Best Sofi Personal Loan Apps

101+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated October 2026

Out of 101+ sofi personal loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Sofi Personal Loan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7โ˜… (385K)NoNoOct 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (46K)NoNoOct 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (41K)YesNoOct 2026
4Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.8โ˜… (334K)NoNoOct 2026
5iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8โ˜… (69K)NoNoOct 2026
6Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeโ€”NoNoJul 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8โ˜… (908K)NoNoOct 2026
8Big Loan PH Online Utang CashBig Loan PH Online Utang CashFreeโ€”NoNoOct 2026

Top Picks for Sofi Personal Loan

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(385K ratings)
Free
#21in Finance
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SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • ๐Ÿš€ Convenient all-in-one finance app
  • ๐Ÿ’ฐ Competitive interest rates on savings
  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿ“ˆ Integrated investment platform
  • ๐Ÿ’ณ Useful credit card with rewards
  • ๐Ÿ”’ Secure account management

Room to Improve

  • ๐Ÿ› Buggy and unreliable account management
  • ๐Ÿ•ฐ๏ธ Slow money transfer and withdrawal process
  • ๐Ÿ’ธ Unwarranted account freezes and fund holds
  • ๐Ÿค– Poor and unresponsive customer service
  • ๐Ÿ“ˆ Cluttered app with too many upsells
  • ๐Ÿ” Difficulty verifying identity and updating info
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(46K ratings)
Free
#79in Finance
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing
  • ๐Ÿค” Unclear approval criteria
  • ๐Ÿคจ Unethical business practices
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(41K ratings)
FreeAds
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Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • ๐Ÿ’ฐ Helpful for emergencies
  • ๐Ÿค Community-driven lending platform
  • โšก Quick loan funding
  • ๐Ÿ•ฐ๏ธ Flexible repayment periods
  • ๐Ÿ†™ Ability to build credit score

Room to Improve

  • ๐Ÿคทโ€โ™‚๏ธ Inconsistent customer support
  • ๐Ÿคฏ Unclear fees and policies
  • ๐Ÿค• High risk of loan defaults
  • ๐Ÿคฌ Lack of lender protection
  • ๐Ÿ“‰ Declining lender satisfaction

More Sofi Personal Loan apps to explore

FAQ about Sofi Personal Loan

What are the best sofi personal loan apps for iPhone?
SoFi: Bank, Invest & Crypto tops our sofi personal loan apps ranking as of October 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes โ€” 20 of the top sofi personal loan apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Upstart: Personal Loans + More.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 101+ sofi personal loan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.