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Empower ®

Empower ®

Plan, save, invest, retire

404K ratings
1479 reviews
#66 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • July 15, 2016
  • August 14, 2026

Features

Developer

Empower Retirement, LLC
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About

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

✓Consolidated account view
✓Retirement planning
✓Budget tracking
✓Net worth tracking
✓Investment advice access
✓Financial scenario simulation
Show original description

What users say

Summarized from real user reviews of Empower ®. Based on 404K reviews and a 4.8/5 average, it highlights the 3 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Good product overall
  • 🚀Sleek design and robust performance
  • 🔒Excellent customer service and support

Negative things

  • 🐛Buggy and unreliable app
  • ⏱️Slow loading times
  • 🤔Missing key features and functionality
  • 🤯Confusing and unintuitive navigation
  • 💻Forced to use app instead of website
  • 🇨🇦Not compatible with Canadian users
See all reviews

What's New in Empower ®

2026.08.12(2608.12.1)

August 14, 2026

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

More

Charts

Top Free

📉 66-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on August 29, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Two primary beneficiaries

Want to change beneficiaries to my niece and nephew and it won’t let me.
matt lapinskimatt lapinski

Easy

It is easy to use. I love the app
IB4BAMAIB4BAMA

Contribution increase

The contribution increases are not taking affect as fast as they are selected. There needs to be a faster process.
error 15error 15

Useless

I could not create a login as it kept saying I already had an account even though before today I never heard of this app. I gave up and uninstalled it. Garbage!
ReddragginReddraggin

Login Issues

I love the app but I’ve been having some technical issues with it over the last couple weeks. It started with the app having issues connecting to and refreshing external accounts. Now I can even login. It’s giving me the “something went wrong” error and telling me to contact a representative.
Jake278281773Jake278281773
See 1474 more reviews

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User experience

🐞

Reported Bugs

4 issues

Face ID/Touch ID not working consistently

Bug

Beneficiary information not displaying correctly

Bug

Crashes when trying to view balance over time

Bug

Unable to enter correct birth dates for beneficiaries

Bug
✨

Requested Features

5 requests

Ability to view investment performance history

Feature

Option to enter dollar amounts instead of just percentages

Feature

Faster and more reliable login process

Feature

Restore access to self-directed brokerage accounts

Feature

Provide a way to submit feedback and suggestions within the app

Feature

FAQ

What does the Empower app do?

The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.

What are the key features of the Empower app?

Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

Is the Empower app free to use?

The app is described as free, with the "free Empower Dashboard" mentioned. However, advisory services are provided for a fee by Empower Advisory Group, LLC, which is a registered investment adviser.

Who is the target audience for this app?

This app is designed for individuals who want to gain a clearer understanding of their financial situation. It's particularly useful for those looking to plan for retirement, manage their investments, track their spending, and work towards achieving their financial goals.

How does the app help with financial planning?

The app assists with financial planning by allowing users to see all their accounts in one place, set and track budgets, build emergency funds, and plan for retirement. It also offers tools to adjust and compare financial scenarios, helping users make informed decisions about their future.