Empower ®

Empower ®

Plan, save, invest, retire

397K ratings
1394 reviews
#45 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated

Features

Empower ® screenshot #1 for iPhone
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Empower ® screenshot #8 for iPhone
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About

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account view
Retirement planning
Budget tracking
Net worth tracking
Investment advice access
Financial scenario simulation
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What users say

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+1

What's New in Empower ®

2026.07.15(2607.15)

July 17, 2026

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

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Charts

Top Free

📉 45-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on July 18, 2026.

User reviews

Multi factor falure

Used to get in fine until update that forces multi-factor auth. Now can not get in at all. Text message never occurs and call back fails (no texts or calls never happen). No option for email verification. Stuck and can not get in.

Clunky, cumbersome and not user friendly

It’s extremely concerning that there was an update on this app 5 days ago and no one has been able to login, yet EMPOWER hasn’t felt the need to fix this. They also don’t allow you to login via their website so I am completely logged out of my account right now.

Aside from the current (and completely baffling)issues.This app is too clunky and difficult to navigate. I’ve been using Fidelity from my previous employers for the last 15+ years and their app blows this one out of the water. So much more user friendly and intuitive. This app makes it way too hard to look at the simplest, yet necessary, info. You can’t easily see how much you’ve invested per year or pay check, growth per year, company contribution or really anything you want to see in one screen or dashboard. You can’t even go back to the previous screen or menu easily. This is by far the worst financial app I’ve ever used. Truly terrible design and functionality. Why anyone would CHOOSE to use this company to manage their money blows my mind. I will begin lobbying my company to move out retirement plans to a more competent and capable company. What a joke.
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The worst banking institution!

My goodness Empower is by far the worst banking institution that I’m enrolled in! Every other day I experience some technical problems with accessing my account. Whether it’s from mobile app or online using a browser. So bad! Stay away from them!

Can’t Login via Website or App

Can’t Login via Website or App for over 48 hours. And I’m not waiting on hold for over 3 hours trying to get through to customer service who’s says they don’t know what’s going on. Check the down detector website!!!

Won’t open

App won’t open

Developer apps

User experience

🐞

Reported Bugs

4 issues

Face ID/Touch ID not working consistently

Bug

Beneficiary information not displaying correctly

Bug

Crashes when trying to view balance over time

Bug

Unable to enter correct birth dates for beneficiaries

Bug

Requested Features

5 requests

Ability to view investment performance history

Feature

Option to enter dollar amounts instead of just percentages

Feature

Faster and more reliable login process

Feature

Restore access to self-directed brokerage accounts

Feature

Provide a way to submit feedback and suggestions within the app

Feature

FAQ

What does the Empower app do?

The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.

What are the key features of the Empower app?

Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

Is the Empower app free to use?

The app is described as free, with the "free Empower Dashboard" mentioned. However, advisory services are provided for a fee by Empower Advisory Group, LLC, which is a registered investment adviser.

Who is the target audience for this app?

This app is designed for individuals who want to gain a clearer understanding of their financial situation. It's particularly useful for those looking to plan for retirement, manage their investments, track their spending, and work towards achieving their financial goals.

How does the app help with financial planning?

The app assists with financial planning by allowing users to see all their accounts in one place, set and track budgets, build emergency funds, and plan for retirement. It also offers tools to adjust and compare financial scenarios, helping users make informed decisions about their future.