Best Roth Ira Apps

193+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.6★, the roth ira category is one of the App Store's strongest. Browse all 193+ apps we track, sorted so the most loved ones surface first.

Compare top Roth Ira Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoJul 2026
2Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
3Robinhood: Trading & InvestingRobinhood: Trading & InvestingFree4.3★ (4.8M)NoNoJul 2026
4Schwab MobileSchwab MobileFree4.8★ (1.2M)YesNoJul 2026
5Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (955K)YesNoJul 2026
6SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoJul 2026
7M1: Invest & Bank SmarterM1: Invest & Bank SmarterFree4.7★ (74K)YesNoJul 2026
8E*TRADE: Invest. Trade. Save.E*TRADE: Invest. Trade. Save.Free4.7★ (381K)YesNoJul 2026

Top Picks for Roth Ira

Fidelity Investments#1

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Editor's Choice
💰 Finance
4.8😐(3.2M ratings)
Free
#13in Finance
Fidelity Investments screenshot 1
Fidelity Investments screenshot 2
Fidelity Investments screenshot 3
Fidelity Investments screenshot 4
Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
Robinhood: Trading & Investing#2

Robinhood: Trading & Investing by Robinhood Markets Inc

Invest and trade US stocks
Strong Contender
💰 Finance
4.3😊(4.8M ratings)
Free
#27in Finance
Robinhood: Trading & Investing screenshot 1
Robinhood: Trading & Investing screenshot 2
Robinhood: Trading & Investing screenshot 3
Robinhood: Trading & Investing screenshot 4
Robinhood: Trading & Investing screenshot 5
Robinhood: Trading & Investing screenshot 6

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

What We Love

  • 🚀 Extremely effective crypto recovery service
  • 🚀 Highly efficient cryptocurrency recovery
  • 👍 Easy to use
  • 👍 Good trading platform

Room to Improve

  • 🐛 Slow app performance
  • 🐛 Unreliable customer support
  • 🔒 Security and account access issues

More Roth Ira apps to explore

3
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
4
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrow®
Free

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

Consolidated account viewMobile check depositIntuitive trade ticket
💰 Finance
(1.2M)
free with in-app purchases
5
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(955K)
subscription
6
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
7
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
💰 Finance
(74K)
free with in-app purchases
8
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
Stocks, options, mutual funds
Free

This app simplifies investing, banking, and trading for users of all experience levels. It provides commission-free trades, research tools, educational resources, and high-yield savings options.

Commission-free stock, ETF, and options tradesMutual fund tradingProfessionally built portfolios
💰 Finance
(381K)
free with in-app purchases
9
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
10
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(397K)
free with in-app purchases
11
Webull: Investing & Trading
Webull: Investing & Trading
Webull: Investing & Trading
Stocks, Options, Crypto, ETFs
Free

Trade stocks, options, crypto, and ETFs with $0 commissions. Access advanced trading tools, AI market analysis, and practice risk-free with paper trading. Manage wealth with cash management and IRA matching options.

$0 commissions on stocks, ETFs, and optionsTrade crypto, futures, and sports/index eventsAI-powered market analysis tools
💰 Finance
(338K)
free with in-app purchases
12
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
13
KingOfRoth
KingOfRoth
KingOfRoth
Roth IRA Calculator
Free
📚 Education
(0)
14
Halfmore: Roth IRA for Child
Halfmore: Roth IRA for Child
Halfmore: Roth IRA for Child
College, Home, Retirement
Free

Empower your child's financial future by turning household chores into earned income for a custodial Roth IRA. This app automates the process, handles legal and tax compliance, and helps your child build generational wealth tax-free. It also provides valuable financial education.

Custodial Roth IRA for childrenEarned income from household tasksAutomated legal and tax compliance
💰 Finance
(68)
free
15
Stash: Investing made easy
Stash: Investing made easy
Stash: Investing made easy
Invest in Stocks and ETFs.
Free

Invest in stocks and ETFs with expert-built portfolios, personalized guidance, and automation. This app helps everyday Americans grow their money for retirement, future goals, or as first-time investors. It offers tools like automated investing, a stock-back debit card, and financial coaching.

Expert-built portfoliosAutomated investingPersonalized financial guidance
💰 Finance
(311K)
subscription
16
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts
💰 Finance
(63K)
free with in-app purchases
17
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
Top-rated crypto IRA app.
Free

Invest in cryptocurrencies within your retirement accounts like IRA, Roth IRA, or 401(k). Buy, sell, and swap over 80 digital assets 24/7, with options to stake for rewards. Offers advanced trading tools and secure storage for your crypto investments.

Crypto IRA and Roth IRA accounts401(k) rolloversBuy, sell, and swap 80+ cryptocurrencies
💰 Finance
(1.2K)
free with in-app purchases
18
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
19
IRA Financial
IRA Financial
IRA Financial
SDIRA, Solo 401(k), ROBS
Free

Manage your self-directed retirement accounts, explore diverse investment options like real estate and crypto, and access expert resources. Stay informed with real-time alerts and secure transactions to take control of your financial future.

Account managementDiverse investment optionsSecure transactions
💰 Finance
(38)
free
20
Public: Invest & Trade
Public: Invest & Trade
Public: Invest & Trade
Stocks, Crypto, Options, Bonds
Free

Invest in a diverse portfolio including stocks, options, bonds, and crypto. Transfer your existing portfolio and earn a 1% uncapped match. Build your retirement with IRA contributions and earn a 1% match.

Transfer existing portfolios1% uncapped transfer matchInvest in stocks, options, bonds, crypto
💰 Finance
(84K)
free with in-app purchases

FAQ about Roth Ira

What are the best roth ira apps for iPhone?
Fidelity Investments tops our roth ira apps ranking as of June 2026, with a 4.8-star average from 3.2M App Store ratings, and it's free to download.
Yes — 20 of the top roth ira apps we rank are free to download, including Fidelity Investments and Vanguard: Save, Invest, Retire.
Fidelity Investments has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 193+ roth ira apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to invest in stocks, ETFs, and mutual funds using industry-leading research. You can also trade cryptocurrencies like bitcoin and ethereum, manage your cash, pay bills, and schedule transfers. It provides professional insights and tools to help you make smarter money decisions.
You can invest in a variety of assets including stocks, ETFs, and mutual funds. The app also supports trading of cryptocurrencies such as bitcoin and ethereum through Fidelity Crypto®. Before investing, it's important to consider the investment objectives, risks, charges, and expenses associated with each fund.

Related searches