Empower ®

Empower ®

Plan, save, invest, retire

412K ratings
1525 reviews
#74 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • July 15, 2016
  • September 17, 2026

Features

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About

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account view
Retirement planning
Budget tracking
Net worth tracking
Investment advice access
Financial scenario simulation
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What users say

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+1

What's New in Empower ®

2026.09.16(2609.16.1)

September 17, 2026

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

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Charts

Top Free

📉 74-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on September 20, 2026.

User reviews

Doesn’t work

Every time I try to use the app it keeps asking me to enroll in a plan when I already have one. There’s nowhere on the app that shows my works plan that pays into my 401k. When I try to log in on the browser, it forces me to download the app and the “return to sign in page” link does not work.

Please fix Face ID

Update: Reupping. Apparently Empower has forgotten this app exists.

Update: Face ID has now been broken for months. This has basically led to me not using the app anymore.

Love this app for the most part. Over the years, since they bought Personal Capital, they’ve made the dashboard much quicker to update which is much appreciated. Love watching my net worth increase over time.

However, ever since the Juneteenth update, Face ID has been broken, shoots an error message. Ironically, if I try to sign in with a password, which also uses Face ID, it signs in fine. But that takes more time and taps to do. The app also doesn’t sync with TSP anymore even after the 2-factor authentication. Please fix.
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Slow processing times compared to others

They have extremely slow processing times on any transactions compared to other vendors

The first time

Very well put together

RDA

Very efficient

Developer apps

User experience

🐞

Reported Bugs

4 issues

Face ID/Touch ID not working consistently

Bug

Beneficiary information not displaying correctly

Bug

Crashes when trying to view balance over time

Bug

Unable to enter correct birth dates for beneficiaries

Bug

Requested Features

5 requests

Ability to view investment performance history

Feature

Option to enter dollar amounts instead of just percentages

Feature

Faster and more reliable login process

Feature

Restore access to self-directed brokerage accounts

Feature

Provide a way to submit feedback and suggestions within the app

Feature

FAQ

What does the Empower app do?

The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.

What are the key features of the Empower app?

Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

Is the Empower app free to use?

The app is described as free, with the "free Empower Dashboard" mentioned. However, advisory services are provided for a fee by Empower Advisory Group, LLC, which is a registered investment adviser.

Who is the target audience for this app?

This app is designed for individuals who want to gain a clearer understanding of their financial situation. It's particularly useful for those looking to plan for retirement, manage their investments, track their spending, and work towards achieving their financial goals.

How does the app help with financial planning?

The app assists with financial planning by allowing users to see all their accounts in one place, set and track budgets, build emergency funds, and plan for retirement. It also offers tools to adjust and compare financial scenarios, helping users make informed decisions about their future.