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Best Sofi High Yield Savings Apps

156+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good sofi high yield savings apps. We benchmark 156+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Sofi High Yield Savings Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoAug 2026
2Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoAug 2026
3Axal: High Yield SavingsAxal: High Yield SavingsFree4.8★ (73)NoNoAug 2026
4Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (265K)NoNoAug 2026
5Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (112K)NoNoAug 2026
6AmexAmexFree4.9★ (4.4M)YesNoAug 2026
7OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (411K)NoNoAug 2026
8Capital One MobileCapital One MobileFree4.8★ (11M)NoNoAug 2026

Top Picks for Sofi High Yield Savings

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#24in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 4
SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
💰 Finance
4.8😐(3.3M ratings)
Free
#15in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
Axal: High Yield Savings#3

Axal: High Yield Savings by Axal

Earn 6-10% APY.
Worth Considering
💰 Finance
4.8(73 ratings)
Free
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Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

More Sofi High Yield Savings apps to explore

4
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
💰 Finance
(265K)
free
5
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
6
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
7
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
8
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
9
EarnUSD — Smart Yield Tracker
EarnUSD — Smart Yield Tracker
EarnUSD — Smart Yield Tracker
Smart lending insights &alerts
Free
🔧 Utilities
(0)
10
Compound Yield Calc
Compound Yield Calc
Compound Yield Calc
See your money grow
Free
💰 Finance
(0)
11
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts
💰 Finance
(65K)
free with in-app purchases
12
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
13
SusuWallet: Savings Circles
SusuWallet: Savings Circles
SusuWallet: Savings Circles
by CYBERLOBI LLC
Free
💰 Finance
(0)
14
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls
💰 Finance
(78K)
free with in-app purchases
15
BigVest: Compound Yield
BigVest: Compound Yield
BigVest: Compound Yield
8 Tools in One App
Free
🔧 Utilities
(0)
16
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
17
Lucidly: DeFi Earn Platform
Lucidly: DeFi Earn Platform
Lucidly: DeFi Earn Platform
by RDV8 Labs Private Limited
Free
💰 Finance
(0)
18
Vestwell
Vestwell
Vestwell
For the future.
Free

This app helps users build their financial future by providing accessible and intuitive savings solutions for retirement, education, disability, and emergencies. Manage your accounts, track progress, and access funds seamlessly from your mobile device.

Track savings goals and employer matchChange savings amount and investment strategyConsolidate savings accounts
💰 Finance
(137)
free
19
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
💰 Finance
(7.1K)
free
20
Game of Yield
Game of Yield
Game of Yield
Yield to Go Central
Free
💰 Finance
(0)

FAQ about Sofi High Yield Savings

What are the best sofi high yield savings apps for iPhone?
SoFi: Bank, Invest & Crypto tops our sofi high yield savings apps ranking as of August 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes — 20 of the top sofi high yield savings apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Fidelity Investments.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 156+ sofi high yield savings apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.