Canadian Mortgage App

Canadian Mortgage App

Mortgages made easier

88 ratings
99 reviews
Free
In-App Purchases

Details

Released
March 20, 2012
Updated
November 6, 2026

Features

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About

This app simplifies mortgage calculations and comparisons for Canadians. It offers tools to estimate home ownership costs, compare rates from various lenders, and understand affordability. Professionals can access a branded version for their clients.

✓Mortgage Payment Calculator
✓Pre-Qualification Tool
✓Refinance Analyzer
✓Stress Test Rules
✓Land Transfer Tax Calculator
✓Real-time Mortgage Rates
✓Scenario Comparison
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What users say about Canadian Mortgage App

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+1

What's New in Canadian Mortgage App

19.2.1

November 6, 2026

What's New in Version 19.2 We've made our app even more powerful with improvements to the Refinance Analyzer, PreQual, Compare PRO, and our Web & Desktop tools. Refinance Analyzer • Look Beyond Your Term: Explore potential savings beyond your current mortgage term using a new interactive timeline slider. Especially useful when future renewal rates are expected to rise. • Effective Amortization: Now displayed in the Current Mortgage tab. • Payment Details: Mortgage payment amounts are now displayed in the New Mortgage tab. • Adjustable-Rate Mortgages: The Refinance Analyzer now supports adjustable-rate mortgages! PreQual Improvements • Smarter Condo Fee Estimates: More accurate municipality-level estimates help improve pre-qualification results, even before you've found a property. • Quebec Credit Card Payments: Updated minimum payment calculations to reflect Quebec requirements. • Credit Score Ranges: Updated to better align with Equifax scoring. Compare PRO • One-Tap Rate Projections: Instantly copy Prime Rate Projections across all comparison options. Web & Desktop Improvements • Blended Debt Rates: The Refinance Analyzer now calculates blended rates using only debts being consolidated. • Save Property Feature Sheets: Save PFS scenarios and return to update them anytime. • GoHighLevel Integration: Connect your contacts and leads with GoHighLevel. • Smarter Property Tax Estimates: PFS now estimates property taxes when actual data is unavailable. • Enhanced PreQual Lead Journeys: Capture additional property ownership details and support co-applicants. Additional Fixes & Enhancements • Restored missing Land Transfer Tax explanations. • Improved keyboard dismissal when estimating mortgage penalties. • New debts are now added to the bottom of the Refinance Analyzer debt list. • Fixed the Show Balance At slider in Reverse Mortgage mode. • Corrected interest-only payment calculations in the Refinance Analyzer. • Fixed monthly compounding for credit card debts during refinance onboarding. • Fixed the Refinance Lead Journey API to correctly return a single option. Thank you for using CMA! We're continuously improving the app to help you make smarter mortgage decisions and grow your business. If you're a mortgage professional, discover how CMA PRO can help you deliver an exceptional client experience. Reach out through the support chat under the Settings tab. • The Bendigi Team •

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Subscriptions & In-App Purchases

Realtor PRO

Personalized for Realtors and their clients

$7.991 Month
How to cancel Canadian Mortgage App subscription ⁉️

User reviews

Love the app!!

I have been using this app for a few years now. Simple and has all the features that you need.

Rosanne

Great App. Very handy for a real estate agent!

Amazing friendly app

Easy to use

Keeps pushing

It’s difficult to use for myself and my clients as it always keep pushing me to set up a pro account. After I run a scenario it takes me back to the set up. Either make it completely paid or fix the issue

Renewal mortgage

5 stars!

Developer apps

User experience

🐞

Reported Bugs

5 issues

App crashes on login

Bug

Payment summary not displaying calculated amounts

Bug

Input fields are overly sensitive and fussy

Bug

App crashes after running scenarios

Bug

Frequent crashes with recent updates

Bug
✨

Requested Features

6 requests

Property tax estimation based on mill rates

Feature

Investor-focused tools with debt ratio integration

Feature

Better explanations and tooltips for calculations

Feature

Improved navigation for saved properties

Feature

Dark mode option

Feature

Offline functionality

Feature

FAQ

What does the Canadian Mortgage App do?

The Canadian Mortgage App provides a comprehensive suite of tools for Canadians to understand and manage their mortgages. It allows users to calculate total home ownership costs, compare mortgage rates from national and regional lenders, determine affordability, and perform stress tests.

What are the key features of the app?

Key features include a Canadian payment calculator with various frequencies, an award-winning pre-qualification tool, a powerful refinance analyzer, stress test rules, affordability calculators, land transfer tax calculations for all provinces, and real-time mortgage rates. Users can also save and compare multiple scenarios.

Is the Canadian Mortgage App free to use?

Yes, the Canadian Mortgage App is free to download and use for its core features. However, there is a premium subscription called CMA PRO available for real estate and mortgage professionals, offering advanced branding and analytics capabilities.

What kind of calculations can I perform with this app?

You can perform a wide range of calculations, including total home ownership cost, pre-qualification assessments, mortgage stress tests, refinance feasibility, land transfer taxes, affordability limits, maximum loan amounts, extra payment impacts, and CMHC premium calculations.

Who is the CMA PRO subscription for?

The CMA PRO subscription is designed for real estate and mortgage professionals. It allows them to personalize the app with their branding, share it with clients, and access premium analytics. This enables them to offer a unique, branded mobile experience to their prospects and partners.