Best Sofi Roth Ira Apps

205+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Looking for free sofi roth ira apps? 20 of our 205+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Sofi Roth Ira

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(386K ratings)
FreeAds
#28in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 4

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • ๐Ÿš€ Convenient all-in-one finance app
  • ๐Ÿ’ฐ Competitive interest rates on savings
  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿ“ˆ Integrated investment platform

Room to Improve

  • ๐Ÿ› Buggy and unreliable account management
  • ๐Ÿ•ฐ๏ธ Slow money transfer and withdrawal process
  • ๐Ÿ’ธ Unwarranted account freezes and fund holds
M1: Invest & Bank Smarter#2

M1: Invest & Bank Smarter by M1 Finance LLC

Manage Money, Build Wealth
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(73K ratings)
FreeAds
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This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

What We Love

  • ๐Ÿš€ Great update and app
  • ๐Ÿš€ Wonderful app to organize accounts
  • ๐Ÿš€ Easiest visual long-term investing app
  • ๐Ÿ‘ Excellent service and good app

Room to Improve

  • ๐Ÿ” Stop pushing users to take on margin debt
  • ๐Ÿ› Buggy and glitchy app
  • ๐Ÿ” Confusing and baffling app
Betterment Invest & Save Money#3

Betterment Invest & Save Money by Betterment

Investments & Cash Accounts
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(63K ratings)
FreeAds
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Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

What We Love

  • ๐Ÿ’ฐ High yield savings account
  • ๐Ÿ” Easy to link and manage accounts
  • ๐Ÿค– Automated investing and portfolio management
  • ๐Ÿ‘จโ€๐Ÿ’ป Responsive customer service

Room to Improve

  • ๐Ÿค– Automated investing underperforms manual investing
  • ๐Ÿค” Unclear account selection when making deposits
  • โฑ๏ธ Slow transfer and withdrawal process

More Sofi Roth Ira apps to explore

4
Beanstox: Simple Investing
Beanstox: Simple Investing
Beanstox: Simple Investing
Seriously Simple Investingยฎ
Free

This app offers automated investing in diversified ETF portfolios, retirement accounts, and other options. It simplifies long-term investing with recurring deposits and portfolio management, making it accessible for both beginners and experienced investors.

Automated ETF portfolio investingRetirement accounts (Traditional & Roth IRAs)Invest in Gold and Bitcoin ETFs
๐Ÿ’ฐ Finance
(3.6K)
free with in-app purchases
5
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
Top-rated crypto IRA app.
Free

Invest in cryptocurrencies within your retirement accounts like IRA, Roth IRA, or 401(k). Buy, sell, and swap over 80 digital assets 24/7, with options to stake for rewards. Offers advanced trading tools and secure storage for your crypto investments.

Crypto IRA and Roth IRA accounts401(k) rolloversBuy, sell, and swap 80+ cryptocurrencies
๐Ÿ’ฐ Finance
(1.2K)
free with in-app purchases
6
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
๐Ÿ’ฐ Finance
(954K)
subscription
7
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
INVEST WITH CONFIDENCEยฎ
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
๐Ÿ’ฐ Finance
(23K)
free
8
iTrustCapital: Buy Crypto 24/7
iTrustCapital: Buy Crypto 24/7
iTrustCapital: Buy Crypto 24/7
IRA & Non-IRA Crypto Accounts
Free

Invest in digital assets and precious metals with a secure platform offering 24/7 access to over 90 cryptocurrencies. Manage retirement savings with tax-advantaged IRAs or use Treasury Accounts for business and organizational needs.

Tax-Advantaged Crypto IRAPremium Custody AccountTreasury Account
๐Ÿ’ฐ Finance
(100)
free with in-app purchases
9
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Stack Sats, Crypto & Stocks
Free

Invest in Bitcoin, crypto, and stocks within a tax-advantaged retirement account. Set up a new IRA or roll over an existing one. Play daily for a chance to win free Bitcoin with no setup fees or minimums.

