Best Personal Capital Apps

224+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

The best personal capital apps on iPhone average 4.7★ across 224+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Personal Capital

Empower ®#1

Empower ® by Empower Annuity Insurance Company of America

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(386K ratings)
FreeAds
#75in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
Copilot: Track & Budget Money#2

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Strong Contender
💰 Finance
4.8😊(29K ratings)
FreeIn-App Purchases
#4in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

Track and optimize your daily activities with our app. Set goals, monitor progress, and receive personalized recommendations to improve your productivity. Take control of your time and achieve your objectives effortlessly. Download now and start maximizing your efficiency!

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
NerdWallet: Smart Money App#3

NerdWallet: Smart Money App by Nerdwallet, Inc.

Track, Save & Invest
Worth Considering
💰 Finance
4.8😐(123K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
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NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
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Track and manage your finances efficiently with a comprehensive money management app. Stay on top of your credit score, budget, and financial goals with ease. Start taking control of your money today!

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking

More Personal Capital apps to explore

4
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

💰 Finance
(7.6M)
5
Empower: Relational Organizing
Empower: Relational Organizing
Empower: Relational Organizing
Friend-to-Friend Outreach
Free
🌐 Social Networking
(199)
6
PocketGuard – Budgeting App
PocketGuard – Budgeting App
PocketGuard – Budgeting App
Expense & Subscription Manager
Free

PocketGuard・Money is a personal finance app that helps users track their spending, set budgets, and manage their finances in one convenient place. Stay on top of your money and start reaching your financial goals today!

💰 Finance
(7.6K)
7
Delta by eToro
Delta by eToro
Delta by eToro
Track Stocks, Crypto and more
Free

Track various investments including stocks, cryptocurrency, NFTs, and ETFs with detailed analytics and real-time updates. Stay on top of your financial portfolio effortlessly. Download now for easy investment tracking and management.

💰 Finance
(11K)
8
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Track and manage your credit scores effortlessly with real-time updates and personalized insights. Take control of your financial health and make informed decisions today.

💰 Finance
(305K)
9
Keep Health
Keep Health
Keep Health
by 晓青 蔡
Free

A health management app that tracks exercise, sleep, and reminders, helping users set personalized fitness goals. Syncs with Apple Health for data integration and offers a disclaimer to consult a doctor for medical decisions. Start tracking your health today!

💪 Health & Fitness
(328)
10
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(442K)
11
Moneon – My budget & expenses
Moneon – My budget & expenses
Moneon – My budget & expenses
Personal spending tracking
Free

Moneon helps you efficiently manage your budget by tracking expenses, setting financial goals, and providing insights into your spending habits. Start saving and budgeting smartly today!

💰 Finance
(105)
12
52 Week Challenge - Mobills
52 Week Challenge - Mobills
52 Week Challenge - Mobills
Save Money - Personal Finance
Free
💰 Finance
(2.8K)
13
Net Worth by BalanceViewer
Net Worth by BalanceViewer
Net Worth by BalanceViewer
Portfolio tracker. Investment
Free

Track your portfolio effortlessly with BalanceViewer, supporting 162 currencies, 8000 cryptocurrencies, and over 120,000 US stocks, ETFs, and Mutual Funds. Easily manage your finances by updating your account balances monthly and monitoring your income and expenses. No account creation or sensitive data required - take control of your net worth today!

💰 Finance
(104)
14
Monzo - Mobile Banking
Monzo - Mobile Banking
Monzo - Mobile Banking
Spend, save, manage your money
Free

A mobile banking app that helps you save, spend confidently, and manage money without fees. Open accounts quickly, get early payments, and track spending habits easily. Save towards goals, get secure money management, and enjoy 24/7 support.

💰 Finance
(5.6K)
15
Amex
Amex
Amex
Payments, Balance & Rewards
Free

A convenient app for managing finances, making payments, and checking balances all in one place. Simplify your financial life with Amex today!

💰 Finance
(4.3M)
16
Transcend Capital Advisors LLC
Transcend Capital Advisors LLC
Transcend Capital Advisors LLC
by Transcend Wealth Collective LLC
Free

Access your secure client portal to view accounts, portfolio performance, and securely store important financial documents. Experience comprehensive wealth management solutions designed for you.

💰 Finance
(2)
17
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
18
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Access your finances securely from anywhere with this mobile banking app. Monitor your accounts, receive alerts for suspicious activities, and manage your cards all in one place. Experience convenience and peace of mind at your fingertips.

💰 Finance
(2M)
19
WiseWallet – Expense Tracker
WiseWallet – Expense Tracker
WiseWallet – Expense Tracker
Cash Tracker for Money Lovers
Free
💰 Finance
(0)
20
Gulf Capital Bank Personal
Gulf Capital Bank Personal
Gulf Capital Bank Personal
by Gulf Capital Bank
Free

Manage your finances conveniently and securely with this mobile banking app, allowing you to check account balances, transfer money, and deposit checks remotely. Download now to access your accounts anytime, anywhere from your mobile device.

💰 Finance
(15)

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