Best Empower 401K Apps

216+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good empower 401k apps. We benchmark 216+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Empower 401K Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (397K)NoNoJul 2026
2NetBenefitsNetBenefitsFree4.6★ (29K)NoNoJul 2026
3401k: Your Retirement Guide401k: Your Retirement GuideFree4.8★ (13)NoYesJul 2026
4Empower, by ISNEmpower, by ISNFree4.8★ (26K)YesNoJul 2026
5J.P. Morgan Retirement LinkJ.P. Morgan Retirement LinkFree4.8★ (4.3K)NoNoJul 2026
6Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8★ (11K)NoNoJul 2026
7Planforge 401kPlanforge 401kFree5.0★ (1)NoNoJul 2026
8Empower DriverEmpower DriverFree4.6★ (2.6K)YesNoJul 2026

Top Picks for Empower 401K

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(397K ratings)
Free
#47in Finance
Empower ® screenshot 1
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
NetBenefits#2

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Strong Contender
💰 Finance
4.6😞(29K ratings)
Free
#70in Finance
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NetBenefits screenshot 6

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
401k: Your Retirement Guide#3

401k: Your Retirement Guide by Jake's Quiz Ltd

Capital Financial Benefits Pro
Worth Considering
🔧 Utilities
4.8(13 ratings)
FreeIn-App Purchases
401k: Your Retirement Guide screenshot 1
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This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

More Empower 401K apps to explore

4
Empower, by ISN
Empower, by ISN
Empower, by ISN
The app for workers, by ISN.
Free

Access work-readiness training, digital IDs, and jobsite requirements. Manage licenses and certifications, and stay informed with AI-generated toolbox talks. Connect with hiring clients to view compliance status and bulletin board messages.

Digital ISN-ID card accessView jobsite requirements and complianceComplete trainings on-the-go
📊 Productivity
(26K)
ad-supported
5
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
Free

Securely access your retirement account anytime, anywhere. Track your progress towards your retirement goal, manage investments, and research loan details. Enhanced security features protect your personal information.

Retirement plan registration and enrollmentView account balances and progressModify contributions, asset allocations, and beneficiaries
💰 Finance
(4.3K)
free
6
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
7
Planforge 401k
Planforge 401k
Planforge 401k
Pay Your Team, Not the IRS
Free

Access your employer-sponsored 401(k) plan securely and instantly. View your dashboard, sign forms electronically, set up auto-escalation, and receive personalized investment recommendations. Track deadlines and plan milestones with ease.

Personalized 401(k) dashboardElectronic form signingAuto-escalation setup
💰 Finance
(1)
free
8
Empower Driver
Empower Driver
Empower Driver
Drivers are our customers
Free

This app connects passengers directly with drivers, offering a more sustainable income for drivers and potentially lower costs and customized rides for passengers. It bypasses large corporate platforms to facilitate direct transactions.

Direct driver-passenger connectionSustainable driver incomeLess expensive rides
✈️ Travel
(2.6K)
ad-supported
9
MetLife Retirement
MetLife Retirement
MetLife Retirement
My Retirement Plan
Free

Manage your employer-sponsored retirement plan on the go. Access your account, update contributions, and view your investment performance securely from your mobile device.

Enroll or log in to retirement accountsManage contributions, investments, and beneficiariesView account balances and funding options
💰 Finance
(447)
free with in-app purchases
10
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
💰 Finance
(35K)
free
11
Netspend Earned Wage Access
Netspend Earned Wage Access
Netspend Earned Wage Access
Unlock your employer benefits!
Free

Access your earned wages instantly, anytime, even on weekends. Track your earnings, gain financial insights, and utilize a suite of benefits like spending analytics and financial coaching. Manage your money simply and securely with real-time updates and bank-level encryption.

Instant access to earned wagesTrack earnings in real-timeSpending analytics
💼 Business
(13K)
free
12
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
💰 Finance
(16)
free
13
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(35K)
free
14
HCL emPower
HCL emPower
HCL emPower
emPower
Free

This app unifies access to essential enterprise applications, enabling users to conduct business activities remotely. It offers a streamlined experience for managing tasks and information while on the move.

Unified enterprise application accessConduct business on the goStreamlined mobile experience
💼 Business
(440)
free
15
isolved People Cloud
isolved People Cloud
isolved People Cloud
Empowering your people
Free

Access your HR information, including pay, time, benefits, and talent management, from any device. This app offers a user-friendly interface for employees to view pay history, manage timecards, request time off, and submit expenses.

Access pay history and tax documentsManage timecards and schedulesRequest time off
💼 Business
(3.8K)
free
16
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement plan account on the go. View balances, track investments, monitor contributions, and manage your account securely. Perform transfers and make allocation changes with ease.

Check account balancesView investment performanceMonitor contributions
💰 Finance
(997)
free
17
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Save. Invest. Get richer daily
Free

Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.

Automated savings plansEarn double-digit interestGroup savings with Circles
💰 Finance
(12K)
free with in-app purchases
18
Northwestern Mutual
Northwestern Mutual
Northwestern Mutual
by THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY INC
Free

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

View investment performance and transactionsAccess insurance policy detailsMake premium payments
💰 Finance
(11K)
free
19
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(318K)
free with in-app purchases
20
Health401k
Health401k
Health401k
by Ignite. Excite. Empower., LLC
Free
💪 Health & Fitness
(0)

FAQ about Empower 401K

What are the best empower 401k apps for iPhone?
Empower ® tops our empower 401k apps ranking as of July 2026, with a 4.8-star average from 397K App Store ratings, and it's free to download.
Yes — 20 of the top empower 401k apps we rank are free to download, including Empower ® and NetBenefits.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 216+ empower 401k apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.
Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.