Invest in Bitcoin, crypto, and stocksTax-advantaged retirement accounts (IRA, 401k)Daily chance to win free Bitcoin (Blinko)
๐Ÿ’ฐ Finance
(1.5K)
free
10
Halfmore: Roth IRA for Child
Halfmore: Roth IRA for Child
Halfmore: Roth IRA for Child
College, Home, Retirement
Free

Empower your child's financial future by turning household chores into earned income for a custodial Roth IRA. This app automates the process, handles legal and tax compliance, and helps your child build generational wealth tax-free. It also provides valuable financial education.

Custodial Roth IRA for childrenEarned income from household tasksAutomated legal and tax compliance
๐Ÿ’ฐ Finance
(67)
free
11
Finhabits: Invest My Money
Finhabits: Invest My Money
Finhabits: Invest My Money
Invest, Learn, and Protect
Free

This app simplifies investing, saving, and learning about personal finance. It offers automated investment accounts, health insurance options, and educational resources to help users build a better financial future. Available in English and Spanish, it aims to make financial management accessible to everyone.

Automated investment accountsRetirement savings optionsHealth, dental, and vision insurance plans
๐Ÿ’ฐ Finance
(21K)
free with in-app purchases
12
Firstrade: Invest & Trade
Firstrade: Invest & Trade
Firstrade: Invest & Trade
Stocks, Options, ETFs.
Free

Invest in stocks, options, and ETFs commission-free with a platform offering fractional shares, AI-powered insights, and extended trading hours. Manage multiple accounts, including IRAs, and access premium research to make informed trading decisions.

Commission-free trading on stocks, ETFs, options, and mutual fundsZero options contract feesFractional share trading starting at $5
๐Ÿ’ฐ Finance
(8.3K)
free with in-app purchases
13
Stash: Investing made easy
Stash: Investing made easy
Stash: Investing made easy
Invest in Stocks and ETFs.
Free

Invest in stocks and ETFs with expert-built portfolios, personalized guidance, and automation. This app helps everyday Americans grow their money for retirement, future goals, or as first-time investors. It offers tools like automated investing, a stock-back debit card, and financial coaching.

Expert-built portfoliosAutomated investingPersonalized financial guidance
๐Ÿ’ฐ Finance
(311K)
subscription
14
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
๐Ÿ’ฐ Finance
(17K)
free with in-app purchases
15
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Manage your retirement accounts on the go with this intuitive app. Access financial wellness resources, view your balance, and make changes to contributions and investments. Supports English and Spanish, with robust security measures.

Retirement account managementFinancial wellness resourcesBiometric login
๐Ÿ’ฐ Finance
(8.4K)
free
16
Titan: Your Wealth Team
Titan: Your Wealth Team
Titan: Your Wealth Team
Investing, Wealth Management
Free

This app offers comprehensive wealth management services, combining a dedicated advisory team with professional investment management. It simplifies investing, tax planning, and cash management, providing personalized guidance and active portfolio management without high fees or minimums.

Dedicated advisory teamProfessional investment managementAutomated cash management
๐Ÿ’ฐ Finance
(7K)
freemium
17
ETZ: Crypto IRA Trading
ETZ: Crypto IRA Trading
ETZ: Crypto IRA Trading
200+ Coinbase Prime Assets
Free

Trade over 200 digital assets within your retirement accounts on a secure and user-friendly platform. Access institutional-grade storage and tax-advantaged transactions for a diverse retirement portfolio.

Trade 200+ digital assets in IRAsInstitutional-grade storage via Coinbase PrimeTax-advantaged transactions
๐Ÿ’ฐ Finance
(13)
free
18
Alinea: Automated Investing
Alinea: Automated Investing
Alinea: Automated Investing
Expert Portfolios, AI Insights
Free

Invest with confidence using expert-built portfolios and AI-driven insights. Track performance, visualize growth, and receive personalized financial news to make informed investment decisions. Securely link bank accounts and explore curated investment strategies.

Expert-built investment portfoliosAI-powered performance insightsPersonalized financial news
๐Ÿ’ฐ Finance
(92K)
free
19
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
๐Ÿ’ฐ Finance
(11K)
ad-supported
20
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
๐Ÿ’ฐ Finance
(29K)
free