Best Personal Capital Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated November 2026

The best personal capital apps on iPhone average 4.7★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated November 2026.

Compare top Personal Capital Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (425K)NoNoNov 2026
2NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (126K)YesNoNov 2026
3Enrich: Portfolio TrackerEnrich: Portfolio TrackerFree5.0★ (7)NoYesOct 2026
4Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (31K)NoYesNov 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
6MoneyLion: Cash Advance AppMoneyLion: Cash Advance AppFree4.8★ (331K)YesNoNov 2026
7Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8★ (12K)NoNoNov 2026
8T. Rowe Price Personal®T. Rowe Price Personal®Free4.6★ (23K)NoNoNov 2026

Top Picks for Personal Capital

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(425K ratings)
Free
#52in Finance
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
NerdWallet: Smart Money App#2

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Strong Contender
💰 Finance
4.8😐(126K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
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Manage your finances with budgeting tools, credit monitoring, and personalized savings opportunities. Track spending, understand your credit score, and discover ways to save money and earn more on your cash.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
  • 🐛 Inconsistent transaction categorization
Enrich: Portfolio Tracker#3

Enrich: Portfolio Tracker by Enrich Finance LLC

Investing alerts + next steps
Worth Considering
💰 Finance
5.0(7 ratings)
FreeIn-App Purchases
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Automate investment tracking and goal management for passive investors. Connect brokerage accounts, set financial goals, and receive alerts for rebalancing and tax optimization. Designed for those who want control with less manual work.

More Personal Capital apps to explore

FAQ about Personal Capital

What are the best personal capital apps for iPhone?
Empower ® tops our personal capital apps ranking as of November 2026, with a 4.8-star average from 425K App Store ratings, and it's free to download.
Yes — 20 of the top personal capital apps we rank are free to download, including Empower ® and NerdWallet: Smart Money App.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 248+ personal capital apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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