Best Lending Apps

212+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.7โ˜…, the lending category is one of the App Store's strongest. Browse all 212+ apps we track, sorted so the most loved ones surface first.

Top Picks for Lending

Possible: Fast Cash & Credit#1

Possible: Fast Cash & Credit by Possible Financial Inc

Borrow money, loans, advances
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(133K ratings)
FreeAds
#71in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • ๐Ÿš€ Quick approval and fund disbursement
  • ๐Ÿ’ณ Helps build credit score
  • ๐Ÿ—“๏ธ Flexible payment schedule
  • ๐Ÿ†“ No credit check required

Room to Improve

  • ๐Ÿ› App issues (crashes, bugs, login problems)
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ฐ High interest rates
Tilt: Cash Advance & Credit#2

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(446K ratings)
FreeAds
#25in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
Tilt: Cash Advance & Credit screenshot 3
Tilt: Cash Advance & Credit screenshot 4
Tilt: Cash Advance & Credit screenshot 5
Tilt: Cash Advance & Credit screenshot 6

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • ๐Ÿš€ Instant cash advances
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful budgeting features
  • ๐Ÿš€ Fast application process

Room to Improve

  • ๐Ÿ› Inconsistent advance limits
  • ๐Ÿ› Delayed repayment processing
  • ๐Ÿ› Unresponsive customer support
FloatMe: Fast Cash Advance App#3

FloatMe: Fast Cash Advance App by FloatMe Corp

Borrow Money Between Paychecks
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(145K ratings)
FreeAds
#60in Finance
FloatMe: Fast Cash Advance App screenshot 1
FloatMe: Fast Cash Advance App screenshot 2
FloatMe: Fast Cash Advance App screenshot 3
FloatMe: Fast Cash Advance App screenshot 4
FloatMe: Fast Cash Advance App screenshot 5
FloatMe: Fast Cash Advance App screenshot 6

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • ๐Ÿš€ Quick cash advance
  • ๐Ÿ’ณ Convenient for emergencies
  • ๐Ÿ”’ Reliable payment history

Room to Improve

  • ๐Ÿ”’ Strict eligibility requirements
  • ๐Ÿ’ฐ High fees for small advances
  • ๐Ÿค” Inconsistent advance amounts

More Lending apps to explore

4
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
๐Ÿ’ฐ Finance
(353K)
free with in-app purchases
5
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
๐Ÿ’ฐ Finance
(512K)
free with in-app purchases
6
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
๐Ÿ’ฐ Finance
(174K)
free with in-app purchases
7
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Instant Cash Advance App
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
๐Ÿ’ฐ Finance
(27K)
free with in-app purchases
8
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
๐Ÿ’ฐ Finance
(30K)
free with in-app purchases
9
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
๐Ÿ’ฐ Finance
(38K)
free with in-app purchases
10
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
๐Ÿ’ฐ Finance
(73K)
subscription
11
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
๐Ÿ’ฐ Finance
(33K)
free
12
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
๐Ÿ’ฐ Finance
(3.2K)
free
13
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
๐Ÿ’ฐ Finance
(24K)
free with in-app purchases
14
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
๐Ÿ’ฐ Finance
(107K)
free with in-app purchases
15
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(847K)
freemium
16
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
๐Ÿ’ฐ Finance
(35K)
free
17
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
๐Ÿ’ฐ Finance
(432K)
free with in-app purchases
18
Happen Bank
Happen Bank
Happen Bank
Get more from your money
Free

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account managementLoan progress trackingFree credit score and report monitoring
๐Ÿ’ฐ Finance
(8.1K)
free
19
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
๐Ÿ’ฐ Finance
(314K)
free with in-app purchases
20
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
๐Ÿ’ฐ Finance
(43K)
subscription

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