Best Retirement Planning Apps

203+ iOS apps curated and reviewed

4.5 avg rating
18 free apps
Updated May 2026

Whether you're new to retirement planning or looking for an upgrade, our curated collection of 203+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Retirement Planning

Empower ®#1

Empower ® by Empower Annuity Insurance Company of America

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(386K ratings)
FreeAds
#47in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
The Retirement Planner#2

The Retirement Planner by Wayne Johnson

Financial calculator
Strong Contender
💰 Finance
5.0(3 ratings)
Free
The Retirement Planner screenshot 1
The Retirement Planner screenshot 2
The Retirement Planner screenshot 3

This financial calculator helps determine if you have enough money to span your retirement by forecasting your post-tax income and expenses. It allows you to input variables and customize phases of retirement to see if and when your money will run out, helping you prepare for a secure retirement.

Retirement Calculator, Planner#3

Retirement Calculator, Planner by Phan Nhat Đang

Preparing finances for old age
Worth Considering
💰 Finance
4.4(307 ratings)
FreeAdsIn-App Purchases
Retirement Calculator, Planner screenshot 1
Retirement Calculator, Planner screenshot 2
Retirement Calculator, Planner screenshot 3
Retirement Calculator, Planner screenshot 4

Plan your dream retirement effortlessly with our app designed to guide you step-by-step towards financial freedom. Calculate your retirement needs, receive personalized advice, and track your progress easily. Download now and take the first step towards a relaxing retirement!

More Retirement Planning apps to explore

4
Retirement Countdown App
Retirement Countdown App
Retirement Countdown App
Countdown, Tools & more!
Free

Get ready for retirement with our app! Track your remaining days until retirement, use helpful planning tools, and stay on top of your financial goals. Start preparing for the future today.

🔧 Utilities
(6.3K)
5
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest confidently with an all-in-one investing app offering secure trading, financial learning resources, and 24/7 customer support. Get started with no fees and explore powerful trading tools for stocks, ETFs, and more, backed by Fidelity's expertise. Explore more at https://www.fidelity.com/mobile/overview.

💰 Finance
(3.1M)
6
Schwab Workplace Retirement
Schwab Workplace Retirement
Schwab Workplace Retirement
by The Charles Schwab Corporation
Free

This mobile application for retirement planning offers support for dark mode, access to financial guides, security enhancements, and bug fixes. User options may vary based on plan and participant settings. Explore your retirement planning with this app.

💰 Finance
(63K)
7
My Retirement
My Retirement
My Retirement
by Nationwide Mutual Insurance Company
Free

Access your retirement account with ease using the My Retirement app. Utilize fingerprint or facial recognition for secure access and take advantage of features like viewing balances, managing contributions, and using the interactive Retirement Planner for financial planning.

💰 Finance
(23K)
8
Voya
Voya
Voya
by Voya Services Company
Free

Download our mobile app to easily save for retirement, manage your finances on-the-go, and access tools to boost your savings. Secure, intuitive, and designed to simplify money management, helping you retire with confidence.

💰 Finance
(186K)
9
Everdays: Retirement Planning
Everdays: Retirement Planning
Everdays: Retirement Planning
Senior planning & insurance
Free

Plan your retirement with ease using this comprehensive application designed to help seniors manage their finances, track savings goals, and access resources for a secure future. Start your journey to financial stability today!

💰 Finance
(994)
10
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

💰 Finance
(177K)
11
Work, Save, Retire
Work, Save, Retire
Work, Save, Retire
Easily Access Retirement Plan
Free

This app serves as a retirement roadmap, helping users navigate from their current situation to their desired retirement goals. It allows users to easily monitor and manage their retirement plan accounts, taking control of their financial future.

💰 Finance
(28)
12
Military Retirement
Military Retirement
Military Retirement
by LYNNFIELD LLC
$5.99

An application designed to help military personnel plan for retirement by calculating benefits, including retirement pay, survivor benefits, insurance options, disability pay, and more. No login or personal information required, with a focus on security and accuracy. Compare different scenarios to determine the best retirement option.

💰 Finance
(13K)
13
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

💰 Finance
(28K)
14
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

💰 Finance
(226K)
15
RetirePlan
RetirePlan
RetirePlan
by Keltin Enterprises
$4.99

RetirePlan is a comprehensive iPad app for planning your retirement finances. Quickly input your data and assumptions to see if your plan is on track. Customize details, view graphs, and access detailed spreadsheets to fine-tune your retirement strategy. Email results, adjust settings, and factor in tax assumptions for a precise future outlook. Start planning your retirement today.

💰 Finance
(121)
16
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Safely manage your retirement plan on-the-go with easy access to account details, real-time projections, goal-setting, financial tools, and educational resources. Take charge of your retirement with our app today!

💰 Finance
(34K)
17
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan easily with the official TSP app. View account summary, monitor investments, use tools like the TSP virtual assistant, and securely manage your account on-the-go. Download now and stay on top of your finances conveniently.

💼 Business
(105K)
18
The Retirement Planning Group
The Retirement Planning Group
The Retirement Planning Group
by THE RETIREMENT PLANNING GROUP, INC.
Free

This mobile application allows clients to easily manage their retirement plans by tracking performance, account values, and income, as well as communicating with their advisor and accessing important documents. To get started, clients need to be authorized by their advisor, and can then use the app to stay on top of their financial planning and connect with their advisor directly.

💰 Finance
(4)
19
Social Security Optimizer:Boss
Social Security Optimizer:Boss
Social Security Optimizer:Boss
Soc Sec age & benefit analyzer
Free

Maximize your Social Security benefits with ease. Our application analyzes your details to provide personalized recommendations on the best age to start receiving Social Security benefits. Plan your retirement confidently today!

💰 Finance
(1.4K)
20
PlanMode: Retirement Planner
PlanMode: Retirement Planner
PlanMode: Retirement Planner
Long-term Financial Planning
Free

This comprehensive financial planning tool helps individuals analyze and plan for their long-term financial goals, including retirement, by providing a powerful platform to create financial profiles, compare scenarios, and evaluate the impact of different decisions. It offers a wide range of features, including customizable financial statements, graphs, and charts, to help users make informed decisions and achieve financial security.

💰 Finance
(105)

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