Best Relay Bank Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Out of 249+ relay bank apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Relay Bank Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Relay | Business BankingRelay | Business BankingFree4.8★ (3.6K)NoNoOct 2026
2SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoOct 2026
3Frost BankFrost BankFree4.9★ (75K)NoNoOct 2026
4Amazon RelayAmazon RelayFree4.7★ (105K)NoNoOct 2026
5Synchrony BankSynchrony BankFree4.8★ (37K)YesNoOct 2026
6Woodforest Mobile BankingWoodforest Mobile BankingFree4.8★ (66K)NoNoOct 2026
7SAFE Credit UnionSAFE Credit UnionFree4.8★ (23K)NoNoOct 2026
8First Command BankFirst Command BankFree4.7★ (2.7K)NoNoOct 2026

Top Picks for Relay Bank

Relay | Business Banking#1
4.8😞(3.6K ratings)
Free
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This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

What We Love

  • 🚀 Easy to use
  • 🚀 Great for business banking
  • 🚀 Helpful customer service
  • 🚀 Useful features like virtual cards
  • 🚀 Profit First integration

Room to Improve

  • 🐛 App crashes and bugs
  • 🐛 Slow check deposit times
  • 🐛 Account freezing and verification issues
  • 🐛 Poor communication from support
  • 🐛 Unreliable transactions and transfers
SoFi: Bank, Invest & Crypto#2

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Strong Contender
💰 Finance
4.7😐(385K ratings)
Free
#20in Finance
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Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
Frost Bank#3
4.9😊(75K ratings)
Free
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Manage your finances with a user-friendly mobile banking app. Open accounts, send money instantly, and deposit checks remotely. Securely link external accounts and access personal banking support 24/7.

What We Love

  • 👍 Excellent customer service
  • 🚀 Convenient mobile banking
  • 💳 Early paycheck availability
  • 🤝 Personalized banking experience
  • 🏦 Reliable and trustworthy bank

Room to Improve

  • 🐛 Inconsistent mobile deposit functionality
  • ⏱️ Slow transaction updates in the app
  • 🔒 Lack of security features (e.g., no password pasting)
  • 🕰️ Frequent app maintenance and downtime

More Relay Bank apps to explore

FAQ about Relay Bank

What are the best relay bank apps for iPhone?
Relay | Business Banking tops our relay bank apps ranking as of October 2026, with a 4.8-star average from 3.6K App Store ratings, and it's free to download.
Yes — 20 of the top relay bank apps we rank are free to download, including Relay | Business Banking and SoFi: Bank, Invest & Crypto.
Relay | Business Banking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ relay bank apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.