Best Money Lender Online Apps

215+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.3โ˜…, the money lender online category is one of the App Store's strongest. Browse all 215+ apps we track, sorted so the most loved ones surface first.

Compare top Money Lender Online Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoneyLion: Banking & Cash BackMoneyLion: Banking & Cash BackFree4.8โ˜… (324K)YesNoAug 2026
2Varo Bank: Online BankingVaro Bank: Online BankingFree4.9โ˜… (233K)NoNoAug 2026
3Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeโ€”NoNoJul 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (41K)NoNoAug 2026
5Credit Genie: Get Cash AdvanceCredit Genie: Get Cash AdvanceFree4.8โ˜… (122K)NoNoAug 2026
6Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8โ˜… (882K)NoNoAug 2026
7True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8โ˜… (68K)YesNoAug 2026
8Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeโ€”YesNoAug 2026

Top Picks for Money Lender Online

MoneyLion: Banking & Cash Back#1

MoneyLion: Banking & Cash Back by MoneyLion

Cashback rewards & Loan Offers
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(324K ratings)
FreeAds
#36in Finance
MoneyLion: Banking & Cash Back screenshot 1
MoneyLion: Banking & Cash Back screenshot 2
MoneyLion: Banking & Cash Back screenshot 3
MoneyLion: Banking & Cash Back screenshot 4
MoneyLion: Banking & Cash Back screenshot 5
MoneyLion: Banking & Cash Back screenshot 6

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

What We Love

  • ๐Ÿ’ณ Variety of banking options
  • ๐Ÿ’ฐ Helpful for financial stability
  • ๐Ÿ” Informative and educational
  • ๐Ÿค Good customer service (for some)

Room to Improve

  • ๐Ÿ’ฐ Expensive membership fees
  • ๐Ÿค– Poor customer service (for others)
  • ๐Ÿค” Confusing policies and hidden fees
Varo Bank: Online Banking#2

Varo Bank: Online Banking by Varo Money inc

Early Payday & Cash Advances
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(233K ratings)
Free
#38in Finance
Varo Bank: Online Banking screenshot 1
Varo Bank: Online Banking screenshot 2
Varo Bank: Online Banking screenshot 3
Varo Bank: Online Banking screenshot 4
Varo Bank: Online Banking screenshot 5
Varo Bank: Online Banking screenshot 6

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

What We Love

  • ๐Ÿ’ณ Great credit building card
  • ๐Ÿš€ Fast and efficient banking
  • ๐Ÿ”’ Secure credit and debit cards
  • ๐Ÿ’ฐ Competitive interest rates

Room to Improve

  • ๐Ÿ•ฐ๏ธ Slow mobile check deposits
  • ๐Ÿค– Ineffective customer service
  • ๐Ÿ”’ Difficulty accessing accounts during maintenance

More Money Lender Online apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
๐Ÿ’ฐ Finance
(41K)
free
5
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
๐Ÿ’ฐ Finance
(122K)
free with in-app purchases
6
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(882K)
freemium
7
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
๐Ÿ’ฐ Finance
(68K)
subscription
8
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Payday Loans for Bad Credit
Free
๐Ÿ’ฐ Finance
(0)
9
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
๐Ÿ’ฐ Finance
(134K)
free with in-app purchases
10
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
๐Ÿ’ฐ Finance
(455K)
subscription
11
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
๐Ÿ’ฐ Finance
(0)
12
Cash Advance: Borrow Money App
Cash Advance: Borrow Money App
Cash Advance: Borrow Money App
Quick Payday & Personal Loans
Free

Quickly find personal loans from $100 to $2,500 to cover unexpected expenses. The app offers a simple application process, fast decisions, and connects you with lenders, regardless of credit score. Get funds as soon as the next business day.

Simple application processFast loan decisionsAll credit scores considered
๐Ÿ’ฐ Finance
(11)
ad-supported
13
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
๐Ÿ’ฐ Finance
(6.8K)
free
14
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
๐Ÿ’ฐ Finance
(552K)
free with in-app purchases
15
Mtoag Money App
Mtoag Money App
Mtoag Money App
by Yogesh Pant
Free

Apply for a loan quickly and easily without extensive documentation. Get instant approval for amounts ranging from $500 to $6,000 with flexible repayment terms. Track your loans, view payment schedules, and manage your finances all within the app.

Instant loan approvalLoan amount and tenure selectionMonthly payment simulation
๐Ÿ’ฐ Finance
(13)
free
16
Borrow Money by TC
Borrow Money by TC
Borrow Money by TC
Loan Instantly. Cash Advance
Free
๐Ÿ’ฐ Finance
(0)
17
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
๐Ÿ’ฐ Finance
(40K)
free with in-app purchases
18
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
๐Ÿ’ฐ Finance
(2)
ad-supported
19
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
๐Ÿ’ฐ Finance
(5)
free
20
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Fast Payday Money Loan App
Free

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation
๐Ÿ’ฐ Finance
(355)
free

FAQ about Money Lender Online

What are the best money lender online apps for iPhone?
MoneyLion: Banking & Cash Back tops our money lender online apps ranking as of August 2026, with a 4.8-star average from 324K App Store ratings, and it's free to download.
Yes โ€” 20 of the top money lender online apps we rank are free to download, including MoneyLion: Banking & Cash Back and Varo Bank: Online Banking.
MoneyLion: Banking & Cash Back shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 215+ money lender online apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
MoneyLion offers a suite of financial services including mobile banking with early direct deposit, cash advances up to $1000, cashback rewards, and access to personal loan offers. It also provides tools to help users build their credit.
You can access Instacashยฎ cash advances up to $500 of your paycheck any day with no interest, mandatory fees, or credit check. Increased Instacash limits require recurring direct deposit into a RoarMoney account.