FreedomDate
Tax-Aware Retirement Planning
About
Plan your retirement with a tax-aware perspective. This app projects your financial performance year by year, allowing you to compare outcomes and make informed decisions about spending, income, and account balances.
What's New in FreedomDate
1.1
April 24, 2026
This update improves retirement planning accuracy and cash flow modeling, including better cash account behavior, improved Roth conversion and withdrawal handling across spouses, and more realistic survivor tax, Social Security, and spending projections.
MoreFAQ
What is FreedomDate?
FreedomDate is a free finance app designed to help users plan retirement withdrawals with a clear, tax-aware view of their strategy's performance over time. It projects financial outcomes year by year through life expectancy.
How does FreedomDate handle taxes in retirement planning?
FreedomDate offers tax-aware withdrawal planning across various account types including cash, brokerage, traditional, and Roth accounts. It also includes Roth conversion planning with multiple strategy options and Required Minimum Distribution (RMD) modeling.
What kind of financial data can I input into FreedomDate?
You can build your retirement plan using your own spending, income, account balances, and desired retirement timing. The app also allows for age-based spending adjustments and additional expense planning.
Does FreedomDate support planning for couples?
Yes, FreedomDate includes Social Security timing inputs for both you and your spouse, allowing for joint retirement planning considerations.
Can I share my retirement plan with others using FreedomDate?
Yes, FreedomDate allows for scenario export and import, making it easy to share your retirement plan for discussion or troubleshooting with financial professionals or family members.
What devices is FreedomDate available on?
FreedomDate is available on iPhone and iPad devices, making it accessible for users on the go or at home.
How often is FreedomDate updated?
The latest version of FreedomDate is 1.1, and it was last updated on April 24, 2026. This indicates a recent update, suggesting ongoing development and support.
Is FreedomDate suitable for beginners in retirement planning?
FreedomDate is designed to help explore retirement planning scenarios with more clarity. While it provides detailed projections, it is intended to supplement, not replace, advice from licensed financial, tax, or legal professionals.