Best Mortgage Amortization Apps

231+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

RECalc Mortgage Calculator is the household name in mortgage amortization, but it's far from the only option. We track 231+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Amortization Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.6K)YesNoJul 2026
2Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesJul 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesJul 2026
4Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoJul 2026
5Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoJul 2026
6Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (797)YesYesJun 2026
7Rocket MortgageRocket MortgageFree4.9★ (176K)NoNoJul 2026
8Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesJul 2026

Top Picks for Mortgage Amortization

RECalc Mortgage Calculator#1

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Editor's Choice
💰 Finance
4.7😊(2.6K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users
Amortization Loan Calculator#2

Amortization Loan Calculator by JC Accounting & Innovative Technologies, Inc

Amortization Schedule & More
Strong Contender
💰 Finance
4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes

More Mortgage Amortization apps to explore

4
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(3.4K)
free
5
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
6
Amortization Calculator - Calc
Amortization Calculator - Calc
Amortization Calculator - Calc
Loan Payment Schedule - Emi
Free

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

Monthly loan payment estimationAmortization chart generationTotal interest calculation
💰 Finance
(797)
free with in-app purchases
7
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(176K)
free
8
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
9
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(583)
free with in-app purchases
10
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(230)
free with in-app purchases
11
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
12
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
13
Amortization Loan Calculator +
Amortization Loan Calculator +
Amortization Loan Calculator +
Mortgage & Car Payoff Calc
Free

Easily analyze and compare loan options with this tool. Calculate overpayments, manage multiple loans, and track savings from early repayments. Securely sync your data and make informed financial decisions.

Loan and mortgage analysisOverpayment calculationsAnnuity and differentiated repayment
💰 Finance
(102)
freemium
14
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

Easily forecast loan repayment with this calculator. Explore the impact of extra payments on your payment schedule. Supports multiple payment methods and frequencies.

Loan repayment forecastingExtra payment impact analysisEqual Payment method
💰 Finance
(313)
ad-supported
15
Amortization loan calculator %
Amortization loan calculator %
Amortization loan calculator %
dCal know mortgage payment
Free

Simplify financial planning with this loan calculator. Quickly compute loan amounts, interest, and repayment schedules for mortgages, auto loans, and more. Save and export your calculations to PDF for easy reference and sharing.

Loan CalculatorAuto Loan CalculatorMortgage Calculator
💰 Finance
(33)
free
16
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
17
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

Calculate various loan typesCustomizable payment frequencyDetailed interest and principal breakdown
💰 Finance
(964)
free with in-app purchases
18
Mortgage Calc & Amortization
Mortgage Calc & Amortization
Mortgage Calc & Amortization
Loan Payment & Payoff Tool
Free

Estimate monthly loan payments and generate detailed amortization schedules. Understand your loan's principal and interest breakdown, track your balance, and test extra payment scenarios to plan your payoff strategy.

Estimate monthly mortgage paymentsGenerate full amortization scheduleView principal and interest breakdown
💰 Finance
(3)
free with in-app purchases
19
Mortgage Calculator:
Mortgage Calculator:
Mortgage Calculator:
Mortgage & Loan Calculator
Free

This comprehensive home loan planner helps users calculate mortgage payments, analyze refinancing options, and assess home affordability. It provides detailed amortization schedules and debt payoff planning tools, all with a privacy-focused, offline experience.

Monthly payment calculationAmortization schedulesRefinance analysis
💰 Finance
(10)
free
20
Mortgage Loan Calculator Plus
Mortgage Loan Calculator Plus
Mortgage Loan Calculator Plus
Loan Amortization Payment
Free

This finance app helps users understand mortgages and loans. It offers tools to calculate payments, compare loan options, and analyze amortization schedules. Ideal for homebuyers and real estate professionals seeking clarity on financial decisions.

Comprehensive mortgage calculatorLoan comparison toolRefinance calculator
💰 Finance
(22)
free with in-app purchases

FAQ about Mortgage Amortization

What are the best mortgage amortization apps for iPhone?
RECalc Mortgage Calculator tops our mortgage amortization apps ranking as of July 2026, with a 4.7-star average from 2.6K App Store ratings, and it's free to download.
Yes — 20 of the top mortgage amortization apps we rank are free to download, including RECalc Mortgage Calculator and Amortization Loan Calculator.
RECalc Mortgage Calculator shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 231+ mortgage amortization apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
RECalc Mortgage Calculator can compute monthly payments, loan terms, interest rates, and loan amounts. It also performs standard mathematical calculations and supports semi-annual compounding for Canadian amortization. You can view detailed loan summaries and amortization tables, and then email or save these calculations for future reference.
Key features include the ability to calculate core mortgage variables, a built-in traditional calculator, support for semi-annual compounding, and the generation of loan summaries and amortization tables. Users can also email these details or save them for later access.