Best Sofi Roth Ira Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Looking for free sofi roth ira apps? 20 of our 250+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Sofi Roth Ira Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7โ˜… (385K)NoNoSep 2026
2M1: Invest & Bank SmarterM1: Invest & Bank SmarterFree4.7โ˜… (75K)YesNoSep 2026
3Betterment Invest & Save MoneyBetterment Invest & Save MoneyFree4.8โ˜… (65K)YesNoSep 2026
4Fidelity InvestmentsFidelity InvestmentsFree4.8โ˜… (3.3M)NoNoSep 2026
5Roth Conversion CalculatorRoth Conversion CalculatorFree5.0โ˜… (1)YesNoMay 2026
6Halfmore: Roth IRA for ChildHalfmore: Roth IRA for ChildFree4.8โ˜… (71)NoNoSep 2026
7Roth IRA CalculatorRoth IRA CalculatorFreeโ€”YesNoAug 2026
8Stash: Investing made easyStash: Investing made easyFree4.7โ˜… (311K)NoNoSep 2026

Top Picks for Sofi Roth Ira

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(385K ratings)
Free
#23in Finance
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Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • ๐Ÿš€ Convenient all-in-one finance app
  • ๐Ÿ’ฐ Competitive interest rates on savings
  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿ“ˆ Integrated investment platform
  • ๐Ÿ’ณ Useful credit card with rewards
  • ๐Ÿ”’ Secure account management

Room to Improve

  • ๐Ÿ› Buggy and unreliable account management
  • ๐Ÿ•ฐ๏ธ Slow money transfer and withdrawal process
  • ๐Ÿ’ธ Unwarranted account freezes and fund holds
  • ๐Ÿค– Poor and unresponsive customer service
  • ๐Ÿ“ˆ Cluttered app with too many upsells
  • ๐Ÿ” Difficulty verifying identity and updating info
M1: Invest & Bank Smarter#2

M1: Invest & Bank Smarter by M1 Finance LLC

Manage Money, Build Wealth
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(75K ratings)
FreeAds
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This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

What We Love

  • ๐Ÿš€ Great update and app
  • ๐Ÿš€ Wonderful app to organize accounts
  • ๐Ÿš€ Easiest visual long-term investing app
  • ๐Ÿ‘ Excellent service and good app
  • ๐Ÿ‘ Best app for path to financial freedom
  • ๐Ÿ‘ Best investing platform to date

Room to Improve

  • ๐Ÿ” Stop pushing users to take on margin debt
  • ๐Ÿ› Buggy and glitchy app
  • ๐Ÿ” Confusing and baffling app
  • ๐Ÿ” Clunky UX with unclear onboarding
  • ๐Ÿ” Horrible customer service
  • ๐Ÿ’ฐ Transfers take too long
  • ๐Ÿ” Pie and slice concept not user-friendly
Betterment Invest & Save Money#3

Betterment Invest & Save Money by Betterment

Investments & Cash Accounts
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(65K ratings)
FreeAds
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Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

What We Love

  • ๐Ÿ’ฐ High yield savings account
  • ๐Ÿ” Easy to link and manage accounts
  • ๐Ÿค– Automated investing and portfolio management
  • ๐Ÿ‘จโ€๐Ÿ’ป Responsive customer service
  • ๐Ÿ† Positive investment returns

Room to Improve

  • ๐Ÿค– Automated investing underperforms manual investing
  • ๐Ÿค” Unclear account selection when making deposits
  • โฑ๏ธ Slow transfer and withdrawal process
  • ๐Ÿ”’ Security issues with account access
  • ๐Ÿ™…โ€โ™€๏ธ Lack of transparency and communication

More Sofi Roth Ira apps to explore

FAQ about Sofi Roth Ira

What are the best sofi roth ira apps for iPhone?
SoFi: Bank, Invest & Crypto tops our sofi roth ira apps ranking as of August 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes โ€” 20 of the top sofi roth ira apps we rank are free to download, including SoFi: Bank, Invest & Crypto and M1: Invest & Bank Smarter.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ sofi roth ira apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.