Best Mortgage Amortization Apps

246+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Loan Calculator is the household name in mortgage amortization, but it's far from the only option. We track 246+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Amortization Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesSep 2026
2Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesSep 2026
3RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoSep 2026
4Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesSep 2026
5Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoSep 2026
6Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (796)NoYesAug 2026
7Mortgage Calc & AmortizationMortgage Calc & AmortizationFree5.0★ (3)YesYesMay 2026
8Amortization - Loan CalculatorAmortization - Loan CalculatorFree was $1.995.0★ (1)NoYesAug 2026

Top Picks for Mortgage Amortization

Loan Calculator - Debt Planner#1

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Editor's Choice
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads
Amortization Loan Calculator#2

Amortization Loan Calculator by JC Accounting & Innovative Technologies, Inc

Amortization Schedule & More
Strong Contender
💰 Finance
4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface
  • 📊 Helpful for mortgage planning
  • ➕ Can add extra payments to individual months

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
  • ⚠️ Calculation accuracy issues reported
  • 🐛 App crashes and freezing problems
  • ❌ Confusing user interface with unclear controls
RECalc Mortgage Calculator#3

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Worth Considering
💰 Finance
4.7😊(2.8K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations
  • 👍 Convenient for clients and real estate agents
  • 👍 Accurate results

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users
  • 💡 Missing features like HOA, taxes, PMI calculation

More Mortgage Amortization apps to explore

FAQ about Mortgage Amortization

What are the best mortgage amortization apps for iPhone?
Loan Calculator - Debt Planner tops our mortgage amortization apps ranking as of August 2026, with a 4.6-star average from 22K App Store ratings, and it's free to download.
Yes — 20 of the top mortgage amortization apps we rank are free to download, including Loan Calculator - Debt Planner and Amortization Loan Calculator.
Loan Calculator - Debt Planner shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 246+ mortgage amortization apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you understand the full financial impact of loans and mortgages. It goes beyond basic monthly payments to show you the total interest you'll pay over the life of the loan, when you'll be debt-free, and how extra payments can save you money. It also provides detailed amortization schedules and visualizations of your payoff journey.
Key features include revealing total interest paid, calculating your debt-free date, analyzing savings from extra payments, providing detailed amortization schedules, allowing side-by-side comparison of multiple loan scenarios, and visualizing your payoff progress with graphs. It also includes bonus calculators for credit cards and rental properties.