Best Personal Capital Apps

248+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

The best personal capital apps on iPhone average 4.8★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Personal Capital Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (404K)NoNoSep 2026
2Enrich: Portfolio TrackerEnrich: Portfolio TrackerFree5.0★ (7)NoYesAug 2026
3Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (30K)NoYesSep 2026
4NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoSep 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
6Empower Energy SolutionsEmpower Energy SolutionsFreeNoNoSep 2026
7Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8★ (11K)NoNoSep 2026
8Arta FinanceArta FinanceFree4.5★ (40)NoNoSep 2026

Top Picks for Personal Capital

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(404K ratings)
Free
#56in Finance
Empower ® screenshot 1
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
Enrich: Portfolio Tracker#2

Enrich: Portfolio Tracker by Enrich Finance LLC

Retirement & investing planner
Strong Contender
💰 Finance
5.0(7 ratings)
FreeIn-App Purchases
Enrich: Portfolio Tracker screenshot 1
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Enrich: Portfolio Tracker screenshot 6

Automate investment tracking and goal management for passive investors. Connect brokerage accounts, set financial goals, and receive alerts for rebalancing and tax optimization. Designed for those who want control with less manual work.

Copilot: Track & Budget Money#3

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Worth Considering
💰 Finance
4.8😊(30K ratings)
FreeIn-App Purchases
#5in Finance
Copilot: Track & Budget Money screenshot 1
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Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management
  • 👍 Responsive and helpful customer support
  • 💡 Innovative features like spending rate visualization

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
  • 💰 Relatively high subscription cost compared to free alternatives

More Personal Capital apps to explore

FAQ about Personal Capital

What are the best personal capital apps for iPhone?
Empower ® tops our personal capital apps ranking as of August 2026, with a 4.8-star average from 404K App Store ratings, and it's free to download.
Yes — 20 of the top personal capital apps we rank are free to download, including Empower ® and Enrich: Portfolio Tracker.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ personal capital apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.
Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

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