This app helps users understand the true cost of loans and mortgages by providing detailed amortization schedules and interest calculations. It allows for scenario comparisons, early payoff planning, and visualization of debt reduction. Useful for homebuyers, car buyers, and financial professionals.
Reviews of Loan Calculator are mixed: the Finance app is rated 4.6/5 from 23K App Store ratings. What users like most: easy to use, quick calculations. Top complaints: lacking advanced features, excessive ads. Summarized from real user reviews.
3.11.0
November 4, 2026
• Fixed a crash that could occur for customers with a subscription or in-app purchase • Improved layout when rotating on iPhone and iPad, so the bottom of each screen is no longer hidden or separated from the banner • Removed an empty button from the top of the Settings screen • The number keypad now uses a simple icon to close it • Clear, Save and graph buttons are darker and easier to read
MoreUnlocks All App Features & Removes Ads
3 issues
Extra payment field not calculating correctly
App freezing and shifting up after inputting loan details
4 requests
Add down payment, taxes, and insurance options
Implement comparison graphs and offset account analysis
Loan Calculator helps you understand the full financial implications of loans and mortgages. It provides detailed amortization schedules, calculates total interest paid, and shows how extra payments can save you money over time.
Unlike basic calculators, Loan Calculator reveals hidden costs like total interest and debt-free dates. It allows you to compare multiple loan scenarios side-by-side and visualize your payoff journey with graphs.
Loan Calculator offers a Weekly Pass for $1.99, a Monthly Pass for $4.99, and a Yearly Pass for $29.99. Subscriptions provide unlimited saved loans, access to additional tools, and an ad-free experience on iOS.
Yes, you can cancel your subscription anytime within your iTunes account settings. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period.
Yes, Loan Calculator contains advertisements. An ad-free experience is available as part of the subscription plans for iOS devices.
Loan Calculator is available on Mac, Apple Watch, iPhone, and iPad, allowing for calculations across your Apple ecosystem.
The app was last updated on November 4, 2026, with version 3.11.0. Subscriptions help support the team to continue providing updates and new features.
User reviews highlight that the app is easy to use, offers quick calculations, and is helpful for financial decisions. However, some users note a lack of advanced features and express difficulty disabling ads.
