Best Sofi Free Credit Score Apps

246+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our sofi free credit score list covers 246+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Sofi Free Credit Score Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
2Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (329K)NoNoSep 2026
3myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoSep 2026
4True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8★ (68K)YesNoSep 2026
5Capital One CreditWiseCapital One CreditWiseFree4.8★ (309K)YesNoSep 2026
6TransUnion®TransUnion®Free4.6★ (39K)NoNoSep 2026
7Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
8Kikoff – Build Credit QuicklyKikoff – Build Credit QuicklyFree4.9★ (268K)NoNoSep 2026

Top Picks for Sofi Free Credit Score

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#23in Finance
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Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
Self - Credit Builder & Cards#2

Self - Credit Builder & Cards by Self Lender, Inc.

Build credit for a credit card
Strong Contender
💰 Finance
4.9😊(329K ratings)
Free
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Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly
  • 🤝 Responsive and helpful customer service

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges
  • 🕰️ Slow payout process after loan completion
  • 🤔 Misleading or unclear policies
myFICO - Credit Score Tracking#3

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Worth Considering
💰 Finance
4.8😐(50K ratings)
Free
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Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications

More Sofi Free Credit Score apps to explore

FAQ about Sofi Free Credit Score

What are the best sofi free credit score apps for iPhone?
SoFi: Bank, Invest & Crypto tops our sofi free credit score apps ranking as of September 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 246+ sofi free credit score apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.