Best Federal Loan Apps

211+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Sallie Mae is the household name in federal loan, but it's far from the only option. We track 211+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Federal Loan

Sallie Mae#1

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Editor's Choice
💰 Finance
4.5😞(101K ratings)
Free
Sallie Mae screenshot 1
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Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service
MOHELA#2

MOHELA by Missouri Higher Education Loan Authority

Strong Contender
💰 Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
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MOHELA screenshot 5
MOHELA screenshot 6

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
AES Student Loans#3

AES Student Loans by Avereo

Worth Considering
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
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Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working

More Federal Loan apps to explore

4
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
5
Third Federal Savings & Loan
Third Federal Savings & Loan
Third Federal Savings & Loan
by THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
Free

Manage your finances on the go with this mobile banking app. Securely review account activity, transfer funds, and view check images. Locate branches easily.

Review account balances and transactionsTransfer funds between accountsView copies of cleared checks
💰 Finance
(4.2K)
free
6
Home Federal Bank GI Mobile
Home Federal Bank GI Mobile
Home Federal Bank GI Mobile
by Home Federal Savings and Loan Association of Grand Island (inc)
Free

Access your bank accounts 24/7 with this secure mobile banking app. View account activity, transfer funds, pay bills, send money, and deposit checks remotely. Find nearby ATMs and branches easily.

View account balances and activityTransfer funds between accountsSchedule and pay bills
💰 Finance
(769)
free
7
Yakima Federal Savings & Loan
Yakima Federal Savings & Loan
Yakima Federal Savings & Loan
by Yakima Federal Savings and Loan Association
Free

Manage your finances conveniently on your iOS device. This app allows password-free logins, balance checks, fund transfers, mobile check deposits, and bill payments. It also helps you locate branches and ATMs.

Password-free logins with TouchID/FaceIDView account balances and transaction historyTransfer funds between accounts
💰 Finance
(1.7K)
free
8
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free
💰 Finance
(0)
9
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Step-by-step loan guidesAI assistant for questionsSmart payment calculator
🔧 Utilities
(24)
subscription
10
Fedfina Loans
Fedfina Loans
Fedfina Loans
Fedbank Financial Services Ltd
Free
💰 Finance
(0)
11
First Fed Bank
First Fed Bank
First Fed Bank
by First Federal Savings & Loan Association of Port Angeles
Free

Manage your finances conveniently on the go. Check balances, view transaction history, transfer funds, and pay bills. Activate cash back offers and easily contact customer service for support.

Check available balancesView transaction historyTransfer funds between accounts
💰 Finance
(1.4K)
ad-supported
12
Geddes Federal Savings & Loan
Geddes Federal Savings & Loan
Geddes Federal Savings & Loan
by Geddes Federal Savings & Loan Association
Free

Manage your accounts, pay bills, and find ATMs conveniently from your mobile device. Bank securely and easily 24/7, anytime and anywhere. This app offers fast and free mobile banking services for existing customers.

Check account balances and transaction historyPay bills and credit cardsTransfer money between accounts
💰 Finance
(159)
free
13
First Federal of Greene County
First Federal of Greene County
First Federal of Greene County
by First Federal Savings & Loan Association of Greene County (INC)
Free

Manage your finances on the go with this mobile banking application. Easily check balances, transfer funds, pay bills, and locate ATMs. Access your recent transactions and account information securely from your device.

Check account balancesTransfer money between accountsPay bills
💰 Finance
(756)
free
14
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(854K)
freemium
15
First Federal McMinnville
First Federal McMinnville
First Federal McMinnville
by FIRST FEDERAL SAVINGS & LOAN OF MC MINNVILLE, INC
Free

Manage your finances securely and conveniently from anywhere. This app allows you to view balances, transfer funds, deposit checks, and even track your credit score. It's designed for easy integration into your daily routine.

Fast Balance previewTouch/Fingerprint ID loginReal-time account balances
💰 Finance
(773)
free
16
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
17
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(28)
free with in-app purchases
18
First Federal Savings – Lorain
First Federal Savings – Lorain
First Federal Savings – Lorain
by First Federal Savings & Loan Association of Lorain
Free

Manage your bank accounts securely and conveniently from your smartphone. Access your finances anytime, anywhere with this mobile banking application.

Secure mobile bankingAccount accessConvenient smartphone use
💰 Finance
(462)
ad-supported
19
Ozarks Federal Savings & Loan
Ozarks Federal Savings & Loan
Ozarks Federal Savings & Loan
by Ozarks Federal Savings & Loan Assn
Free

Manage your bank accounts conveniently from your mobile device. Check balances, view transactions, transfer funds, and pay bills securely. Locate nearby ATMs and branches with ease.

Check account balancesView recent transactionsTransfer money
💰 Finance
(142)
free with in-app purchases
20
First Federal S & L Valdosta
First Federal S & L Valdosta
First Federal S & L Valdosta
by First Federal Savings & Loan Association of Valdosta
Free

Manage your bank accounts conveniently from your mobile device. Access account balances, view transaction history, transfer funds, and make loan payments. Schedule bill payments and find nearby branches or ATMs.

Check account balancesView transaction historyTransfer funds
💰 Finance
(294)
free with in-app purchases