Best Federal Loan Apps

244+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Fedfina Loans is the household name in federal loan, but it's far from the only option. We track 244+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Federal Loan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fedfina LoansFedfina LoansFreeYesNoAug 2026
2AES Student LoansAES Student LoansFree4.6★ (16K)NoNoAug 2026
3Sallie MaeSallie MaeFree4.5★ (102K)NoNoAug 2026
4MOHELAMOHELAFree4.6★ (47K)NoNoAug 2026
5Navy Federal Credit UnionNavy Federal Credit UnionFree4.9★ (815K)NoNoAug 2026
6Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (882K)NoNoAug 2026
7Third Federal Savings & LoanThird Federal Savings & LoanFree4.8★ (4.3K)NoNoAug 2026
8Home Federal Bank GI MobileHome Federal Bank GI MobileFree4.8★ (769)YesNoAug 2026

Top Picks for Federal Loan

AES Student Loans#2

AES Student Loans by Avereo

Strong Contender
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working
Sallie Mae#3

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Worth Considering
💰 Finance
4.5😞(102K ratings)
Free
Sallie Mae screenshot 1
Sallie Mae screenshot 2
Sallie Mae screenshot 3
Sallie Mae screenshot 4
Sallie Mae screenshot 5

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service

More Federal Loan apps to explore

4
MOHELA
MOHELA
MOHELA
by Missouri Higher Education Loan Authority
Free

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Schedule and manage paymentsView payment historyUpload forms securely
💰 Finance
(47K)
free
5
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
6
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(882K)
freemium
7
Third Federal Savings & Loan
Third Federal Savings & Loan
Third Federal Savings & Loan
by Third Federal Savings & Loan Association
Free

Manage your finances on the go with this mobile banking app. Securely review account activity, transfer funds, and view check images. Locate branches easily.

Review account balances and transactionsTransfer funds between accountsView copies of cleared checks
💰 Finance
(4.3K)
free
8
Home Federal Bank GI Mobile
Home Federal Bank GI Mobile
Home Federal Bank GI Mobile
by Home Federal Savings and Loan Association of Grand Island (inc)
Free

Access your bank accounts 24/7 with this secure mobile banking app. View account activity, transfer funds, pay bills, send money, and deposit checks remotely. Find nearby ATMs and branches easily.

View account balances and activityTransfer funds between accountsSchedule and pay bills
💰 Finance
(769)
free
9
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
10
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free

Navigate the federal student aid process with this comprehensive guide. It offers step-by-step application assistance, eligibility insights, progress tracking, and deadline reminders to help students and parents maximize their financial aid.

Step-by-step FAFSA application guidanceEligibility insights and document requirementsApplication status tracking
💰 Finance
(2)
ad-supported
11
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
12
Tower Loan
Tower Loan
Tower Loan
by Tower Loan
Free

Easily manage your loan account with this mobile app. Check balances, make payments, view statements, and get important notifications. Access branch information and customer support conveniently.

Check balance and due dateMake and schedule paymentsView and download e-statements
💰 Finance
(42)
free
13
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Loans from $500-$10,000No FICO credit score requiredLoan offers in minutes
💰 Finance
(151)
free
14
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
15
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
16
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Step-by-step loan guidesAI assistant for questionsSmart payment calculator
🔧 Utilities
(24)
subscription
17
Kingstree Federal S&L
Kingstree Federal S&L
Kingstree Federal S&L
by KINGSTREE FEDERAL SAVES & LOAN ASSOCIATION
Free
💰 Finance
(0)
18
Geddes Federal Savings & Loan
Geddes Federal Savings & Loan
Geddes Federal Savings & Loan
by Geddes Federal Savings & Loan Association
Free

Manage your accounts, pay bills, and find ATMs conveniently from your mobile device. Bank securely and easily 24/7, anytime and anywhere. This app offers fast and free mobile banking services for existing customers.

Check account balances and transaction historyPay bills and credit cardsTransfer money between accounts
💰 Finance
(159)
free
19
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
20
Highland Federal Mobile
Highland Federal Mobile
Highland Federal Mobile
by Highland Federal Savings and Loan Association
Free
💰 Finance
(0)

FAQ about Federal Loan

Are there free federal loan apps for iPhone?
Yes — 20 of the top federal loan apps we rank are free to download, including Fedfina Loans and AES Student Loans.
Fedfina Loans shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 244+ federal loan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.