Roth IRA Calculator
Your 2026 contribution limit
About
Calculate your Roth IRA contribution limits for the current and previous tax years based on your Modified Adjusted Gross Income (MAGI). View detailed calculations and explore basic Roth IRA information.
What's New in Roth IRA Calculator
1.1.1
October 23, 2026
Refreshed App Store screenshots and description. Calculations and features are unchanged from 1.1.0.
Developer apps
FAQ
How does Roth IRA Calculator determine my contribution limit?
Roth IRA Calculator uses your filing status, birth year, Modified Adjusted Gross Income (MAGI), and contribution amounts to calculate your Roth IRA contribution limit for the current and previous tax years. It incorporates published limits and phase-out rules.
What tax years does Roth IRA Calculator support?
Roth IRA Calculator supports the 2025 and 2026 tax years, including the contribution window for the previous year after it closes. It allows you to check for possible excess contributions.
Can I see the math behind the calculations in Roth IRA Calculator?
Yes, you can tap 'Show the math' to view IRS Worksheet 2-2 with your specific figures presented line by line. This provides a detailed breakdown of how your limits are calculated.
Does Roth IRA Calculator offer investment advice?
No, Roth IRA Calculator provides information only and is not tax or investment advice. It is not affiliated with the IRS. The app offers information on hypothetical growth, savings schedules, Roth IRA basics, and backdoor Roth conversions.
Is Roth IRA Calculator secure and does it track my data?
Roth IRA Calculator does not collect your numbers, and there are no ads or tracking. Your inputs remain in memory and are cleared when the app closes. iOS device backups may include app data.
What devices is Roth IRA Calculator available on?
Roth IRA Calculator is available on iPhone, iPad, and iPod. It is designed for iOS devices.
How often is Roth IRA Calculator updated?
The latest version of Roth IRA Calculator is 1.1.0, last updated on October 6, 2026. The app was initially released on May 26, 2026.
Does Roth IRA Calculator have ads?
No, Roth IRA Calculator is ad-free. The app description explicitly states 'No account, ads, or tracking'.
