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BMG Money

BMG Money

Loans for Employees & Retirees

151 ratings
51 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • March 7, 2023
  • October 9, 2026

Developer

BMG Money, Inc.
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About

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

✓Loans from $500-$10,000
✓No FICO credit score required
✓Loan offers in minutes
✓Higher acceptance rate
✓Instant funding available
✓APR from 16.99%-35.99%
✓Referral program for extra cash
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What users say

Summarized from real user reviews of BMG Money. Based on 151 reviews and a 3.3/5 average, it highlights the 9 positives and 38 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Great customer service (Claudia L, Silvia A, Brandon, Wilver B, Kevin O, Ammy V, Aime U, Tabitha, Deborah, Gianni)
  • 🚀Quick deposits
  • 🚀Fast and easy loan process
  • 👍Helpful for people with less than perfect credit
  • 👍Made loan process stress-free
  • 👍Application processed quickly
  • 👍Loan approval same day
  • 👍Fast transaction and funding
  • 👍Easy and fast processing

Negative things

  • 🐛App worthless now
  • 🐛Not what it used to be
  • 🐛Unable to log in through the app
  • 🐛App won't reload successfully
  • 🐛App displays inaccurate information
  • 🐛Reporting negatively on credit
  • 🐛High interest rates
  • 🐛Company no good
  • 🐛Overcharge you
  • 🐛Horrible customer service
  • 🐛No communication
  • 🐛App nor website works
  • 🐛Don't waste your time (job requirement)
  • 🐛System needs an upgrade
  • 🐛Error when logging in
  • 🐛Cannot access loan
  • 🐛Endless login loop
  • 🐛Cannot sign onto web or app
  • 🐛Unprofessional
  • 🐛Cannot check account on app
  • 🐛App doesn't work
  • 🐛Not enough information (payment history)
  • 🐛App is ridiculous
  • 🐛Can't log in online
  • 🐛App doesn't show refinancing option
  • 🐛Unacceptable (can't access loan)
  • 🐛Don't believe them (loan qualification)
  • 🐛Worst customer service ever
  • 🐛Fake, will deny for no reason
  • 🐛Employment verification won't work
  • 🐛Won't let me connect employer
  • 🐛Truv is bugged
  • 🐛Refinancing process is a little process
  • 🐛Dates for payback are incorrect
  • 🐛System waits for the date to refinance
  • 🐛Slow when referring to payments and dates
  • 🐛Screw you over if you try refinancing
  • 🐛Take so much out
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+1

What's New in BMG Money

3.3.21

October 9, 2026

Performance: Improvements in system speed and stability. UX/UI: Refined interface and more intuitive navigation. Bug Fixes: General bug resolutions and optimizations.

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User reviews

Most RecentHighest RatedLowest Rated

App worthless now

App worthless…can no longer log in through the app.
gkw13gkw13

Not what it used to be

BMG was great when we first used them. Past couple of years it has been awful. You have to pay 25% of your balance before you can refinance. Also I am divorced I’m trying to change my last name. It’s been at least a month and it still hasn’t been changed. Very unprofessional.
CharlenespeaceCharlenespeace

Unable to Open App After Update

The app won’t reload successfully.
RAQDLLRAQDLL

Think twice!

THIS HAS TO BE ONE OF THEE WORST EXPERIENCES I HAVE EVER HAD. The app displays inaccurate information. I have made more payments than the app is reflecting. It’s reporting negatively on my credit!
You can’t even refinance until you’ve made 16 CONSECUTIVE PAYMENTS, and if you miss one, they make you start over.
The interest IS RIDICULOUSLY HIGH! Never again! BMG hurts more than it helps!
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TIYERD 42TIYERD 42

Great customer service

Claudia L was very helpful and she has great customer service
Miss Travel LadyMiss Travel Lady
See 46 more reviews

User experience

🐞

Reported Bugs

16 issues

Unable to log in through the app

Bug

App won't reload successfully

Bug

App displays inaccurate information

Bug

App is reporting negatively on credit

Bug

Error when logging into the app or online

Bug

Cannot access loan

Bug

Endless login loop

Bug

Cannot sign onto web or app

Bug

App doesn't work

Bug

Cannot log in online anymore

Bug

App doesn't show refinancing option

Bug

Can't log in to my account to access loan

Bug

Truv is bugged

Bug

Won't let me link my work account

Bug

Won't let me connect my employer

Bug

Employment verification won't work

Bug
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Requested Features

5 requests

Add Walgreens to employer list

Feature

Fix bug with Truv linking work account

Feature

Update app for more accurate payment dates

Feature

Provide more bonus for sharing referral link

Feature

Increase refinance bonus amount

Feature

FAQ

What is BMG Money?

BMG Money provides personal loans for employees and retirees. It offers loan amounts ranging from $500 to $10,000 with terms from 6 to 48 months. The app is designed for new loans for existing customers and aims to help users improve their credit scores.

Do I need a good credit score to get a loan?

No, BMG Money does not use FICO credit scores when reviewing loan applications. This makes it accessible to individuals who may have a lower credit score or are looking to build their credit history.

How quickly can I get my loan funds?

Instant funding is available, meaning most borrowers receive their loan proceeds deposited into their bank accounts quickly. Loans can be repaid through various methods including allotment, direct deposit, debit card, or payroll deduction.

What are the eligibility requirements?

To be eligible, you generally need to be employed for at least one year, be over 18 years of age, not be active military, and not be in bankruptcy. You must also be employed by one of the employers that BMG Money partners with.

What is the APR for these loans?

The Annual Percentage Rate (APR) for loans offered by BMG Money ranges from 16.99% to 35.99%. A loan example shows a 17-month $2,000 loan with a finance charge of $500.06 and a 31.67% APR.