SoLo Funds: Lend & Borrow

SoLo Funds: Lend & Borrow

Loans On Your Terms

39K ratings
741 reviews
With Ads#171 in free Finance
🌟 Lifestyle
💰 Finance
Free
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Details

  • Released
  • Updated
  • March 16, 2018
  • July 16, 2026

Features

SoLo Funds: Lend & Borrow screenshot #1 for iPhone
SoLo Funds: Lend & Borrow screenshot #2 for iPhone
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SoLo Funds: Lend & Borrow screenshot #6 for iPhone
SoLo Funds: Lend & Borrow screenshot #7 for iPhone
SoLo Funds: Lend & Borrow screenshot #8 for iPhone
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About

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checks
Earn money by funding others' requests
AI-powered financial co-pilot (SoLo IQ)
Integrated banking solution (SoLo Wallet)
No hidden fees
Community protection and safety net
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What users say

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+1

What's New in SoLo Funds

3.89

July 16, 2026

Various bugfixes & improvements

Charts

Top Free

📉 171-1

Finance

This app dropped -1 position in Finance chart.

Last updated on July 18, 2026.

User reviews

This app is awesome. I pray they keep it going as good as it is

Great job SoLo FUNDS

Good community

Good people willing to help out in time of need.

App has potential but is lacking

The app has potential to be great but, the scoring system for borrowers is lacking and it doesn’t teach any values. People with multiple loans paid late have high scores. If you use SLP as a lender then you automatically lose money. It does nothing to encourage payment on time. Skip this app if you’re looking to make some extra money lending. Just trade stock the odds are better.
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Easy & My Newfound Favorite!

I had no idea something like this even existed. I think this idea was just amazing and whoever came up with it…great job! The process was incredibly simple, and before I knew it, my loan had been funded.

The fact that it’s interest-free makes it even more amazing. If you need financial help quickly, I definitely recommend checking it out. I’ll be sharing this with everyone I know…whether they’re looking to borrow money or are interested in helping fund someone else’s loan.
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Worst app ever

I went to this app to take out money. I clicked on an offer, but it said I was too late. Then the app froze and I continue to click on the app. Nothing happened so I tried swiping up. Still nothing happened. I turn my phone off and then back on and had a message from my bank account saying money was withdrawn from my bank account and that I had just funded someone else a loan. I absolutely never agreed to this. This is theft in my opinion. Then the person to whom the SoLo app gave my money to never paid it back. I filled out a police report and a complaint to multiple agencies. I lost $650 on this app and they cannot prove that I ever agreed to lend a complete stranger money.
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User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Payment processing issues

Bug

Account verification problems

Bug

Compatibility problems with certain cards

Bug

Requested Features

5 requests

Improved lender vetting process

Feature

Automated loan recovery system

Feature

Transparent reporting on loan statuses

Feature

Ability to filter borrowers by credit history

Feature

Enhanced communication channels

Feature

FAQ

What does SoLo Funds do?

SoLo Funds is a community finance platform that allows members to borrow funds up to $625 without credit checks or to earn money by lending to other members. It also provides a banking solution and AI-powered financial advice to help users manage their money.

How can I access funds with SoLo Funds?

You can access funds by requesting a loan through the app. There are no credit checks required, and you can access up to $625. The app offers choice and control over your borrowing terms, with all loans having up to 90 days for repayment.

How do I earn money with SoLo Funds?

You can earn money by supplying funds to other members who have requested loans. This allows you to make a social impact while earning a return on your money. The platform provides data-driven tools to help you make smarter lending choices.

Are there any hidden fees with SoLo Funds?

No, SoLo Funds guarantees no hidden fees. This includes no minimum balance fees, transaction fees, expedition fees, or overdraft fees. The platform is transparent about its costs.

What is SoLo IQ?

SoLo IQ is an AI financial co-pilot designed to provide personalized and smart advice. It helps users maximize their lending, borrowing, and spending activities by offering intelligent financial guidance.