt like I was a fail safe for the banks and not for the borrowers which was not how I wanted my money to be used. I would encourage you to look further into the borrowers and if they’re already borrowing from a bank and think about what that means for your money.
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Why?
Kiva attempts to course you to donate five dollars with every single person you help on their platform, by defaulting to a five dollar donation per each individual you put in your basket. In addition when you personally get paid back their settings, have it defaulted as to where they get the money if you do not sign in in aceta amount of time. I really like to help the individuals who are seeking help however, it is not my job to be badgered for money every time I help someone around the world. Originally this was a great platform, however, when you review all of the ways that they get money, how they treat everyone, the fact you don’t get the interest that the end person is paying, you are the one who takes all the risk and the fact that they force every person on the platform to pay use Kiva to Microfinance their loans, it is apparent Kiva is only in existence for to make someone in the developed world rich. Even if it is a “nonprofit”.
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Rewarding to help others
Over the last five years, I have loaned nearly $700 in small, $25 micro loans to hundreds of people across the globe. The repayment rate is somewhere around 97%. Knowing I am making a tangible difference in the lives of the poorest people around the world by providing them with the capital to invest in themselves and their families is the most rewarding feeling in the world. I absolutely love Kiva.
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Kiva lending made easy
Kiva’s app is easy to use, providing prompts on loans that fit my portfolio and allowing search by country and lending themes (types of ventures). It’s inspiring to read about the farmers and micro-entrepreneurs —and the risk rating is helpful too.
So easy to help business that hires others
I loaned $25 dollars 15 years ago and as it is payed back I just reinvest in someone else. Imagine! The same $25 helping over and over again.
Just do it!
There are so many hardworking people around the world that need your help and this makes it easy!
Gambling For Good
One of my favorite things to do was gamble. Then one day a friend said, why not use your gambles for good. They showed me Kiva. Now, I take my gambles out of the casino and around the world to help others build their dream life.
Great idea!
Love the idea! Great way to help others!
garbage
garbage
Think about it
Well, our bank gives us three cents of interest per month on about $10,000. Really what’s the point of keeping money in a bank when you could lend that same money out not make any interest least help someone’s life get better significantly? Or I suppose you could help the banks get richer.
Changing lives around the world
To be able to provide much needed assistance to people all around the world to help elevate their lives is a wonderful thing. To be able to do it while sitting on your couch or on your lunch break doesn’t get any easier to champion someone else and help them fulfill their goals and dreams. This is a wonderful app. With a phenomenal world changing vision.
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Check it out
Esteem able acts build self esteem
What a blessing!
I first started making Kiva loans after seeing the TED talk about Kiva about 12 years ago. By investing $25 a month, which is an amount that I can easily afford, I have helped to impact the lives of literally thousands of people all over the world! I have been able to help women buy sewing machines, small farmers, get good quality seed and support, help people in rural areas get solar power, and so much more. At first, it was slow only one loan a month. Over the years, most of the people have repaid their loans in full so now I have made over 800 loans.
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Helping People!
This app has inspired my daughter (7) to use her money from chores to help people all over the world. It feels so good to share our resources to help people better their lives. Easy to use.
Practical help to others
A great way to lend real help to people who need it
Gone down hill
Each loan is $25 which is great but then they force you to pay an additional $5 for Kiva to pocket. That’s 20% they pocket! Four years ago it was ideal, with the option to pay to kiva additional money if you wanted. I’ve used this for many years but will not continue.
Withdrawing your money is difficult
In order to withdraw money from your account, you always have to wait on a verification email. For me, at least, it takes hours for this email to arrive. By that time I’ve already moved on to something else and forgotten about it.
Neat concept
Hope this makes a difference
