Best Poor Loan Apps

245+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated September 2026

Looking for free poor loan apps? 20 of our 245+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Poor Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
2Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoSep 2026
4Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (2)YesNoAug 2026
5Loan In TouchLoan In TouchFreeNoNoMay 2026
6Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeNoNoJul 2026
7Cash Advance - Flash AdvanceCash Advance - Flash AdvanceFree3.8★ (5)NoNoAug 2026
8Together LoansTogether LoansFree4.3★ (388)NoNoSep 2026

Top Picks for Poor Loan

Possible: Fast Cash & Credit#1

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Editor's Choice
💰 Finance
4.8😐(134K ratings)
Free
#93in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(41K ratings)
Free
#82in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More Poor Loan apps to explore

4
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
5
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
6
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
7
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
💰 Finance
(5)
free
8
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(388)
free
9
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
10
Loan Access
Loan Access
Loan Access
Compare loans and credits
Free
💰 Finance
(0)
11
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
12
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
💰 Finance
(0)
13
Tower Loan
Tower Loan
Tower Loan
by Tower Loan
Free

Easily manage your loan account with this mobile app. Check balances, make payments, view statements, and get important notifications. Access branch information and customer support conveniently.

Check balance and due dateMake and schedule paymentsView and download e-statements
💰 Finance
(47)
free
14
FinEzzy : Mutual Funds Loan
FinEzzy : Mutual Funds Loan
FinEzzy : Mutual Funds Loan
Loan Against Mutual Funds
Free
💰 Finance
(0)
15
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
16
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Money Manager: Early Repayment
Free

This app helps you manage your finances by calculating EMIs for various loans, planning investments, and converting currencies. It offers tools for personal, business, and mortgage loans, as well as savings calculators and unit converters.

Loan EMI calculationInvestment and savings planningCurrency conversion
💰 Finance
(0)
free with in-app purchases
17
Lendbox | AI Loan Management
Lendbox | AI Loan Management
Lendbox | AI Loan Management
AI-Powered Loan Management App
Free

This AI-powered app automates loan management for lenders, offering features like centralized loan tracking, automated repayment reminders, and AI-driven insights for risk assessment and decision-making. It also includes fraud detection, custom reporting, and borrower website integration.

Centralized loan managementAutomated repayment trackingAI-powered insights
💰 Finance
(3)
free
18
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
💰 Finance
(289)
free
19
Loan Sync
Loan Sync
Loan Sync
Loan Management Simplified
Free
💰 Finance
(0)
20
Auto Loan Car Calc
Auto Loan Car Calc
Auto Loan Car Calc
by AutoLoans.com
Free

This app helps you research auto loan options before visiting a dealership. It provides tools to look up interest rates, calculate monthly payments, and determine affordability based on your budget.

Interest rate lookup by credit typeMonthly payment calculatorAffordability calculator
💰 Finance
(9)
free

FAQ about Poor Loan

What are the best poor loan apps for iPhone?
Possible: Fast Cash & Credit tops our poor loan apps ranking as of September 2026, with a 4.8-star average from 134K App Store ratings, and it's free to download.
Yes — 20 of the top poor loan apps we rank are free to download, including Possible: Fast Cash & Credit and Quick Loan - Credit Cash Calc.
Possible: Fast Cash & Credit has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 245+ poor loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides fast cash advances and loans, allowing users to borrow up to $500 instantly. It also focuses on helping users build their credit history by reporting on-time payments to credit bureaus. The service aims to improve financial health and provide peace of mind.
Key features include borrowing up to $500 instantly, having no late or penalty fees ever, and the ability to pay over time in four installments. Users can easily link their bank account for direct deposit and payments. The app accepts applications with bad or no credit and allows payment rescheduling.