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Best Sofi High Yield Savings Apps

70+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good sofi high yield savings apps. We benchmark 70+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Sofi High Yield Savings

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(386K ratings)
FreeAds
#24in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 4

This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Ally: Bank, Auto & Invest#2

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Strong Contender
💰 Finance
4.7😐(110K ratings)
Free
#74in Finance
Ally: Bank, Auto & Invest screenshot 1
Ally: Bank, Auto & Invest screenshot 2
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Ally: Bank, Auto & Invest screenshot 6

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

What We Love

  • 🚀 Reliable app performance
  • 👍 Helpful customer service
  • 💡 Useful savings buckets feature
  • 🚀 Immediate fund transfers

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow mobile check deposit processing
  • 🔒 Lack of VPN compatibility
Fidelity Investments#3

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Worth Considering
💰 Finance
4.8😐(3.2M ratings)
FreeAds
#14in Finance
Fidelity Investments screenshot 1
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Fidelity Investments screenshot 5
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Invest confidently with an all-in-one investing app offering secure trading, financial learning resources, and 24/7 customer support. Get started with no fees and explore powerful trading tools for stocks, ETFs, and more, backed by Fidelity's expertise. Explore more at https://www.fidelity.com/mobile/overview.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features

More Sofi High Yield Savings apps to explore

4
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

A banking app that offers security features, fee-free overdraft up to $200, early direct deposit, no monthly fees, and the ability to build credit through on-time payments. Trusted by millions, Chime also allows easy money transfers with no fees. Discover a new way to manage your finances and build credit.

💰 Finance
(1.5M)
5
Amex
Amex
Amex
Payments, Balance & Rewards
Free

A convenient app for managing finances, making payments, and checking balances all in one place. Simplify your financial life with Amex today!

💰 Finance
(4.3M)
6
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

A mobile banking app that allows you to easily manage your finances, pay bills, and access banking services on the go. Take control of your money with secure transactions and account management. Download now for seamless banking experience.

💰 Finance
(348K)
7
Figure Markets: Earn & Borrow
Figure Markets: Earn & Borrow
Figure Markets: Earn & Borrow
Earn yield backed by RWAs
Free

Experience the ultimate all-in-one solution for secure financial services with cutting-edge technology. Take control of your keys, authorize transactions, and enjoy enhanced security with biometrics - all in one app. Secure, efficient, and resilient - empower yourself with Figure Markets.

💰 Finance
(196)
8
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
9
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

💰 Finance
(233K)
10
Worthy Financial - Earn 5%
Worthy Financial - Earn 5%
Worthy Financial - Earn 5%
Live for now. Save for later.
Free

An application that helps you save and grow your money by investing in 5% fixed interest bonds that support American small businesses. Features include connecting your bank account, setting up recurring investments, automatic round-ups for savings, and penalty-free fund withdrawals. Start earning higher returns today!

💰 Finance
(151)
11
Jiko: Spendable T-Bills
Jiko: Spendable T-Bills
Jiko: Spendable T-Bills
The future of money storage
Free

This application provides a unique way to store money, offering a combination of savings and spending features by investing in government-backed T-bills and allowing instant access to funds through a debit card. Users can earn competitive yields on their savings, get 1% cashback on purchases, and enjoy a secure and transparent way to manage their money, sign up now to learn more.

💰 Finance
(47)
12
Axal: High Yield Savings
Axal: High Yield Savings
Axal: High Yield Savings
Earn 6-10% APY.
Free

Earn up to 10% APY on your savings with a secure and automated platform that protects your funds from volatility and offers high-yield opportunities. Download the app today and start generating passive income with simplicity and automation.

💰 Finance
(51)
13
Aave: Save and Earn
Aave: Save and Earn
Aave: Save and Earn
Earn up to 9% per year
Free
💰 Finance
(217)
14
CashBoxNG
CashBoxNG
CashBoxNG
Save money securely
Free

CashBoxNG is a secure savings platform that allows users to save money conveniently from their mobile devices or computers. Users can save any amount for free, earn interest on their savings, and access features like KidsBox for children. Start saving securely with CashBoxNG today!

💰 Finance
(608)
15
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

Introducing a versatile credit card exclusively for Robinhood Gold members, offering 3% cash back on all categories, fee-free transactions, 5% cash back on travel, secure account management, virtual card options, and features for family usage. Take control of your spending and earn rewards effortlessly.

💰 Finance
(52K)
16
Elevault – Interest Paid Daily
Elevault – Interest Paid Daily
Elevault – Interest Paid Daily
Elevate your wealth.
Free

Elevault is a mobile banking app that enables users to build wealth without monthly or overdraft fees. With daily interest payments, customizable Vaults, and automated budgeting features, Elevault helps users stay organized and in control of their finances. Start elevating your wealth today!

💰 Finance
(74)
17
Vestwell
Vestwell
Vestwell
For the future.
Free

Experience a one-stop financial solution with a versatile platform that simplifies savings for all life's milestones. Track goals, manage accounts, access funds, and get personalized support easily. Join over one million savers and start building your financial future confidently with the mobile app.

💰 Finance
(120)
18
Raisin: Earn More on Cash
Raisin: Earn More on Cash
Raisin: Earn More on Cash
Savings, CDs, and More
Free

A fintech app that simplifies savings by offering a single platform to access top rates on federally insured products from multiple banks and credit unions. Users can easily manage their savings, enjoy high levels of security, no fees, and a streamlined dashboard. Start your savings journey today in just a few minutes!

💰 Finance
(79)
19
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Access all your accounts and manage your money easily with this app: view balances, pay bills, redeem rewards, and more. Stay informed with alerts, lock your cards instantly, and get assistance from Eno. Download now for better banking.

💰 Finance
(11M)
20
Kuvera: Surplus, Mutual Funds
Kuvera: Surplus, Mutual Funds
Kuvera: Surplus, Mutual Funds
Calculate & Invest in ELSS,NPS
Free

This investment application simplifies online investing in mutual funds, fixed deposits, stock markets, and more, offering features like goal planning, smart analytics, and tax harvesting. It allows users to start investing in minutes, track their investments, and make informed decisions with data-driven insights.

💰 Finance
(152)

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