Best Mortgage Amortization Apps

246+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated November 2026

Loan Calculator is the household name in mortgage amortization, but it's far from the only option. We track 246+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Amortization Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator: Mortgage, CarLoan Calculator: Mortgage, CarFree4.6★ (23K)YesYesNov 2026
2Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.2K)YesYesNov 2026
3RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoNov 2026
4Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesNov 2026
5Loan Calculator‰Loan Calculator‰Free4.9★ (106K)YesNoNov 2026
6Mortgage Calc & AmortizationMortgage Calc & AmortizationFree5.0★ (3)YesYesOct 2026
7Amortize: Mortgage CalculatorAmortize: Mortgage CalculatorFree—NoYesOct 2026
8Mortgage Calculator & PaymentMortgage Calculator & PaymentFree—NoNoJul 2026

Top Picks for Mortgage Amortization

Loan Calculator: Mortgage, Car#1

Loan Calculator: Mortgage, Car by ChuChu Train Productions

Amortization Schedule & Payoff
Editor's Choice
💰 Finance
4.6😐(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator: Mortgage, Car screenshot 1
Loan Calculator: Mortgage, Car screenshot 2
Loan Calculator: Mortgage, Car screenshot 3
Loan Calculator: Mortgage, Car screenshot 4
Loan Calculator: Mortgage, Car screenshot 5
Loan Calculator: Mortgage, Car screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and offering payoff scenarios. It provides detailed amortization schedules and allows for comparison of multiple loan options. Ideal for homebuyers, car buyers, and financial professionals seeking clarity on loan terms.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads
4.7😐(1.2K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface
  • 📊 Helpful for mortgage planning
  • ➕ Can add extra payments to individual months

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
  • ⚠️ Calculation accuracy issues reported
  • 🐛 App crashes and freezing problems
  • ❌ Confusing user interface with unclear controls
RECalc Mortgage Calculator#3

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Worth Considering
💰 Finance
4.7😊(2.8K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations
  • 👍 Convenient for clients and real estate agents
  • 👍 Accurate results

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users
  • 💡 Missing features like HOA, taxes, PMI calculation

More Mortgage Amortization apps to explore

FAQ about Mortgage Amortization

What are the best mortgage amortization apps for iPhone?
Loan Calculator: Mortgage, Car tops our mortgage amortization apps ranking as of November 2026, with a 4.6-star average from 23K App Store ratings, and it's free to download.
Yes — 20 of the top mortgage amortization apps we rank are free to download, including Loan Calculator: Mortgage, Car and Amortization Loan Calculator.
Loan Calculator: Mortgage, Car shows ads and offers in-app purchases, according to its App Store listing as of November 2026.
We track 246+ mortgage amortization apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.