Best Personal Capital Apps

4.8😞(412K ratings)

Free

#55in Finance

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

👍 Good product overall
🚀 Sleek design and robust performance
🔒 Excellent customer service and support

Room to Improve

🐛 Buggy and unreliable app
⏱️ Slow loading times
🤔 Missing key features and functionality
🤯 Confusing and unintuitive navigation
💻 Forced to use app instead of website
🇨🇦 Not compatible with Canadian users

Enrich: Portfolio Tracker by Enrich Finance LLC

Retirement & investing planner

Strong Contender

5.0(7 ratings)

FreeIn-App Purchases

Automate investment tracking and goal management for passive investors. Connect brokerage accounts, set financial goals, and receive alerts for rebalancing and tax optimization. Designed for those who want control with less manual work.

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth

Worth Considering

NerdWallet: Smart Money App

4.8😊(30K ratings)

FreeIn-App Purchases

#5in Finance

Copilot: Track & Budget Money screenshot 1

Copilot: Track & Budget Money screenshot 2

Copilot: Track & Budget Money screenshot 3

Copilot: Track & Budget Money screenshot 4

Copilot: Track & Budget Money screenshot 5

Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

👍 Intuitive and user-friendly interface
🚀 Seamless account integration and transaction tracking
💡 Customizable budgeting and categorization
🔒 Secure and private financial management
👍 Responsive and helpful customer support
💡 Innovative features like spending rate visualization

Room to Improve

🐛 Occasional sync and connectivity issues with some financial institutions
🔍 Lack of advanced reporting and filtering options
🔍 Limited functionality for manual transaction entry and forecasting
💰 Relatively high subscription cost compared to free alternatives

More Personal Capital apps to explore

Track, Save & Invest

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

(125K)

Save, Spend & Grow Your Credit

Intuit Credit Karma

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

MoneyLion: Cash Advance App

Cashback rewards & Loan Offers

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

(327K)

Capital Group PlanPremier401k

Manage your 401k

View retirement income estimatesCheck personal rate of returnManage contribution amounts

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

(11K)

ad-supported

T. Rowe Price Personal®

INVEST WITH CONFIDENCE®

Consolidated portfolio viewExternal account linkingDetailed fund performance

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

by Blommers Software Company

EarnIn: Beyond Cash Advance

(0)

Get Paid Fast, Early Payday

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

(459K)

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

(385K)

Gulf Capital Bank Personal

by Gulf Capital Bank

Account balance checksTransaction history viewingInter-account money transfers

Manage your bank accounts and deposit checks remotely using your mobile device. View transaction history, check balances, and transfer funds between accounts with ease. Deposit checks by simply taking photos.

Self - Credit Builder & Cards

(15)

ad-supported

Build credit for a credit card

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(331K)

by Midwest Capital Advisors, LLC

Midwest Capital Advisors

Wealth for the AI Era

Personalized AI wealth strategiesAccess to investment expertsExclusive private market investments

This platform offers a personalized, tech-driven approach to wealth building, providing access to exclusive investments and expert connections. It features AI-driven strategies, private market access, and transparent pricing for next-gen wealth builders.

Capital Group RKDirect 401k

(40)

free

Manage your 401k

View account balancesCheck personal rate of returnReview transaction history

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

Breed's Hill Capital Portal

(11K)

free

by Breed's Hill Capital LLC

by Kades-Margolis Corporation

Tilt: Cash Advance & Credit

(0)

Cash Advance, Credit Cards

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.