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BMG Money

BMG Money

Loans for Employees & Retirees

146 ratings
51 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • March 7, 2023
  • July 14, 2026

Developer

BMG Money Inc.
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About

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

✓Loans from $500-$10,000
✓No FICO credit score required
✓Loan offers in minutes
✓Higher acceptance rate
✓Instant funding available
✓APR from 16.99%-35.99%
✓Referral program for extra cash
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What's New in BMG Money

3.2.16

July 14, 2026

Bug Fixes: General bug resolutions and optimizations.

User reviews

Most RecentHighest RatedLowest Rated

App worthless now

App worthless…can no longer log in through the app.
gkw13gkw13

Not what it used to be

BMG was great when we first used them. Past couple of years it has been awful. You have to pay 25% of your balance before you can refinance. Also I am divorced I’m trying to change my last name. It’s been at least a month and it still hasn’t been changed. Very unprofessional.
CharlenespeaceCharlenespeace

Unable to Open App After Update

The app won’t reload successfully.
RAQDLLRAQDLL

Think twice!

THIS HAS TO BE ONE OF THEE WORST EXPERIENCES I HAVE EVER HAD. The app displays inaccurate information. I have made more payments than the app is reflecting. It’s reporting negatively on my credit!
You can’t even refinance until you’ve made 16 CONSECUTIVE PAYMENTS, and if you miss one, they make you start over.
The interest IS RIDICULOUSLY HIGH! Never again! BMG hurts more than it helps!
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TIYERD 42TIYERD 42

Great customer service

Claudia L was very helpful and she has great customer service
Miss Travel LadyMiss Travel Lady
See 46 more reviews

FAQ

What is BMG Money?

BMG Money provides personal loans for employees and retirees. It offers loan amounts ranging from $500 to $10,000 with terms from 6 to 48 months. The app is designed for new loans for existing customers and aims to help users improve their credit scores.

Do I need a good credit score to get a loan?

No, BMG Money does not use FICO credit scores when reviewing loan applications. This makes it accessible to individuals who may have a lower credit score or are looking to build their credit history.

How quickly can I get my loan funds?

Instant funding is available, meaning most borrowers receive their loan proceeds deposited into their bank accounts quickly. Loans can be repaid through various methods including allotment, direct deposit, debit card, or payroll deduction.

What are the eligibility requirements?

To be eligible, you generally need to be employed for at least one year, be over 18 years of age, not be active military, and not be in bankruptcy. You must also be employed by one of the employers that BMG Money partners with.

What is the APR for these loans?

The Annual Percentage Rate (APR) for loans offered by BMG Money ranges from 16.99% to 35.99%. A loan example shows a 17-month $2,000 loan with a finance charge of $500.06 and a 31.67% APR.