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SoLo Funds: Lend & Borrow

SoLo Funds: Lend & Borrow

Loans On Your Terms

39K ratings
796 reviews
With Ads
🌟 Lifestyle
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • March 16, 2018
  • July 16, 2026

Features

Developer

SoLo Funds Inc.
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SoLo Funds: Lend & Borrow screenshot #8 for iPhone
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About

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

✓Access up to $625 without credit checks
✓Earn money by funding others' requests
✓AI-powered financial co-pilot (SoLo IQ)
✓Integrated banking solution (SoLo Wallet)
✓No hidden fees
✓Community protection and safety net
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What users say

Summarized from real user reviews of SoLo Funds. Based on 39K reviews and a 4.4/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 💰Helpful for emergencies
  • 🤝Community-driven lending platform
  • ⚡Quick loan funding
  • 🕰️Flexible repayment periods
  • 🆙Ability to build credit score

Negative things

  • 🤷‍♂️Inconsistent customer support
  • 🤯Unclear fees and policies
  • 🤕High risk of loan defaults
  • 🤬Lack of lender protection
  • 📉Declining lender satisfaction
See all reviews

What's New in SoLo Funds

3.89

July 16, 2026

Various bugfixes & improvements

User reviews

Most RecentHighest RatedLowest Rated

Return on loans

Right now I have approximately 28 loans out and nearly 10 are late or very late. What is going on?? Maybe this site is a scam
thestuff5thestuff5

Crosby E

I’m not satisfied with solo funds, you guys took forever to make a decision if you’ll honor the funding or not, especially when I stated that the money I’m borrowing is for emergency.
bruins4crosabruins4crosa

Carl

He was a very big help to me
TDavis-2018TDavis-2018

Good idea I like it

You can borrow money and make money when you need to very niche love it
Temir1994Temir1994

Great app

Turn the donation funds off or you will pay back a lot extra but it’s a great app - I’ve paid back 4 loans so far just good to get through week. Your amount to ask for goes up every time you pay back a loan.
dd262lljdd262llj
See 791 more reviews

User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Payment processing issues

Bug

Account verification problems

Bug

Compatibility problems with certain cards

Bug
✨

Requested Features

5 requests

Improved lender vetting process

Feature

Automated loan recovery system

Feature

Transparent reporting on loan statuses

Feature

Ability to filter borrowers by credit history

Feature

Enhanced communication channels

Feature

FAQ

What does SoLo Funds do?

SoLo Funds is a community finance platform that allows members to borrow funds up to $625 without credit checks or to earn money by lending to other members. It also provides a banking solution and AI-powered financial advice to help users manage their money.

How can I access funds with SoLo Funds?

You can access funds by requesting a loan through the app. There are no credit checks required, and you can access up to $625. The app offers choice and control over your borrowing terms, with all loans having up to 90 days for repayment.

How do I earn money with SoLo Funds?

You can earn money by supplying funds to other members who have requested loans. This allows you to make a social impact while earning a return on your money. The platform provides data-driven tools to help you make smarter lending choices.

Are there any hidden fees with SoLo Funds?

No, SoLo Funds guarantees no hidden fees. This includes no minimum balance fees, transaction fees, expedition fees, or overdraft fees. The platform is transparent about its costs.

What is SoLo IQ?

SoLo IQ is an AI financial co-pilot designed to provide personalized and smart advice. It helps users maximize their lending, borrowing, and spending activities by offering intelligent financial guidance.