Comparison

Kashable vs BMG Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kashable

This app provides financial wellness solutions, offering low-cost loans for various life events and debt management. It helps users build credit by reporting to major bureaus and offers free credit monitoring and a financial literacy library.

Highlights
  • Low-cost personal loans
  • Credit building and reporting
  • Free credit monitoring
  • Financial literacy resources
  • Quick loan application and approval
  • Loan status tracking
Features
Read full description

When savings aren't enough, Kashable supports employees through life events. Kashable is a financial wellness solution for Federal employees, retirees and select Employers. Loans are repaid through allotment, direct deposit, or payroll deduction so there’s no need to worry about missing a payment. With Kashable, you’re set up to succeed. The Kashable branded Loan Program is available in all 50 states, District of Columbia and Puerto Rico except WV. Borrow - Kashable low-cost loans can be used to pay down other debt, manage emergency expenses, make auto repairs, and more. Apply and get approved within minutes. Once approved, track the status of your loan any time in the app. Build your credit - Kashable reports to all major credit bureaus which gives you the opportunity to improve your score. Check your rate - You can preview your loan amount and terms with no commitment and no hard inquiry on your credit report. Kashable Credit Monitoring: the simple, fast, and FREE way to shine a light on your credit profile, so you can track your progress towards your goals and protect yourself from inaccuracies and fraud. Financial literacy library available. No loan required! Loan amounts through Kashable range from $250 to $30,000 with loan terms from 6 to 36 months. APR for loans through Kashable range from 6% to 35.99%. Loans through the Kashable Branded Loan Program are not depository products, are subject to credit approval and are made by Medallion Bank, Member FDIC, or Kashable LLC, NMLS ID 1373339. To qualify for the lowest rate, applicants must have a responsible credit history. Employment, income, and other factors are taken into consideration. Not all applicants will be approved.

About

BMG Money

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Highlights
  • Loans from $500-$10,000
  • No FICO credit score required
  • Loan offers in minutes
  • Higher acceptance rate
  • Instant funding available
  • APR from 16.99%-35.99%
  • Referral program for extra cash
Read full description

BMG Money is a great loan solution for employees and retirees who are working on improving their credit scores. This app is for new loans for existing customers. 1. Better Loan Offers (4) - Loans ranging from $500-$10,000 & terms from 6-48 months 2. No Credit Score Required (2) - We do not use FICO credit scores when reviewing loan applications 3. Easy Application - Loan offers in minutes from any device 4. Higher Acceptance Rate - When banks say no, we say yes 5. Instant Funding Available (1) - Most borrowers get their loan proceeds deposited in their bank accounts instantly. Loans are automatically paid through allotment, direct deposit, debit card, or payroll deduction. 6. Annual Percentage Rate (APR) ranging from 16.99%-35.99% 7. Loans do not require repayment in full in 60 days or less from the loan issue date 8. If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. Access https://app.bmgmoney.com/signup to see if your employer qualifies, terms and conditions apply. 9. Stay informed when you enable notifications 10. Enable Touch ID / Face ID for instant access 11. Earn extra cash by referring BMG Money to your friends and colleagues Loan example: A 17-month $2,000 loan with a finance charge of $500.06 and a 31.67% APR has 36 bi-weekly installments at $70.00 each, for a total loan cost of $2,500.06. All loans marketed by BMG Money are made by WebBank, except the loans made to residents of Illinois, Ohio, Rhode Island are made by BMG LoansAtWork, Inc.

Screenshots

Kashable4 screens
BMG Money4 screens

Verdict

The call

The clearest difference is rating: Kashable at 3.7 against BMG Money's 3.3. BMG Money's advantage is monetization model (free vs ad-supported) and review sentiment (45% vs 33%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kashable holds the better App Store score, 3.7 against 3.3. Both are backed by a comparable volume of ratings — 69 and 151 respectively. Written reviews complicate that: 33% of Kashable's written reviews are positive against 45% of BMG Money's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Kashable ships an update monthly, BMG Money fortnightly. The most recent releases landed on September 14, 2026 and August 24, 2026 respectively.

Scorecard4 real differences · 6 level
Kashable versus BMG Money: the parameters behind the verdict, then further details
ParameterKashableBMG Money
PriceFreeFree
Rating3.7 (69 ratings) — better3.3 (151 ratings)
Positive reviews33.3% of reviews45.1% of reviews — better
Number of ratings69151 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size92 MB120 MB
Age rating4+17+
DeveloperKashable LLCBMG Money Inc.

Customer experience

Kashable

All ratings69 ratings
Positive66.7%
Neutral4.3%
Negative29.0%
Written reviews18 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

BMG Money

All ratings151 ratings
Positive57.0%
Neutral2.6%
Negative40.4%
Written reviews51 reviews
Positive45.1%
Neutral3.9%
Negative51.0%

In-app purchases

None

Kashable

No in-app purchases

None

BMG Money

No in-app purchases

Questions

Is Kashable free?
Kashable is free to download, with no in-app purchases.
Is BMG Money free?
BMG Money is free to download, with no in-app purchases.
Which has better reviews, Kashable or BMG Money?
Kashable is rated higher. Kashable averages 3.7 out of 5 from 69 ratings, while BMG Money averages 3.3 from 151 ratings.
Do Kashable or BMG Money have ads?
Neither Kashable nor BMG Money shows ads.
Which is updated more often, Kashable or BMG Money?
Kashable ships an update monthly, and BMG Money fortnightly. Most recently, Kashable was updated on September 14, 2026 and BMG Money on August 24, 2026.

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