Best Retirement Planning Apps

249+ iOS apps curated and reviewed

4.4 avg rating
18 free apps
Updated August 2026

Whether you're new to retirement planning or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Retirement Planning Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (404K)NoNoAug 2026
2The Retirement PlannerThe Retirement PlannerFree4.0★ (4)NoNoJul 2026
3My RetirementMy RetirementFree4.8★ (23K)NoNoAug 2026
4Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoAug 2026
5Everdays: Retirement PlanningEverdays: Retirement PlanningFree4.6★ (994)NoNoAug 2026
6Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesAug 2026
7PlanMode: Retirement PlannerPlanMode: Retirement PlannerFree4.3★ (105)YesYesMay 2026
8VoyaVoyaFree4.7★ (188K)NoNoAug 2026

Top Picks for Retirement Planning

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(404K ratings)
Free
#50in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
The Retirement Planner#2

The Retirement Planner by Wayne Johnson

Financial calculator
Strong Contender
💰 Finance
4.0(4 ratings)
Free
The Retirement Planner screenshot 1
The Retirement Planner screenshot 2
The Retirement Planner screenshot 3

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

My Retirement#3

My Retirement by Nationwide Mutual Insurance

Worth Considering
💰 Finance
4.8😞(23K ratings)
Free
My Retirement screenshot 1
My Retirement screenshot 2
My Retirement screenshot 3
My Retirement screenshot 4

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

What We Love

  • 👍 Helpful and knowledgeable agents
  • 🚀 Quick and easy to use
  • 🔒 Secure and confident experience

Room to Improve

  • 🐛 Clunky and buggy app
  • 🔍 Limited functionality compared to website
  • ⚠️ Frequent update issues

More Retirement Planning apps to explore

4
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.3M)
free with in-app purchases
5
Everdays: Retirement Planning
Everdays: Retirement Planning
Everdays: Retirement Planning
Senior planning & insurance
Free

This app helps seniors plan for their future by guiding them through saving, healthcare, and legacy planning. It offers personalized plans and connects users with insurance options to ensure their wishes are met and their loved ones are cared for.

Retirement saving guidanceFuture healthcare planningLegacy and final wishes planning
💰 Finance
(994)
free
6
Retirement Calculator, Planner
Retirement Calculator, Planner
Retirement Calculator, Planner
Preparing finances for old age
Free

This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

Accurate retirement savings calculationsPersonalized saving strategy adviceDetailed annual contribution and distribution schedule
🔧 Utilities
(307)
subscription
7
PlanMode: Retirement Planner
PlanMode: Retirement Planner
PlanMode: Retirement Planner
Long-term Financial Planning
Free

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

Lifetime wealth projectionsRetirement savings gap analysisScenario testing for financial decisions
💰 Finance
(105)
free with in-app purchases
8
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
9
Retirement Planning 2026
Retirement Planning 2026
Retirement Planning 2026
Retirement Planning Research
$3.99
💰 Finance
(0)
10
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(37K)
free
11
Isaac - Retirement Planning
Isaac - Retirement Planning
Isaac - Retirement Planning
UK Pension & Drawdown Tracker
Free

Model your entire retirement picture, including pensions, savings, and partner finances. It calculates year-by-year projections with inflation, tax, and various scenarios to help you plan your financial future.

Comprehensive retirement modelingTax-efficient drawdown strategiesScenario planning
💰 Finance
(0)
freemium
12
The Retirement Planning Group
The Retirement Planning Group
The Retirement Planning Group
by THE RETIREMENT PLANNING GROUP, INC.
Free

This app provides a secure platform for clients to monitor their financial accounts, review performance, and manage documents. It facilitates direct communication with advisors and offers a consolidated view of net worth by linking external accounts.

Review account performanceView account values and incomeUpload and download documents
💰 Finance
(4)
free
13
Retire Smarter
Retire Smarter
Retire Smarter
Locate a place to call home.
$0.99
💰 Finance
(0)
14
Etiqa Retirement Tool
Etiqa Retirement Tool
Etiqa Retirement Tool
by Scream Interactive Sdn Bhd
Free
💰 Finance
(0)
15
Social Security Optimizer:Boss
Social Security Optimizer:Boss
Social Security Optimizer:Boss
Soc Sec age & benefit analyzer
Free

Determine the optimal time to start receiving Social Security benefits. This app analyzes various factors like marital status, life expectancy, and inflation to help you make an informed decision about your retirement income.

Benefit profile for singlesBenefit profile for married couplesCompare benefit options
💰 Finance
(1.4K)
free with in-app purchases
16
Projections:Retirement Planner
Projections:Retirement Planner
Projections:Retirement Planner
Retirement Planning Made Easy
Free

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

Create retirement projectionsManual or guided setupReal-time impact analysis
💰 Finance
(1)
ad-supported
17
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
18
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(233K)
free with in-app purchases
19
Retire Early Calc: FIRE Plan
Retire Early Calc: FIRE Plan
Retire Early Calc: FIRE Plan
Financial Freedom Roadmap
Free
💰 Finance
(0)
20
Aon YPR
Aon YPR
Aon YPR
Your Pension Resources™
Free
💰 Finance
(0)

FAQ about Retirement Planning

What are the best retirement planning apps for iPhone?
Empower ® tops our retirement planning apps ranking as of August 2026, with a 4.8-star average from 404K App Store ratings, and it's free to download.
Yes — 18 of the top retirement planning apps we rank are free to download, including Empower ® and The Retirement Planner.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ retirement planning apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.
Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

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