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Loan Calculator - Debt Planner

Loan Calculator - Debt Planner

Mortgage, Car, School, Payday

22K ratings
126 reviews
With Ads
🔧 Utilities
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated

Developer

Michael Chu
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Loan Calculator - Debt Planner screenshot #1 for iPhone
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iphone
ipad
🧾$1.99 - $99.99
In-App Purchase↘︎
📌Ready
Reviews summary↘︎
⭐126
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📝40+ tags
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🔄6+ apps
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❓5 answered
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📦~ in 1 week
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About

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

✓Reveals total interest paid
✓Calculates debt-free date
✓Analyzes extra payment savings
✓Detailed amortization schedules
✓Compares multiple loan scenarios
✓Visualizes payoff journey with graphs
✓Includes bonus finance calculators
Show original description

What users say

Summarized from real user reviews of Loan Calculator. Based on 22K reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Quick calculations
  • 💡Helpful for financial decisions
  • 🔒Secure app

Negative things

  • 🔍Lacking advanced features
  • 💸Excessive ads
  • 🐛Bugs and crashes
  • 📵Difficulty disabling ads
See all reviews

What's New in Loan Calculator

3.9.0

May 17, 2026

Minor bug fixes and adjustments.

Subscription plans

Yearly Pass

Unlocks All App Features & Removes Ads

$29.991 Year
How to cancel Loan Calculator subscription ⁉️
4

In-App Purchases

$2.99

Unlimited Favorites

Allows storage of unlimited loan entries in the favorites tab. Use this to save and compare various loan options.

User reviews

Most RecentHighest RatedLowest Rated

Not great

To many commercials
Eddie4UtooEddie4Utoo

Adds ruined the app

Before the adds it was a great app. Now it’s very frustrating to try to compare numbers.
ElderockElderock

Solid adds

Works great if you can get past the adds
Trkr tTrkr t

Used to be great but now it's awful

You can't even use the app anymore because of all the ads. On top of that they take forever I'm deleting it and looking for something else even if I have to pay for it.
April 81April 81

Unusable because of Ads

Impossible to use because of ads. Do not download. The ads will never give an x to close them after the 2nd ad
YepMeYepMe
See 121 more reviews

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User experience

🐞

Reported Bugs

3 issues

Extra payment field not calculating correctly

Bug

App freezing and shifting up after inputting loan details

Bug

Calculations not matching real-world loan repayment schedules

Bug
✨

Requested Features

4 requests

Add down payment, taxes, and insurance options

Feature

Implement comparison graphs and offset account analysis

Feature

Provide option to pay weekly, bi-weekly, or monthly

Feature

Add reset button and ability to save multiple loan scenarios

Feature

FAQ

What does this loan calculator app do?

This app helps you understand the full financial impact of loans and mortgages. It goes beyond basic monthly payments to show you the total interest you'll pay over the life of the loan, when you'll be debt-free, and how extra payments can save you money. It also provides detailed amortization schedules and visualizations of your payoff journey.

What are the key features of the loan calculator?

Key features include revealing total interest paid, calculating your debt-free date, analyzing savings from extra payments, providing detailed amortization schedules, allowing side-by-side comparison of multiple loan scenarios, and visualizing your payoff progress with graphs. It also includes bonus calculators for credit cards and rental properties.

Is the app free to download and use?

The app is free to download. It offers optional auto-renewable subscriptions for features like unlimited saved loan entries, access to additional finance tools, and an ad-free experience. You can cancel subscriptions anytime through your App Store account settings.

What types of loans can I calculate with this app?

The app is designed to help you understand various types of loans and mortgages, including those for homes, cars, and school. It also includes bonus calculators that can be used for credit card payoff and rental property analysis, making it a versatile financial planning tool.

Can I share my loan payment schedules?

Yes, you can export your payment schedules from the app. This allows you to easily share detailed amortization breakdowns with others, such as a spouse or financial advisor, ensuring everyone is informed about the loan's progress and costs.