Best Personal Capital Apps

224+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

The best personal capital apps on iPhone average 4.7★ across 224+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Personal Capital

Empower ®#1

Empower ® by Empower Annuity Insurance Company of America

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(393K ratings)
FreeAds
#62in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
Copilot: Track & Budget Money#2

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Strong Contender
💰 Finance
4.8😊(30K ratings)
FreeIn-App Purchases
#4in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
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Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
NerdWallet: Smart Money App#3

NerdWallet: Smart Money App by Nerdwallet, Inc.

Track, Save & Invest
Worth Considering
💰 Finance
4.8😐(124K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
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NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking

More Personal Capital apps to explore

4
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
5
Empower: Relational Organizing
Empower: Relational Organizing
Empower: Relational Organizing
Friend-to-Friend Outreach
Free

Facilitates friend-to-friend outreach for volunteers and organizers to drive social change. It helps users leverage personal relationships for effective communication and movement building.

Friend-to-friend outreachActionable tasks for volunteersOrganizer-volunteer communication
🌐 Social Networking
(199)
free
6
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
7
Delta by eToro
Delta by eToro
Delta by eToro
Track Stocks, Crypto and more
Free

This app allows users to track all their investments, including stocks, crypto, ETFs, and forex, in one place. It offers real-time updates, smart price alerts, and detailed portfolio analytics with bank-level security. Syncs with over 300 exchanges and wallets.

Sync with 300+ exchanges and walletsReal-time price updatesSmart price alerts
💰 Finance
(11K)
free with in-app purchases
8
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(316K)
free with in-app purchases
9
Keep Health
Keep Health
Keep Health
by 晓青 蔡
Free

Track your exercise, monitor sleep quality, and set event reminders. Gain insights into your physical condition and establish achievable fitness goals. Syncs with Apple Health for comprehensive data management.

Exercise data managementSleep quality trackingEvent reminders
💪 Health & Fitness
(339)
free
10
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(446K)
subscription
11
Moneon – My budget & expenses
Moneon – My budget & expenses
Moneon – My budget & expenses
Personal spending tracking
Free

Track personal spending and manage finances with advanced reports and shared wallets. Features include budget creation, currency support, and secure data backups. Offers premium features like photo attachments and debt tracking via subscription.

Personal finance managementShared walletsBudget creation
💰 Finance
(106)
freemium
12
52 Week Challenge - Mobills
52 Week Challenge - Mobills
52 Week Challenge - Mobills
Save Money - Personal Finance
Free

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

Create custom savings challengesTrack weekly depositsReceive deposit reminders
💰 Finance
(2.8K)
free with in-app purchases
13
Net Worth by BalanceViewer
Net Worth by BalanceViewer
Net Worth by BalanceViewer
Portfolio tracker. Investment
Free

Track your financial portfolio by updating account balances monthly. This app supports numerous currencies and investment types, providing a clear overview of your net worth without requiring sensitive data or bank linking.

Monthly balance updatesSupports 162 currenciesTracks stocks, ETFs, Mutual Funds
💰 Finance
(104)
free with in-app purchases
14
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Spend, save, manage your money
Free

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

Real-time spending notificationsCashback on purchasesHigh APY savings rates
💰 Finance
(5.6K)
free with in-app purchases
15
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.3M)
free
16
Transcend Capital Advisors LLC
Transcend Capital Advisors LLC
Transcend Capital Advisors LLC
by Transcend Wealth Collective LLC
Free

Access your wealth management client portal to view accounts, portfolio performance, and securely store financial documents. This registered investment advisor offers a comprehensive solution for managing your finances.

Client portal accessAccount viewingPortfolio breakdown and performance
💰 Finance
(2)
free
17
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
18
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
19
WiseWallet – Expense Tracker
WiseWallet – Expense Tracker
WiseWallet – Expense Tracker
Cash Tracker for Money Lovers
Free

Manage your finances effortlessly with this personal finance manager. Track income, expenses, and multiple accounts all in one place. Understand your spending habits with detailed analytics and custom categories.

All money in one appTrack refunds and shared expensesDetailed spending analytics with labels
💰 Finance
(0)
free
20
Gulf Capital Bank Personal
Gulf Capital Bank Personal
Gulf Capital Bank Personal
by Gulf Capital Bank
Free

Manage your finances conveniently and securely with this mobile banking app, allowing you to check account balances, transfer money, and deposit checks remotely. Download now to access your accounts anytime, anywhere from your mobile device.

💰 Finance
(15)

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