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Rate: Home, Finance & Wellness

Rate: Home, Finance & Wellness

Loans, travel, fitness & gear

2.5K ratings
74 reviews
With Ads
💪 Health & Fitness
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • January 24, 2023
  • September 11, 2026

Features

Developer

Guaranteed Rate, Inc.
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About

This app integrates home financing, personal loans, and wellness resources into a single platform. Manage your financial life with fast loan approvals, explore real estate, and access a variety of wellbeing content for mind and body.

✓Mortgage and refinance applications
✓Auto and personal loan applications
✓Home value estimation
✓Loan tracking
✓Meditation and sleep soundscapes
✓Fitness and nutrition content
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What users say

Summarized from real user reviews of Rate. Based on 2.5K reviews and a 4.9/5 average, it highlights the 7 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 💡Includes wellness and financial content
  • 🚀Intuitive navigation
  • 👍User-friendly interface
  • 👍Helpful financial tools
  • 👍Great customer service
  • 👍Smooth mortgage process

Negative things

  • 🐛Login and verification issues
  • 🐛Difficulty making payments through the app
  • 🐛Lack of communication from mortgage advisor
  • 🐛Excessive verification steps
See all reviews

What's New in Rate

30.7

September 11, 2026

This update expands Rate’s lifestyle, wellness, and performance offerings with new shopping experiences, new content categories, and a new Train Like a Champ personality. RateFit Our new athleisure and lifestyle apparel brand, RateFit, is now live, first purchasers receive a 10% discount when you sign up. Rate Outdoors Discover Rate Outdoors, offering indoor and outdoor saunas, cold plunges, outdoor showers, and premium outdoor furniture for your home. Sports Performance Content A new video series category is now available, featuring tips for sports including golf, pickleball, tennis, and padel. Train Like a Champ – Tyson Bagent, quarterback for the Chicago Bears, is now featured in the Rate App.

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User reviews

Most RecentHighest RatedLowest Rated

Buggy mess

Incredibly buggy, doesn’t work 90% of the time, I try to open something and it’s greyed out with a buffering logo. The app won’t accept my information. Even the website doesn’t work well. Really disappointed in the process of using this to buy a home.
Katt BergersenKatt Bergersen

Superapp?! lol

It’s embarrassing to call yourself a superapp when you just bolt on wellness features onto the side of a mortgage app. That’s….not what a superapp is.
appguy33appguy33

Good

Good
JansjnndbdJansjnndbd

Great app

Get it now
!_Zander_!!_Zander_!

Very good!

This app was very helpful and replaced like four different apps that I would be using. It’s a very good app to have and use on your phone to help out.
Hailey_leyy_meskill_67Hailey_leyy_meskill_67
See 69 more reviews

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GR Loans
GR Loans

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Toto - Mobile Loan Officer
Toto - Mobile Loan Officer

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PowerVP
PowerVP

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User experience

🐞

Reported Bugs

2 issues

Login screen freezes

Bug

Incompatibility with older devices

Bug
✨

Requested Features

2 requests

Streamlined login and verification process

Feature

Ability to make loan payments directly through the app

Feature

FAQ

What does the Rate app do?

The Rate app combines home financing, personal loans, and wellness resources. It allows users to apply for mortgages, refinance, personal loans, and auto loans, explore homes for sale, check home values, and access a library of wellness content for mind and body.

What are the key features of the Rate app?

Key features include fast loan approvals for mortgages, auto loans, and personal loans, a seamless digital platform for managing finances, tools to explore homes for sale and check home values, and a dedicated Loan Center for tracking loan progress. It also offers wellness content like meditation, sleep soundscapes, and workout programs.

How much does the Rate app cost?

The app itself is free to download and use, offering access to its financial and wellness features. While the app is free, the financial products like loans and insurance will have associated costs and interest rates based on individual qualifications and loan terms.

What kind of loans can I apply for through the app?

You can apply for a mortgage, refinance an existing mortgage, personal loans, Home Equity Lines of Credit (HELOC), and auto loans directly through the app. Loan amounts and terms vary, with personal loans ranging from $4,000 to $50,000 with repayment options from 1 to 5 years.

Who is the Rate app designed for?

This app is designed for individuals who want to streamline their home buying or refinancing process, manage personal and auto loans, and integrate daily wellness practices into their lives. It's for those seeking a convenient, all-in-one solution for their financial and wellbeing needs.