Best Sofi Roth Ira Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Looking for free sofi roth ira apps? 20 of our 250+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Sofi Roth Ira Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7โ˜… (386K)NoNoAug 2026
2M1: Invest & Bank SmarterM1: Invest & Bank SmarterFree4.7โ˜… (74K)YesNoAug 2026
3Betterment Invest & Save MoneyBetterment Invest & Save MoneyFree4.8โ˜… (64K)YesNoAug 2026
4Fidelity InvestmentsFidelity InvestmentsFree4.8โ˜… (3.3M)NoNoAug 2026
5Roth Conversion CalculatorRoth Conversion CalculatorFree5.0โ˜… (1)YesNoMay 2026
6Halfmore: Roth IRA for ChildHalfmore: Roth IRA for ChildFree4.8โ˜… (71)NoNoAug 2026
7Roth IRA CalculatorRoth IRA CalculatorFreeโ€”YesNoAug 2026
8Stash: Investing made easyStash: Investing made easyFree4.7โ˜… (311K)NoNoAug 2026

Top Picks for Sofi Roth Ira

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

High-Yield Savings & Stocks
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(386K ratings)
Free
#19in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • ๐Ÿš€ Convenient all-in-one finance app
  • ๐Ÿ’ฐ Competitive interest rates on savings
  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿ“ˆ Integrated investment platform

Room to Improve

  • ๐Ÿ› Buggy and unreliable account management
  • ๐Ÿ•ฐ๏ธ Slow money transfer and withdrawal process
  • ๐Ÿ’ธ Unwarranted account freezes and fund holds
M1: Invest & Bank Smarter#2

M1: Invest & Bank Smarter by M1 Finance LLC

Manage Money, Build Wealth
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(74K ratings)
FreeAds
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This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

What We Love

  • ๐Ÿš€ Great update and app
  • ๐Ÿš€ Wonderful app to organize accounts
  • ๐Ÿš€ Easiest visual long-term investing app
  • ๐Ÿ‘ Excellent service and good app

Room to Improve

  • ๐Ÿ” Stop pushing users to take on margin debt
  • ๐Ÿ› Buggy and glitchy app
  • ๐Ÿ” Confusing and baffling app
Betterment Invest & Save Money#3

Betterment Invest & Save Money by Betterment

Investments & Cash Accounts
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(64K ratings)
FreeAds
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Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

What We Love

  • ๐Ÿ’ฐ High yield savings account
  • ๐Ÿ” Easy to link and manage accounts
  • ๐Ÿค– Automated investing and portfolio management
  • ๐Ÿ‘จโ€๐Ÿ’ป Responsive customer service

Room to Improve

  • ๐Ÿค– Automated investing underperforms manual investing
  • ๐Ÿค” Unclear account selection when making deposits
  • โฑ๏ธ Slow transfer and withdrawal process

More Sofi Roth Ira apps to explore

4
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
๐Ÿ’ฐ Finance
(3.3M)
free with in-app purchases
5
Roth Conversion Calculator
Roth Conversion Calculator
Roth Conversion Calculator
by Johnny Borrelli
Free

This app generates a personalized Roth Conversion Report for 2026, which is emailed directly to you. It provides insights to help you make informed financial decisions regarding your retirement savings.

Personalized Roth Conversion Report2026 Tax Year FocusEmail Delivery
๐Ÿ’ฐ Finance
(1)
ad-supported
6
Halfmore: Roth IRA for Child
Halfmore: Roth IRA for Child
Halfmore: Roth IRA for Child
College, Home, Retirement
Free

Empower your child's financial future by turning household chores into earned income for a custodial Roth IRA. This app automates the process, handles legal and tax compliance, and helps your child build generational wealth tax-free. It also provides valuable financial education.

Custodial Roth IRA for childrenEarned income from household tasksAutomated legal and tax compliance
๐Ÿ’ฐ Finance
(71)
free
7
Roth IRA Calculator
Roth IRA Calculator
Roth IRA Calculator
2025 IRS Roth IRA limit check
Free
๐Ÿ’ฐ Finance
(0)
8
Stash: Investing made easy
Stash: Investing made easy
Stash: Investing made easy
Invest in Stocks and ETFs.
Free

Invest in stocks and ETFs with expert-built portfolios, personalized guidance, and automation. This app helps everyday Americans grow their money for retirement, future goals, or as first-time investors. It offers tools like automated investing, a stock-back debit card, and financial coaching.

Expert-built portfoliosAutomated investingPersonalized financial guidance
๐Ÿ’ฐ Finance
(311K)
subscription
9
Beanstox: Simple Investing
Beanstox: Simple Investing
Beanstox: Simple Investing
Start small, grow wealth
Free

This app offers automated investing in diversified ETF portfolios, retirement accounts, and other options. It simplifies long-term investing with recurring deposits and portfolio management, making it accessible for both beginners and experienced investors.

Automated ETF portfolio investingRetirement accounts (Traditional & Roth IRAs)Invest in Gold and Bitcoin ETFs
๐Ÿ’ฐ Finance
(3.9K)
free with in-app purchases
10
Composer by SoFi
Composer by SoFi
Composer by SoFi
AI for automated stock trading
Free

Automate your stock and ETF trading with AI. Generate custom strategies from plain English requests, backtest performance, and execute trades automatically with as little as $50. Offers both automated and direct trading options with robust security features.

AI-powered strategy discoveryAutomated trade executionBacktesting with historical data
๐Ÿ’ฐ Finance
(632)
subscription
11
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
๐Ÿ’ฐ Finance
(17K)
free with in-app purchases
12
Trump Accounts: Official App
Trump Accounts: Official App
Trump Accounts: Official App
Invest in your childโ€™s future
Free

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance
๐Ÿ’ฐ Finance
(12K)
free
13
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
๐Ÿ’ฐ Finance
(957K)
subscription
14
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
INVEST WITH CONFIDENCEยฎ
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
๐Ÿ’ฐ Finance
(23K)
free
15
MilitaryRetire
MilitaryRetire
MilitaryRetire
by Black Automations LLC
Free
$2.99 | 100% OFF
๐Ÿ’ฐ Finance
(0)
16
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
๐Ÿ’ฐ Finance
(29K)
free
17
RetIQ
RetIQ
RetIQ
Private retirement planner
Free
๐Ÿ’ฐ Finance
(0)
18
Accumulate+ Compound Interest
Accumulate+ Compound Interest
Accumulate+ Compound Interest
Compound interest calculator
Free
๐Ÿ’ฐ Finance
(0)
19
Reston Wealth
Reston Wealth
Reston Wealth
by Reston Wealth Management, LLC
Free
๐Ÿ’ฐ Finance
(0)
20
TRI-AD Retirement
TRI-AD Retirement
TRI-AD Retirement
Fast, Simple and Easy
Free

Manage your retirement plan with ease. Receive important messages, view statements and alerts, and track your account balance and investment performance. Keep your personal information up to date for enhanced security.

Retirement plan managementView account balanceTrack investment performance
๐Ÿ’ฐ Finance
(8)
free

FAQ about Sofi Roth Ira

What are the best sofi roth ira apps for iPhone?
SoFi: Bank, Invest & Crypto tops our sofi roth ira apps ranking as of August 2026, with a 4.7-star average from 386K App Store ratings, and it's free to download.
Yes โ€” 20 of the top sofi roth ira apps we rank are free to download, including SoFi: Bank, Invest & Crypto and M1: Invest & Bank Smarter.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ sofi roth ira apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.