Best Sofi High Yield Savings Apps

4.7😐(385K ratings)

Free

#23in Finance

SoFi: Mobile Bank & Investing screenshot 1

SoFi: Mobile Bank & Investing screenshot 2

SoFi: Mobile Bank & Investing screenshot 3

SoFi: Mobile Bank & Investing screenshot 4

SoFi: Mobile Bank & Investing screenshot 5

SoFi: Mobile Bank & Investing screenshot 6

Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

What We Love

🚀 Convenient all-in-one finance app
💰 Competitive interest rates on savings
👍 Intuitive and user-friendly interface
📈 Integrated investment platform
💳 Useful credit card with rewards
🔒 Secure account management

Room to Improve

🐛 Buggy and unreliable account management
🕰️ Slow money transfer and withdrawal process
💸 Unwarranted account freezes and fund holds
🤖 Poor and unresponsive customer service
📈 Cluttered app with too many upsells
🔍 Difficulty verifying identity and updating info

Axal: High Yield Savings by Axal

Earn 7.6% Interest on Cash

Strong Contender

4.7(370 ratings)

Free

Earn high yields on your U.S. dollars, Bitcoin, and gold, all automated in one app. Fund easily and track your balance 24/7 with no lockups. Enjoy self-custodial infrastructure for complete control and security.

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money

Worth Considering

Banking & Personal Finance

4.6😐(115K ratings)

Free

#82in Finance

Manage your bank, investment, and auto accounts in one secure, convenient app. Features include smart savings tools, commission-free trading, and vehicle payment management. Get paid early and avoid fees with this comprehensive financial management solution.

What We Love

🚀 Reliable app performance
👍 Helpful customer service
💡 Useful savings buckets feature
🚀 Immediate fund transfers

Room to Improve

🐛 Frequent app crashes and bugs
🕰️ Slow mobile check deposit processing
🔒 Lack of VPN compatibility
🤖 Unhelpful automated customer support
💰 Unexpected fees and account holds

More Sofi High Yield Savings apps to explore

Marcus by Goldman Sachs®

High-yield savings accountsCompetitive CD ratesNo-penalty CDs

Manage your savings and grow your money with competitive interest rates on various account types. Open and fund accounts, schedule transfers, and track your financial growth on the go. FDIC-insured for peace of mind.

Invest, save, plan in one app.

Invest in stocks, ETFs, and mutual fundsTrade cryptocurrencies like Bitcoin and EthereumCash management: trade, transfer, deposit checks, pay bills

Manage investments, savings, and financial planning with professional insights and powerful tools. Trade stocks, ETFs, cryptocurrencies, and manage cash with features like bill pay and automated transfers. Offers 24/7 support and advanced security measures.

Payments, Balance & Rewards

Manage Cards, checking, and savings accountsFreeze and unfreeze cards instantlyView and redeem rewards

Manage your American Express accounts, track spending, and redeem rewards on the go. Access offers, freeze your card instantly, and get 24/7 customer support.

free with in-app purchases

(4.5M)

Acorns: Save & Invest Money

ETF, Stock Investing & Savings

Invest spare change with Round-Ups®Automated recurring investmentsDiversified ETF portfolios

Automate your savings and investments with this app. It helps you grow your money through spare change round-ups, recurring investments, and diversified portfolios. Access financial education resources and tools to manage your money for today and the future.

(961K)

Credit, Cash back, Savings

Chime® – Mobile Banking

Fee-free bankingEarly paycheck accessCredit builder feature

This financial app offers fee-free banking with features like early paycheck access and a credit builder. It helps your money grow with tools for savings and rewards. Enjoy convenient mobile banking with a focus on user benefits.

EarnUSD — Smart Yield Tracker

(1.7M)

ad-supported

Smart lending insights &alerts

SoLo Funds: Lend, Borrow, Bank

🔧 Utilities

(0)

Making Gains on Your Own Terms

Borrow up to $650No credit check requiredLend to earn returns

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, and manage your finances with a free digital wallet and AI financial co-pilot. Offers identity verification and fraud monitoring for security.

Betterment Invest & Save Money

(42K)

ad-supported

Investments & Cash Accounts

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash reserve account

Automated investing and savings app to help you reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for retirement planning. Start with as little as $10.

Albert: Budgeting and Banking

(67K)

ad-supported

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investingHigh-yield savings accounts

Manage your finances with an all-in-one app for budgeting, saving, and investing. Get early access to paychecks, earn interest on savings, and receive 24/7 identity monitoring. AI-powered assistance is available for financial guidance.

Easy account access anywhere.

View account balancesPay bills and loansMonitor credit score

Manage your finances on the go with easy access to your accounts. View balances, pay bills, track credit, redeem rewards, and send money. Get instant alerts and lock your cards for added security.

(11M)

Bank. Borrow. Build Credit.

OnePay – Mobile Banking

Bank, send, pay, and spendBuild credit historyEarn cash back and rewards

Manage your finances with a comprehensive mobile banking solution. Perform transactions, build credit, and earn rewards. Offers features like fee-free overdraft and high APY savings accounts.

Save in CHF or Bitcoin

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

(5.3M)

PiggyVest: Save & Invest Today

Save, Invest & Manage Money

Automated savings plansDiverse investment opportunitiesHigh interest rates on savings and investments

This platform offers a comprehensive suite of tools for saving, investing, and managing personal finances. Users can automate savings, invest in various opportunities with competitive returns, and benefit from robust security measures and transparent interest calculations.

(7.7K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early paydayNo monthly or overdraft feesCash advances up to $250

This digital bank offers early payday, cash advances, and a credit card with no fees or credit checks. Earn competitive APY on savings and manage your money with auto-saving tools and fee-free ATMs.

(234K)

Lucidly: DeFi Earn Platform

by RDV8 Labs Private Limited

Wealthfront: Save and Invest

(0)

Saving, investing, stocks.

High-yield cash account with competitive APYExpert-built ETF investment portfoliosCommission-free stock and ETF investing

Manage your savings and investments in one place. Earn competitive APY on your cash, invest in diversified portfolios or individual stocks with zero commissions, and get a holistic view of your financial future.

(18K)