Best Rate Loan Apps

189+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Whether you're new to rate loan or looking for an upgrade, our curated collection of 189+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Rate Loan

Rate: Home, Finance & Wellness#1

Rate: Home, Finance & Wellness by Guaranteed Rate, Inc.

Stress less, live more
Editor's Choice
💰 Finance
4.9😐(2.5K ratings)
FreeAds
Rate: Home, Finance & Wellness screenshot 1
Rate: Home, Finance & Wellness screenshot 2
Rate: Home, Finance & Wellness screenshot 3
Rate: Home, Finance & Wellness screenshot 4
Rate: Home, Finance & Wellness screenshot 5
Rate: Home, Finance & Wellness screenshot 6

This app integrates home financing, personal loans, and wellness resources into a single platform. Manage your financial life with fast loan approvals, explore real estate, and access a variety of wellbeing content for mind and body.

What We Love

  • 👍 Easy to use
  • 💡 Includes wellness and financial content
  • 🚀 Intuitive navigation
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Login and verification issues
  • 🐛 Difficulty making payments through the app
  • 🐛 Lack of communication from mortgage advisor
Loan Calculator - Loan2Me#2

Loan Calculator - Loan2Me by Jeffrey Williams

Quick and Easy Loan Calculator
Strong Contender
💰 Finance
4.8😊(8.2K ratings)
FreeIn-App Purchases
Loan Calculator - Loan2Me screenshot 1
Loan Calculator - Loan2Me screenshot 2
Loan Calculator - Loan2Me screenshot 3
Loan Calculator - Loan2Me screenshot 4
Loan Calculator - Loan2Me screenshot 5
Loan Calculator - Loan2Me screenshot 6

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate and quick calculations
  • 💡 Helpful for financial planning
  • 🔒 No data tracking or selling

Room to Improve

  • 🐛 Occasional data loss after updates
  • 💡 Lack of currency and language options
  • 💡 Missing features like taxes, insurance, and PMI calculations
Loan Calculator‰#3

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Worth Considering
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements

More Rate Loan apps to explore

4
Loan calculator: Installment
Loan calculator: Installment
Loan calculator: Installment
Amortization and interest rate
Free

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

Calculate monthly/yearly paymentsDetermine interest rateCalculate loan amount
💰 Finance
(818)
free with in-app purchases
5
Interest Rate: Loan Calculator
Interest Rate: Loan Calculator
Interest Rate: Loan Calculator
Mortgage & Debt Simulator
Free

Track global interest rate changes, visualize historical trends with charts, and simulate future credit payments. Manage your mortgage and debt with confidence using this easy-to-use financial tool.

Daily rate trackingCredit payment simulationHistorical rate charts
💰 Finance
(4)
free
6
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(230)
free with in-app purchases
7
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(63K)
free
8
Mortgage Calculator Loan Rates
Mortgage Calculator Loan Rates
Mortgage Calculator Loan Rates
Home loan monthly payment
Free
💰 Finance
(0)
9
Provident Funding
Provident Funding
Provident Funding
Low Rates. Great Service.
Free

Manage your mortgage, check rates, and apply for new loans directly from your mobile device. Securely access account information, payment history, and set up automatic payments.

View mortgage ratesManage account informationCheck payment history
💰 Finance
(1.2K)
free
10
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(71)
ad-supported
11
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(170K)
free
12
Mariner Finance
Mariner Finance
Mariner Finance
Manage-Payments-Offers-History
Free

Manage your personal loans, monitor account activity, and make payments on the go. Apply for new loans, view current offers, and find local branches. Designed for existing customers to easily access their account information and manage their finances.

Monitor account activitySet up auto payMake monthly payments
💰 Finance
(1.4K)
free
13
Loan Calculator Mortgage & Car
Loan Calculator Mortgage & Car
Loan Calculator Mortgage & Car
Loan & Payoff Calculator
Free
$2.99 | 100% OFF

This app helps you understand your loan payments and potential savings. It calculates monthly payments, compares payment schedules, and shows how extra payments can reduce interest and shorten loan terms. Make informed financial decisions to pay off debt faster.

Calculate monthly loan paymentsCompare payment options (weekly, bi-weekly)See interest savings with extra payments
💰 Finance
(10)
paid
14
EMI Calculator: Loan Planner
EMI Calculator: Loan Planner
EMI Calculator: Loan Planner
Home Loan Calculator
Free

Easily calculate your Equated Monthly Installment (EMI) for various loans. Plan your finances effectively by visualizing payment schedules and understanding loan breakdowns. Share detailed PDF reports for better loan management.

Calculate EMI, loan amount, interest rate, and periodView monthly payment scheduleAnalyze principal, interest, and balance per month
💰 Finance
(80)
free
15
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(3.4K)
free
16
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free

Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.

Virtual MastercardQuick cash loansFlexible loan terms
💰 Finance
(99)
free with in-app purchases
17
Loan Calculator (Installment)
Loan Calculator (Installment)
Loan Calculator (Installment)
by Seong Eon Kim
Free

Calculate installment loans with various repayment methods. This tool helps you determine monthly payments, principal, interest, and remaining balance for different loan scenarios.

Installment loan calculationEqual principal and interest paymentsEqual principal payments
💰 Finance
(552)
ad-supported
18
Rate Visions
Rate Visions
Rate Visions
Mortgage & Loan Rate Tracker
Free

Compare real-time mortgage and loan interest rates to simplify your financial decisions. This app helps you track options for buying a home, refinancing, or managing investment properties with built-in calculators.

Compare loan optionsTrack real-time interest ratesMortgage calculators
💰 Finance
(5)
free
19
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.

Comprehensive loan calculationsSupport for various loan typesDetailed loan results with charts
💰 Finance
(138)
ad-supported
20
Loan Cal: Money Converter
Loan Cal: Money Converter
Loan Cal: Money Converter
Exchange rates and loan tools
Free

Easily convert between various global currencies and cryptocurrencies with real-time exchange rates. This tool also offers loan calculators to estimate interest and repayment amounts for informational purposes.

Real-time currency conversionCryptocurrency exchange ratesLoan interest and repayment calculators
🔧 Utilities
(5)
ad-supported

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