Nicely done; I will be getting lots of use out of it.
A really good application with lots of flexibility and options, yet not too daunting to get started with. I’ve been using it a few weeks and quite happy with the clarity it provides, and the ease with which I can modify assumptions and potential future choices and get nice visual results to the impacts of my choices. It assumes some financial knowledge to start with, but is a powerful modelling tool and saves lots of manual calculation and potential errors.
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BBearfud
Aggressive subscription pop-ups
Giving this app a 1 simply because despite what their website advertises, it’s entirely unusable without a costly subscription. Added basic info for myself and my spouse and I can no longer click ANYTHING without a subscription popup.
IIntentt
Finally, a Canadian retirement tool that gets the tax details right
I've tried other planing apps and a couple of spreadsheets, and they all fall apart in the calculations. Beaver FP doesn't. I modelled my spouse’s and my drawdown side by side — RRSP-to-RRIF conversion, pension income splitting, the spousal age election — and the numbers matched what we worked out by hand. That's the part that sold me: it's not a toy that spits out a "4% rule" number or shows only graphs, it actually models the mechanics and you can see the numbers and calculations and edit most of them.
The Mac version is a proper native app, not a stretched-out phone screen. I like the dark mode too. The PDF report it generates is something I could actually follow. I would like it to store the plans for me in the cloud, but I can export and import them and that works well.
The Mac version is a proper native app, not a stretched-out phone screen. I like the dark mode too. The PDF report it generates is something I could actually follow. I would like it to store the plans for me in the cloud, but I can export and import them and that works well.
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YYhuriHerr2026
Easy to use and not expensive
I found the tool easy to use but you can drill down into the details if you want. It was pretty reasonably priced for such a big tool
YYhuriHerr2026
Planning tool for retirement
Great tool… simple to easily get the basics but complex
enough to get into the weeds with lots of scenarios. Worth it!
enough to get into the weeds with lots of scenarios. Worth it!
BBakin092
