Best Hysa Apps

28+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good hysa apps. We benchmark 28+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Hysa Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
2Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (265K)NoNoSep 2026
3Capital One MobileCapital One MobileFree4.8★ (11M)NoNoSep 2026
4AmexAmexFree4.9★ (4.4M)YesNoSep 2026
5Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (113K)NoNoSep 2026
6Renalta: Earn 6% APYRenalta: Earn 6% APYFree4.6★ (162)NoNoAug 2026
7Iva Goal: Savings PlannerIva Goal: Savings PlannerFree was $1.995.0★ (1)NoNoJun 2026
8Compound Interest Pro – WealthCompound Interest Pro – WealthFree4.8★ (5)YesNoAug 2026

Top Picks for Hysa

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#24in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
Marcus by Goldman Sachs®#2

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Strong Contender
💰 Finance
4.9😐(265K ratings)
Free
Marcus by Goldman Sachs® screenshot 1
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Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates
  • 🔒 Secure banking

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
  • 🕰️ Slow money transfers
  • 🤔 Inconsistent user experience
Capital One Mobile#3

Capital One Mobile by Capital One

Easy account access anywhere.
Worth Considering
💰 Finance
4.8😐(11M ratings)
Free
#5in Finance
Capital One Mobile screenshot 1
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Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

What We Love

  • 🚀 Exceptional customer service
  • 👍 User-friendly app
  • 🚀 Convenient features
  • 🚀 Seamless transactions
  • 🚀 Instant notifications
  • 🚀 Helpful credit-building tools

Room to Improve

  • 🐛 Buggy and laggy app
  • 🔒 Concerns about account security
  • 🔒 Difficulty verifying identity
  • 🔒 Lack of transparency in account closures
  • 🐛 Inconsistent app performance
  • 🔒 Unresponsive to customer issues

More Hysa apps to explore

FAQ about Hysa

What are the best hysa apps for iPhone?
SoFi: Bank, Invest & Crypto tops our hysa apps ranking as of August 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes — 20 of the top hysa apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Marcus by Goldman Sachs®.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 28+ hysa apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.

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