Best Sofi Apps

4.7😐(385K ratings)

Free

#26in Finance

SoFi: Mobile Bank & Investing screenshot 1

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Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

What We Love

🚀 Convenient all-in-one finance app
💰 Competitive interest rates on savings
👍 Intuitive and user-friendly interface
📈 Integrated investment platform
💳 Useful credit card with rewards
🔒 Secure account management

Room to Improve

🐛 Buggy and unreliable account management
🕰️ Slow money transfer and withdrawal process
💸 Unwarranted account freezes and fund holds
🤖 Poor and unresponsive customer service
📈 Cluttered app with too many upsells
🔍 Difficulty verifying identity and updating info

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.

Strong Contender

4.8😐(3.4M ratings)

Free

#12in Finance

Manage investments, savings, and financial planning with professional insights and powerful tools. Trade stocks, ETFs, cryptocurrencies, and manage cash with features like bill pay and automated transfers. Offers 24/7 support and advanced security measures.

What We Love

🚀 Efficient app with quick access to accounts
🔒 Secure login process
👍 Comprehensive research and data tools
💡 Ability to link external accounts for full financial view
👍 Reliable and trustworthy platform

Room to Improve

🐛 Inaccurate account information and performance data
🔍 Cluttered and unintuitive user interface
🔍 Difficult to navigate and find desired features
🔍 Lacking key features for active traders
🐛 Buggy app with frequent crashes and performance issues

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.

Worth Considering

Credit, Cash back, Savings

4.8😞(8.8M ratings)

Free

#3in Finance

Manage your money with ease. Send and receive payments instantly, invest in stocks and Bitcoin, and access banking services like early direct deposit. Customize a debit card and save with exclusive offers.

What We Love

💳 Easy money transferring
🚀 Convenient and user-friendly app
🤑 Referral bonuses and discounts
🤑 Free tax filing
🤑 Borrow money feature

Room to Improve

🔒 Security issues and account hacking
🤖 Poor customer service and lack of live support
💰 Unexpected fees and charges
🔍 Unclear account restrictions and limits
🐛 App crashes and technical issues

More Sofi apps to explore

Chime® – Mobile Banking

Fee-free bankingEarly paycheck accessCredit builder feature

This mobile banking app offers fee-free banking and helps your money grow. Enjoy early paychecks, credit building tools, and cash back rewards. It's designed for easy, everyday financial management.

Easy account access anywhere.

View account balancesPay bills and loansMonitor credit score

Manage your finances on the go with easy access to your accounts. View balances, pay bills, track credit, redeem rewards, and send money. Get instant alerts and lock your cards for added security.

Send Money, Debit card

Send and receive moneySplit requests among friendsEarn cash back with credit card

This app offers a fast, secure, and social way to send and receive money. It allows users to split bills, manage a debit card, buy cryptocurrency, and even create business profiles.

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Debit card, rewards, pay later

PayPal - Pay, Send, Save

Purchase protectionRewards points on purchasesSend and request money

Securely shop online and in-store, earn rewards with a debit card, send money internationally, and manage subscriptions. Offers purchase protection and flexible payment options like 'Pay in 4'.

SoLo Funds: Lend, Borrow, Bank

(6.3M)

ad-supported

Making Gains on Your Own Terms

Borrow up to $650No credit check requiredLend to earn returns

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, and manage your finances with a free digital wallet and AI financial co-pilot. Offers identity verification and fraud monitoring for security.

Bank. Borrow. Build Credit.

(43K)

ad-supported

OnePay – Mobile Banking

Bank, send, pay, and spendBuild credit historyEarn cash back and rewards

Manage your finances with a comprehensive mobile banking solution. Perform transactions, build credit, and earn rewards. Offers features like fee-free overdraft and high APY savings accounts.

(498K)

Upstart: Personal Loans + More

Money for moments that matter

Personal loans from $200 to $75,000Cash Line for flexible credit accessLightning-fast approvals

Borrow money for personal needs or debt consolidation with fast approvals and flexible repayment options. Access funds quickly through personal loans or a revolving credit line. Manage your account, compare offers, and get support 24/7.

(49K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early paydayNo monthly or overdraft feesCash advances up to $250

This digital bank offers early payday, cash advances, and a credit card with no fees or credit checks. Earn competitive APY on savings and manage your money with auto-saving tools and fee-free ATMs.

(234K)

Self - Credit Builder & Cards

Secured Card & Score Tracker

Secured Self Visa® Credit Card with no credit checkCredit Builder Account to improve credit scoreReport rent, utility, and cell phone payments

Build credit and grow savings with a secured credit card or credit builder account. This tool helps establish better financial habits and offers a path to credit with no initial credit check. Report rent, utility, and cell phone payments to credit bureaus.

Save, Spend & Grow Your Credit

Financial summary and credit score trackingPersonalized credit card and loan recommendationsInsurance offer comparison

Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay. Offers identity protection and bill negotiation for subscribers.

Robinhood: Trading & Investing

(7.8M)

freemium

Stocks, ETFs, Crypto & Options

Commission-free stock, ETF, and options tradingAdvanced trading tools and AI market insightsRetirement savings with IRA Match

Invest in stocks, ETFs, crypto, and options with commission-free trading. Access advanced tools, retirement planning, and prediction markets. Offers managed portfolios and a premium subscription for enhanced benefits.

Payments, Balance & Rewards

Manage Cards, checking, and savings accountsFreeze and unfreeze cards instantlyView and redeem rewards

Manage your American Express accounts, track spending, and redeem rewards on the go. Access offers, freeze your card instantly, and get 24/7 customer support.

free with in-app purchases

(4.5M)

Current - Mobile Banking

Get Paid Early. Build Credit.

Get paid up to 2 days earlyFee-free overdraft protectionBuild credit while banking

Access your paycheck faster, build credit, and manage savings all in one place. This banking app offers early direct deposit, fee-free overdrafts, and cash back rewards. Enjoy 24/7 support and access to a vast network of ATMs.

(198K)

Ally: Bank, Auto & Invest

The app for all things money

Manage bank, auto, and investment accountsSmart savings tools like buckets and boostersCommission-free trading on eligible stocks and funds

Manage your bank, investment, and auto accounts in one secure, convenient app. Features include smart savings tools, commission-free trading, and vehicle payment management. Get paid early and avoid fees with this comprehensive financial management solution.

by VOLO TECHNOLOGIES INC

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

Meeting recorder and uploader

Record offline meetingsAnalyze presentation contentImprove delivery

This application records your offline meetings and presentations. It then analyzes your content to help you save time, refine your message, and enhance your delivery.

📊 Productivity

(1)