Best Mortgage Amortization Apps

248+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated October 2026

RECalc Mortgage Calculator is the household name in mortgage amortization, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Amortization Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoOct 2026
2Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesOct 2026
3Loan Calculator‰Loan Calculator‰Free4.9★ (106K)YesNoOct 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
5Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesOct 2026
6Mortgage Calc & AmortizationMortgage Calc & AmortizationFree5.0★ (3)YesYesMay 2026
7Amortize: Mortgage CalculatorAmortize: Mortgage CalculatorFree—NoYesOct 2026
8Mortgage Tracker | SPARCMortgage Tracker | SPARCFree5.0★ (1)NoYesSep 2026

Top Picks for Mortgage Amortization

RECalc Mortgage Calculator#1

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Editor's Choice
💰 Finance
4.7😊(2.8K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations
  • 👍 Convenient for clients and real estate agents
  • 👍 Accurate results

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users
  • 💡 Missing features like HOA, taxes, PMI calculation
4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface
  • 📊 Helpful for mortgage planning
  • ➕ Can add extra payments to individual months

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
  • ⚠️ Calculation accuracy issues reported
  • 🐛 App crashes and freezing problems
  • ❌ Confusing user interface with unclear controls
Loan Calculator‰#3

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Worth Considering
💰 Finance
4.9😊(106K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results
  • 👍 Helpful for financial decisions

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
  • 🔍 Cannot switch to landscape mode
  • 🔒 Privacy concerns with data collection

More Mortgage Amortization apps to explore

FAQ about Mortgage Amortization

What are the best mortgage amortization apps for iPhone?
RECalc Mortgage Calculator tops our mortgage amortization apps ranking as of October 2026, with a 4.7-star average from 2.8K App Store ratings, and it's free to download.
Yes — 19 of the top mortgage amortization apps we rank are free to download, including RECalc Mortgage Calculator and Amortization Loan Calculator.
RECalc Mortgage Calculator shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ mortgage amortization apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.