Best Retirement Planning Apps

203+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated June 2026

Whether you're new to retirement planning or looking for an upgrade, our curated collection of 203+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Retirement Planning Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (400K)NoNoAug 2026
2The Retirement PlannerThe Retirement PlannerFree4.0★ (4)NoNoJul 2026
3Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoAug 2026
4PlanMode: Retirement PlannerPlanMode: Retirement PlannerFree4.3★ (105)YesYesMay 2026
5Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesAug 2026
6Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
7Retirement Countdown AppRetirement Countdown AppFree4.8★ (6.3K)YesYesAug 2026
8VoyaVoyaFree4.7★ (188K)NoNoAug 2026

Top Picks for Retirement Planning

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(400K ratings)
Free
#45in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
The Retirement Planner#2

The Retirement Planner by Wayne Johnson

Financial calculator
Strong Contender
💰 Finance
4.0(4 ratings)
Free
The Retirement Planner screenshot 1
The Retirement Planner screenshot 2
The Retirement Planner screenshot 3

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

Fidelity Investments#3

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Worth Considering
💰 Finance
4.8😐(3.2M ratings)
Free
#11in Finance
Fidelity Investments screenshot 1
Fidelity Investments screenshot 2
Fidelity Investments screenshot 3
Fidelity Investments screenshot 4
Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features

More Retirement Planning apps to explore

4
PlanMode: Retirement Planner
PlanMode: Retirement Planner
PlanMode: Retirement Planner
Long-term Financial Planning
Free

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

Lifetime wealth projectionsRetirement savings gap analysisScenario testing for financial decisions
💰 Finance
(105)
free with in-app purchases
5
Retirement Calculator, Planner
Retirement Calculator, Planner
Retirement Calculator, Planner
Preparing finances for old age
Free

This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

Accurate retirement savings calculationsPersonalized saving strategy adviceDetailed annual contribution and distribution schedule
🔧 Utilities
(307)
subscription
6
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
7
Retirement Countdown App
Retirement Countdown App
Retirement Countdown App
Countdown, Tools & more!
Free

Track your time until retirement with a customizable countdown. Explore bucket list ideas, get daily inspiration, and discover travel news and deals. Offers free and premium subscription options.

Retirement countdownBucket list plannerRetirement ideas
🔧 Utilities
(6.3K)
free with in-app purchases
8
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
9
Social Security Optimizer:Boss
Social Security Optimizer:Boss
Social Security Optimizer:Boss
Soc Sec age & benefit analyzer
Free

Determine the optimal time to start receiving Social Security benefits. This app analyzes various factors like marital status, life expectancy, and inflation to help you make an informed decision about your retirement income.

Benefit profile for singlesBenefit profile for married couplesCompare benefit options
💰 Finance
(1.4K)
free with in-app purchases
10
RetirePlan
RetirePlan
RetirePlan
by Keltin Enterprises
$4.99

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

Retirement financial planningInteractive data input and assumptionsVisual graph projections
💰 Finance
(122)
free with in-app purchases
11
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
12
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(232K)
free with in-app purchases
13
Everdays: Retirement Planning
Everdays: Retirement Planning
Everdays: Retirement Planning
Senior planning & insurance
Free

This app helps seniors plan for their future by guiding them through saving, healthcare, and legacy planning. It offers personalized plans and connects users with insurance options to ensure their wishes are met and their loved ones are cared for.

Retirement saving guidanceFuture healthcare planningLegacy and final wishes planning
💰 Finance
(994)
free
14
Work, Save, Retire
Work, Save, Retire
Work, Save, Retire
Easily Access Retirement Plan
Free

This app serves as a retirement roadmap, guiding users from their current financial standing to their desired future. It allows for easy monitoring and management of retirement plan accounts.

Retirement roadmap guidanceMonitor retirement plan accountsManage retirement plan accounts
💰 Finance
(28)
free
15
Pocket Plan App
Pocket Plan App
Pocket Plan App
Retirement Investment Budget
Free

Manage your personal finances and retirement planning with this comprehensive app. Connect accounts, track your retirement score, visualize future scenarios, and generate clear financial reports. Collaborate with financial advisors for enhanced planning.

Connect bank, retirement, and investment accountsTrack Retirement ScoreVisualize future financial scenarios
💰 Finance
(2)
free
16
Pension Plan Guide Calculator
Pension Plan Guide Calculator
Pension Plan Guide Calculator
Pension Mini-course & Calc
Free

This app provides a mini-course and calculator to help users make informed decisions about retirement plans like 401K and Roth IRA. It simplifies complex financial terms and allows users to calculate their monthly savings needs for a secure future.

Retirement plan mini-course401K explanationRoth IRA details
💰 Finance
(1)
free
17
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

Access TSP account summaryCheck investment performanceChange investment mix
💼 Business
(123K)
free
18
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
19
Compound Interest Calc
Compound Interest Calc
Compound Interest Calc
Plan | Invest | Retire
Free

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

Calculate investment growth with contributionsPlan retirement withdrawals with inflationInteractive growth and depletion charts
💰 Finance
(6.5K)
free with in-app purchases
20
The Retirement Planning Group
The Retirement Planning Group
The Retirement Planning Group
by THE RETIREMENT PLANNING GROUP, INC.
Free

This app provides a secure platform for clients to monitor their financial accounts, review performance, and manage documents. It facilitates direct communication with advisors and offers a consolidated view of net worth by linking external accounts.

Review account performanceView account values and incomeUpload and download documents
💰 Finance
(4)
free

FAQ about Retirement Planning

What are the best retirement planning apps for iPhone?
Empower ® tops our retirement planning apps ranking as of June 2026, with a 4.8-star average from 400K App Store ratings, and it's free to download.
Yes — 19 of the top retirement planning apps we rank are free to download, including Empower ® and The Retirement Planner.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 203+ retirement planning apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.
Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

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