Best Retirement Planning Apps

4.9(29 ratings)

Free

This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire

Strong Contender

4.8😞(422K ratings)

Free

#32in Finance

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

👍 Good product overall
🚀 Sleek design and robust performance
🔒 Excellent customer service and support

Room to Improve

🐛 Buggy and unreliable app
⏱️ Slow loading times
🤔 Missing key features and functionality
🤯 Confusing and unintuitive navigation
💻 Forced to use app instead of website
🇨🇦 Not compatible with Canadian users

My Retirement by Nationwide Mutual Insurance

Worth Considering

4.8😞(24K ratings)

Free

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

What We Love

👍 Helpful and knowledgeable agents
🚀 Quick and easy to use
🔒 Secure and confident experience

Room to Improve

🐛 Clunky and buggy app
🔍 Limited functionality compared to website
⚠️ Frequent update issues

More Retirement Planning apps to explore

The Retirement Planner

Financial calculator

Retirement financial forecastingAnnual post-tax income estimationCustomizable retirement phases

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

(4)

Everdays: Retirement Planning

Senior planning & insurance

Retirement saving guidanceFuture healthcare planningLegacy and final wishes planning

This app helps seniors plan for their future by guiding them through saving, healthcare, and legacy planning. It offers personalized plans and connects users with insurance options to ensure their wishes are met and their loved ones are cared for.

(992)

Retirement Calculator, Planner

Preparing finances for old age

Accurate retirement savings calculationsPersonalized saving strategy adviceDetailed annual contribution and distribution schedule

This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

🔧 Utilities

(307)

subscription

PlanMode: Retirement Planner

Long-term Financial Planning

Lifetime wealth projectionsRetirement savings gap analysisScenario testing for financial decisions

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

free with in-app purchases

(105)

Fidelity Investments

Invest, save, plan in one app.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

free with in-app purchases

(3.4M)

John Hancock Retirement

by John Hancock

Manage retirement plan accountView account balance and historyUpdate contribution rates

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

(38K)

Isaac - Retirement Planning

UK Pension & Drawdown Tracker

Comprehensive retirement modelingTax-efficient drawdown strategiesScenario planning

Model your entire retirement picture, including pensions, savings, and partner finances. It calculates year-by-year projections with inflation, tax, and various scenarios to help you plan your financial future.

The Retirement Planning Group

freemium

by The Retirement Planning Group

Review account performanceView account values and incomeUpload and download documents

This app provides a secure platform for clients to monitor their financial accounts, review performance, and manage documents. It facilitates direct communication with advisors and offers a consolidated view of net worth by linking external accounts.

(5)

Retirement Planning Research

Retirement Planning 2026

$3.99

Beaver FP: Retirement Planning

Canadian Retirement Planning

Year-by-year financial projectionsCanadian tax calculationsTFSA and RRSP support

This app provides comprehensive retirement and financial planning tools specifically for Canadians. It offers detailed year-by-year projections, investment tracking, and household planning features to help users understand and optimize their financial future.

Flexible Retirement Calculator

freemium

by Cleveland Consulting, Inc.

by Voya Services Company

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

Locate a place to call home.

$0.99

MAG Retirement Income Plus

by Melia Advisory Group LLC

Projections:Retirement Planner

Retirement Planning Made Easy

Create retirement projectionsManual or guided setupReal-time impact analysis

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

Social Security Retirement

(1)

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SSA Retirement Tools & Guide

Social Security retirement guidesFull retirement age informationEarly vs delayed retirement explanations

This app provides a clear and organized guide to understanding U.S. Social Security retirement benefits. It covers eligibility, retirement age, monthly benefits, and Medicare basics, making complex information accessible for everyday users preparing for retirement.

RetireSpan: Retirement Planner

(1)

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Drawdown & Withdrawal Planner