Best Federal Loan Apps

216+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

MOHELA is the household name in federal loan, but it's far from the only option. We track 216+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Federal Loan

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
💰 Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
MOHELA screenshot 2
MOHELA screenshot 3
MOHELA screenshot 4
MOHELA screenshot 5
MOHELA screenshot 6

An application dedicated to providing top-notch customer service and assistance to students managing their loans. It offers account access, payment scheduling, form upload, tax information, and messaging for Direct Loan and FFELP borrowers. Effortlessly manage your student loan repayments with ease.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
AES Student Loans#2

AES Student Loans by Avereo

Strong Contender
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loans effortlessly with the AES Student Loans app! Access your account, view loan details, make payments, manage Direct Debit, and plan for successful loan repayment all in one place. Download now for seamless loan management.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working

More Federal Loan apps to explore

4
Third Federal Savings & Loan
Third Federal Savings & Loan
Third Federal Savings & Loan
by Third Federal Savings & Loan Association
Free

A smart money management app that tracks expenses, sets budgets, and provides personalized financial insights. Start optimizing your financial health today!

💰 Finance
(3.8K)
5
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Bank conveniently with the mobile app from a trusted credit union. Easily manage accounts, payments, transfers, deposits, and more with enhanced security features. Join as a member, apply for new accounts, and access financial education resources. Apply now or call for membership.

💰 Finance
(815K)
6
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards effortlessly with our mobile app. View balances, make payments, set up automatic payments, track credit health, apply for new loans, and get support all in one place. Download now for convenient account management on the go!

💰 Finance
(101K)
7
Fedfina Loans
Fedfina Loans
Fedfina Loans
Fedbank Financial Services Ltd
Free
💰 Finance
(0)
8
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free
💰 Finance
(0)
9
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free
🔧 Utilities
(24)
10
Yakima Federal Savings & Loan
Yakima Federal Savings & Loan
Yakima Federal Savings & Loan
by Yakima Federal Savings and Loan Association
Free

Manage your finances with ease using our innovative mobile app. Stay on top of your account balances, transfer funds securely, pay bills effortlessly, and receive important account notifications on the go. Download now to take control of your banking experience.

💰 Finance
(1.7K)
11
First Federal Savings – Lorain
First Federal Savings – Lorain
First Federal Savings – Lorain
by First Federal Savings & Loan Association of Lorain
Free

Access your bank accounts securely and conveniently from your smartphone with this mobile banking app. Download now to manage your accounts on-the-go.

💰 Finance
(462)
12
OurFirstFed Mobile Banking
OurFirstFed Mobile Banking
OurFirstFed Mobile Banking
by First Federal Savings & Loan Association of Port Angeles
Free

Access your account balances, transfer funds, pay bills, and more with our convenient mobile banking app. Manage your finances on the go – download now!

💰 Finance
(1.4K)
13
First Federal McMinnville
First Federal McMinnville
First Federal McMinnville
by FIRST FEDERAL SAVINGS & LOAN OF MC MINNVILLE, INC
Free

Access your finances effortlessly with our mobile banking app. View account balances, transfer funds, deposit checks, and manage payments securely from anywhere. Download now and simplify your banking experience.

💰 Finance
(773)
14
First Federal of Greene County
First Federal of Greene County
First Federal of Greene County
by First Federal Savings & Loan Association of Greene County (INC)
Free

Manage your money on-the-go with our mobile app! Check balances, transfer funds, pay bills, locate branches/ATMs, and view transactions. Visit our website for more details: http://www.firstfederalofgreene.com

💰 Finance
(756)
15
Geddes Federal Savings & Loan
Geddes Federal Savings & Loan
Geddes Federal Savings & Loan
by Geddes Federal Savings & Loan Association
Free

This mobile banking app allows users to manage their accounts, pay bills, find ATMs, and more, all from the convenience of their mobile device, 24/7. With a focus on speed, security, and ease of use, customers can take control of their banking on-the-go and stay on top of their finances with just a few taps.

💰 Finance
(154)
16
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Get up to $500 in just 5 minutes with our quick cash advance app. Instantly access funds with a simple application process.

💰 Finance
(843K)
17
Ozarks Federal Savings & Loan
Ozarks Federal Savings & Loan
Ozarks Federal Savings & Loan
by Ozarks Federal Savings & Loan Assn
Free

Mobile banking app allows you to manage your bank accounts on the go, offering quick access to check balances, pay bills, transfer money, and locate ATMs and branches. Download the app now and start banking on the go with your current online banking login information.

💰 Finance
(142)
18
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

💰 Finance
(27)
19
First Federal Savings & Loan
First Federal Savings & Loan
First Federal Savings & Loan
by First Federal Savings and Loan Association of Bath
Free

This mobile banking app allows users to manage their accounts, perform transactions, and access banking services on-the-go. With it, you can check balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs, all safely and conveniently.

💰 Finance
(119)
20
Citizens Federal S & L
Citizens Federal S & L
Citizens Federal S & L
by Citizens Federal Savings and Loan Association
Free

This savings and loan association offers a range of financial services, including checking, savings, and mortgage lending, with a focus on personalized service to individuals in Logan and surrounding counties. Visit them to learn more about their products and services, including mobile and online banking options.

💰 Finance
(102)