Best Funds Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our funds list covers 249+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Funds Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoSep 2026
2Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (84K)YesYesSep 2026
3Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4★ (30K)NoNoSep 2026
4Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (553K)NoNoSep 2026
5FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (153K)NoNoSep 2026
6Funds.Funds.Free4.1★ (8)NoYesMay 2026
7Vola: Cash Advance & CreditVola: Cash Advance & CreditFree4.6★ (38K)NoNoSep 2026
8Beem: Cash Advance & BankingBeem: Cash Advance & BankingFree4.2★ (32K)NoNoSep 2026

Top Picks for Funds

SoLo Funds: Lend & Borrow#1

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Editor's Choice
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Lenme: Borrowing and Lending#2

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Strong Contender
💰 Finance
4.5😞(84K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
Gerald - Cash Advance#3

Gerald - Cash Advance by Gerald Technologies, Inc

Get Cash Fast, No Credit Check
Worth Considering
💰 Finance
4.4😞(30K ratings)
Free
Gerald - Cash Advance screenshot 1
Gerald - Cash Advance screenshot 2
Gerald - Cash Advance screenshot 3
Gerald - Cash Advance screenshot 4
Gerald - Cash Advance screenshot 5
Gerald - Cash Advance screenshot 6

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

What We Love

  • 💯 Excellent customer service
  • 🚀 Convenient overdraft protection
  • 🤝 Helpful support team

Room to Improve

  • ⏱️ Slow processing times for advances
  • 🔒 Concerns about account security
  • 💰 Expensive subscription fees

More Funds apps to explore

4
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(553K)
free with in-app purchases
5
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(153K)
subscription
6
Funds.
Funds.
Funds.
A Simple Budget Calculator
Free

Easily create and visualize your budget with this app. Track income and expenses with customizable frequencies and see your savings progress through a dynamic color scheme. Premium features offer multiple budgets, enhanced security, and export options.

Simplified budget creationIncome and expense trackingCustomizable frequency settings
💰 Finance
(8)
freemium
7
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(38K)
free
8
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(32K)
free with in-app purchases
9
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(372K)
free with in-app purchases
10
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Credit Builder & Savings Goals
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(257K)
freemium
11
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25Support entrepreneurs and studentsRe-lend funds for exponential impact
🌐 Social Networking
(2.4K)
free with in-app purchases
12
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(456K)
subscription
13
aconium Funds
aconium Funds
aconium Funds
App for public funding
Free
💰 Finance
(0)
14
Carpenters.Fund
Carpenters.Fund
Carpenters.Fund
EAS Carpenters Benefit Funds
Free

Manage your union benefits and access important information. Submit forms, view your member profile, and stay updated on news and announcements from your benefit fund.

Access member profileSubmit formsView benefit news
🌟 Lifestyle
(3)
free
15
Invesco Mutual Fund
Invesco Mutual Fund
Invesco Mutual Fund
by Invesco Asset Management (India) Private Limited
Free
💰 Finance
(0)
16
SabiFunds - Money Manager
SabiFunds - Money Manager
SabiFunds - Money Manager
Expenses, budgets & projects
Free

Manage your money, track expenses, and plan budgets with this comprehensive financial tool. Organize finances into projects, monitor spending across multiple currencies, and gain smart insights into your financial habits. Secure bank connections and AI assistance are available.

Organize finances into projectsProject budget trackingMulti-currency money tracking
💰 Finance
(0)
free with in-app purchases
17
Fisher Funds
Fisher Funds
Fisher Funds
For KiwiSaver & Managed Funds
Free

Manage your KiwiSaver and managed fund investments on the go. Track performance, deposit funds, change strategies, and access financial planning tools. Securely access your accounts and stay updated with the latest news.

View investment balanceTrack performanceChange investment strategy
💰 Finance
(0)
free
18
CirclesFundMe
CirclesFundMe
CirclesFundMe
Trusted Financial Society
Free
💰 Finance
(0)
19
GroupFund App
GroupFund App
GroupFund App
Organize group contributions
Free
📊 Productivity
(0)
20
Foundant Fund Manager
Foundant Fund Manager
Foundant Fund Manager
Track giving, see your impact
Free
📊 Productivity
(0)

FAQ about Funds

What are the best funds apps for iPhone?
SoLo Funds: Lend & Borrow tops our funds apps ranking as of August 2026, with a 4.4-star average from 40K App Store ratings, and it's free to download.
Yes — 20 of the top funds apps we rank are free to download, including SoLo Funds: Lend & Borrow and Lenme: Borrowing and Lending.
SoLo Funds: Lend & Borrow shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ funds apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
SoLo Funds is a community finance platform that allows members to borrow funds up to $625 without credit checks or to earn money by lending to other members. It also provides a banking solution and AI-powered financial advice to help users manage their money.
You can access funds by requesting a loan through the app. There are no credit checks required, and you can access up to $625. The app offers choice and control over your borrowing terms, with all loans having up to 90 days for repayment.

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