Best Retirement Planning Apps

249+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated October 2026

Whether you're new to retirement planning or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Retirement Planning Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
2Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoOct 2026
3The Retirement PlannerThe Retirement PlannerFree4.0★ (4)NoNoOct 2026
4Everdays: Retirement PlanningEverdays: Retirement PlanningFree4.6★ (994)NoNoSep 2026
5Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesOct 2026
6My RetirementMy RetirementFree4.8★ (24K)NoNoOct 2026
7John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoOct 2026
8Seraph Retirement PlannerSeraph Retirement PlannerFree4.9★ (18)NoNoSep 2026

Top Picks for Retirement Planning

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(412K ratings)
Free
#33in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
💰 Finance
4.8😐(3.3M ratings)
Free
#13in Finance
Fidelity Investments screenshot 1
Fidelity Investments screenshot 2
Fidelity Investments screenshot 3
Fidelity Investments screenshot 4
Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view
  • 👍 Reliable and trustworthy platform

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
  • 🔍 Lacking key features for active traders
  • 🐛 Buggy app with frequent crashes and performance issues
The Retirement Planner#3

The Retirement Planner by Wayne Johnson

Financial calculator
Worth Considering
💰 Finance
4.0(4 ratings)
Free
The Retirement Planner screenshot 1
The Retirement Planner screenshot 2
The Retirement Planner screenshot 3

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

More Retirement Planning apps to explore

FAQ about Retirement Planning

What are the best retirement planning apps for iPhone?
Empower ® tops our retirement planning apps ranking as of October 2026, with a 4.8-star average from 412K App Store ratings, and it's free to download.
Yes — 19 of the top retirement planning apps we rank are free to download, including Empower ® and Fidelity Investments.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ retirement planning apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches