Best Hysa Apps

23+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good hysa apps. We benchmark 23+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Hysa Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoJul 2026
2Marcus UK: Online savings bankMarcus UK: Online savings bankFree4.9★ (260K)NoNoJul 2026
3Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (111K)NoNoJul 2026
4AmexAmexFree4.9★ (4.4M)NoNoJul 2026
5Capital One MobileCapital One MobileFree4.8★ (11M)YesNoJul 2026
6Renalta: Earn 6% APYRenalta: Earn 6% APYFree4.6★ (162)NoNoJul 2026
7Iva Goal: Savings PlannerIva Goal: Savings PlannerFree was $1.995.0★ (1)NoNoJun 2026
8Compound Interest Pro – WealthCompound Interest Pro – WealthFree4.8★ (5)YesNoJul 2026

Top Picks for Hysa

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(386K ratings)
Free
#16in Finance
SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4
SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Marcus UK: Online savings bank#2

Marcus UK: Online savings bank by Goldman Sachs

Banking and personal finance
Strong Contender
💰 Finance
4.9😐(260K ratings)
Free
Marcus UK: Online savings bank screenshot 1
Marcus UK: Online savings bank screenshot 2
Marcus UK: Online savings bank screenshot 3
Marcus UK: Online savings bank screenshot 4
Marcus UK: Online savings bank screenshot 5

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
Ally: Bank, Auto & Invest#3

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Worth Considering
💰 Finance
4.7😐(111K ratings)
Free
#60in Finance
Ally: Bank, Auto & Invest screenshot 1
Ally: Bank, Auto & Invest screenshot 2
Ally: Bank, Auto & Invest screenshot 3
Ally: Bank, Auto & Invest screenshot 4
Ally: Bank, Auto & Invest screenshot 5
Ally: Bank, Auto & Invest screenshot 6

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

What We Love

  • 🚀 Reliable app performance
  • 👍 Helpful customer service
  • 💡 Useful savings buckets feature
  • 🚀 Immediate fund transfers

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow mobile check deposit processing
  • 🔒 Lack of VPN compatibility

More Hysa apps to explore

4
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
5
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
6
Renalta: Earn 6% APY
Renalta: Earn 6% APY
Renalta: Earn 6% APY
Instant High Yield Savings
Free

This app offers a high-yield savings account with a 6% APY. Earn interest instantly with no fees or minimum balance requirements. It provides a secure and transparent way to grow your savings with a modern, user-friendly interface.

Earn 6% APYInstant interest earningsNo fees
💰 Finance
(162)
free
7
Iva Goal: Savings Planner
Iva Goal: Savings Planner
Iva Goal: Savings Planner
Map savings to financial goals
Free
$1.99 | 100% OFF

Organize your financial future by mapping savings to specific life goals. This app helps you visualize progress towards targets like retirement or college funding with automatic projections. It offers a clear roadmap to financial confidence.

Track multiple account balancesSet custom savings goals and datesMap savings percentages to goals
💰 Finance
(1)
free
8
Compound Interest Pro – Wealth
Compound Interest Pro – Wealth
Compound Interest Pro – Wealth
IRA, Roth, 401k, HSA Planner
Free

This app simulates asset growth, helping you calculate savings, withdrawals, and goal achievement with detailed graphs and tables. It offers professional-grade precision for financial planning scenarios like retirement and education savings.

Future Value CalculatorContribution/Withdrawal CalculatorTime to Goal Calculator
💰 Finance
(5)
ad-supported
9
Titan: Your Wealth Team
Titan: Your Wealth Team
Titan: Your Wealth Team
Investing, Wealth Management
Free

This app offers comprehensive wealth management services, combining a dedicated advisory team with professional investment management. It simplifies investing, tax planning, and cash management, providing personalized guidance and active portfolio management without high fees or minimums.

Dedicated advisory teamProfessional investment managementAutomated cash management
💰 Finance
(7K)
freemium
10
Superform
Superform
Superform
Grow your wealth
Free

This app helps users grow their wealth by providing access to onchain opportunities. Users can deposit funds from their bank or wallet to earn interest through lending and staking vaults. It offers self-custodial control of assets, secured by multi-factor authentication and biometrics.

Onchain earning opportunitiesDeposit from bank or walletSelf-custodial asset control
💰 Finance
(18)
ad-supported
11
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Manage Travel Points & Miles
Free

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

Automatic offer activationBonus category activationBest card recommendation
💰 Finance
(17K)
free with in-app purchases
12
DreamScape AI: Dream Journal
DreamScape AI: Dream Journal
DreamScape AI: Dream Journal
Dream Interpretation & Journal
Free

Explore the meaning behind your dreams with AI-powered interpretation and analysis. Log your dreams in a private journal to uncover recurring symbols, emotional patterns, and gain deeper self-awareness. This app is designed for spiritual seekers and those on a journey of personal growth.

AI-powered dream interpretationEmotional analysis of dreamsPrivate and organized dream journal
🌟 Lifestyle
(1)
free with in-app purchases
13
Nutrio: AI Calorie Tracker
Nutrio: AI Calorie Tracker
Nutrio: AI Calorie Tracker
Photo Food Scanner & Macros
Free

Instantly track calories and macros by simply snapping a photo of your food. This AI-powered tool offers personalized nutrition coaching, hydration reminders, and exercise logging to help you reach your health goals.

AI food scannerSmart macro trackingWater tracking & reminders
💪 Health & Fitness
(84)
free with in-app purchases
14
Capital One Travel
Capital One Travel
Capital One Travel
Flights, Hotels & Rewards
Free

Plan, book, and manage all your travel needs in one app. Discover flights, hotels, rental cars, and activities, and receive real-time trip updates. Access airport lounges and track your rewards easily.

Flight, hotel, and rental car bookingActivity bookingReal-time trip notifications
✈️ Travel
(19K)
free
15
Tour AI - Itinerary Planner
Tour AI - Itinerary Planner
Tour AI - Itinerary Planner
Personalized Itineraries
Free

This AI-powered travel assistant generates personalized trip itineraries in seconds. It adapts to your interests, pace, and travel style, offering hidden local gems and multi-city planning. Chat with your AI guide to refine your plans for unlimited adventures.

Instant itinerary creationPersonalized to user preferencesMulti-city trip planning
✈️ Travel
(2)
free with in-app purchases
16
Nubia POS
Nubia POS
Nubia POS
Nubia POS aplikacion shitjesh
Free
💼 Business
(0)
17
WhereShot: Photo Location AI
WhereShot: Photo Location AI
WhereShot: Photo Location AI
Find Any Photo's Exact Spot
Free
📷 Photo & Video
(0)
18
Big Apple Pizza NJ
Big Apple Pizza NJ
Big Apple Pizza NJ
Big Apple Pizza in New Jersey
Free
🍔 Food & Drink
(0)
19
WannaDo-Knysna
WannaDo-Knysna
WannaDo-Knysna
by Edwin Van Straten
Free
🌟 Lifestyle
(0)
20
NestCash
NestCash
NestCash
Proactive Budget & Savings
Free
💰 Finance
(0)

FAQ about Hysa

What are the best hysa apps for iPhone?
SoFi: Bank, Invest & Crypto tops our hysa apps ranking as of July 2026, with a 4.7-star average from 386K App Store ratings, and it's free to download.
Yes — 20 of the top hysa apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Marcus UK: Online savings bank.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 23+ hysa apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.

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