Empower ®

Empower ®

Plan, save, invest, retire

412K ratings
1553 reviews
#39 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • July 15, 2016
  • September 17, 2026

Features

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About

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

✓Consolidated account view
✓Retirement planning
✓Budget tracking
✓Net worth tracking
✓Investment advice access
✓Financial scenario simulation
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What users say

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What's New in Empower ®

2026.09.16(2609.16.1)

September 17, 2026

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

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Charts

Top Free

📉 39-1

Finance

This app dropped -1 position in Finance chart.

Last updated on October 10, 2026.

User reviews

God awful user experience

The user interface on this app is horrible and it gives me a migraine trying to do what I need to do

Contribution

I’m putting in 3200 a month yet my total is falling. Who am I supporting?

An Error Has Occurred

About 1 out of 3 times I open the app an error occurs and tells me to contact a representative. Unacceptable for someone holding a portion of my retirement funds.

App glitch

Every time I try to schedule a withdrawal app glitches and locks up. Will not complete withdrawal.

Perfect

Empower has everything we need to keep track of our bank accounts, investments and credit cards all in one place. We were even able to add our homes and estimated values (by Zillow’s Zestimate) to get a complete picture. Kudos for a great app.

Any chance of adding Transunion and Equifax credit scores to the app. This would make it a 5⭐️ app.
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Face ID/Touch ID not working consistently

Bug

Beneficiary information not displaying correctly

Bug

Crashes when trying to view balance over time

Bug

Unable to enter correct birth dates for beneficiaries

Bug
✨

Requested Features

5 requests

Ability to view investment performance history

Feature

Option to enter dollar amounts instead of just percentages

Feature

Faster and more reliable login process

Feature

Restore access to self-directed brokerage accounts

Feature

Provide a way to submit feedback and suggestions within the app

Feature

FAQ

What does the Empower app do?

The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.

What are the key features of the Empower app?

Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

Is the Empower app free to use?

The app is described as free, with the "free Empower Dashboard" mentioned. However, advisory services are provided for a fee by Empower Advisory Group, LLC, which is a registered investment adviser.

Who is the target audience for this app?

This app is designed for individuals who want to gain a clearer understanding of their financial situation. It's particularly useful for those looking to plan for retirement, manage their investments, track their spending, and work towards achieving their financial goals.

How does the app help with financial planning?

The app assists with financial planning by allowing users to see all their accounts in one place, set and track budgets, build emergency funds, and plan for retirement. It also offers tools to adjust and compare financial scenarios, helping users make informed decisions about their future.