RetirementPlannerSimulator
Retirement Planning On Device
About
This app offers comprehensive, privacy-first retirement planning calculations directly on your device. It analyzes taxes, Social Security, Roth conversions, and withdrawal strategies with detailed projections and risk analysis. Learn financial jargon with an integrated glossary and tutorial.
What's New in RetirementPlannerSimulator
1.0
July 20, 2026
Subscriptions & In-App Purchases
$29.99
Unlock All Functionality
Unlock permutations, saving reports and import & export
Developer apps
FAQ
What is RetirementPlannerSimulator?
RetirementPlannerSimulator is a privacy-focused application that performs retirement planning calculations entirely on your device. It offers comprehensive tax-aware projections, Social Security optimization, and withdrawal strategy analysis without requiring an account or sending data to servers.
How does RetirementPlannerSimulator handle taxes?
RetirementPlannerSimulator accounts for federal income tax across all brackets, capital gains tax, Medicare IRMAA surcharges, Net Investment Income Tax, ACA marketplace premium credits, and state income tax for all 50 states + D.C. It provides year-by-year projections to illustrate tax implications.
Can RetirementPlannerSimulator help with Social Security claiming?
Yes, RetirementPlannerSimulator includes a Social Security Optimizer that evaluates claiming ages from 62 to 70 for yourself and your spouse. It shows breakeven analysis, COLA projections, and the long-term financial impact of different timing decisions.
What are the Roth conversion options in RetirementPlannerSimulator?
RetirementPlannerSimulator offers three Roth conversion modes: standard bracket fill, IRMAA-aware (to stay under Medicare premium thresholds), and minimize conversions (to keep future RMDs in check). The conversion tax can be paid from converted funds or a taxable account.
Does RetirementPlannerSimulator offer risk analysis?
Yes, RetirementPlannerSimulator includes Monte Carlo Risk Analysis using historical S&P 500 returns and a parametric mode. It reports portfolio success rates, median ending balances, and sequence-of-returns risk, providing insights into potential outcomes.
Is RetirementPlannerSimulator available on Android or web?
Based on the provided data, RetirementPlannerSimulator is currently supported on iPhone, iPad, and Mac. There is no mention of Android or web platform availability.
How often is RetirementPlannerSimulator updated?
RetirementPlannerSimulator was last updated on July 20, 2026, with version 1.0. The release date is also July 20, 2026, suggesting it is a new application or has had a recent major update.
What is the user sentiment for RetirementPlannerSimulator?
The app has a perfect rating of 5.0 stars from 1 rating, indicating a highly positive initial user reception. This suggests users are very satisfied with its functionality and privacy features.
