Best Funds Loan Apps

171+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Looking for free funds loan apps? 20 of our 171+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Funds Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FinEzzy : Mutual Funds LoanFinEzzy : Mutual Funds LoanFreeNoNoMay 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoJul 2026
3Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoJul 2026
4SLTF MobileSLTF MobileFree2.9★ (28)NoNoJul 2026
5New American FundingNew American FundingFree4.9★ (19K)NoNoJul 2026
6PayMe - Personal loan appPayMe - Personal loan appFree3.6★ (31)NoNoJul 2026
7Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9★ (2.4K)NoNoJul 2026
8Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoJul 2026

Top Picks for Funds Loan

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(39K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Bright: Loans & Credit Builder#3

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans
Worth Considering
💰 Finance
4.8😐(258K ratings)
FreeAds
#51in Finance
Bright: Loans & Credit Builder screenshot 1
Bright: Loans & Credit Builder screenshot 2
Bright: Loans & Credit Builder screenshot 3
Bright: Loans & Credit Builder screenshot 4
Bright: Loans & Credit Builder screenshot 5
Bright: Loans & Credit Builder screenshot 6

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

What We Love

  • 🚀 Helpful in paying off debt
  • 👍 Automated payment management
  • 🚀 Efficient credit building
  • 💡 Useful budgeting and savings features

Room to Improve

  • 🐛 Connectivity issues with bank accounts
  • 🔒 Concerns about unauthorized withdrawals
  • 👎 Confusing or misleading pricing

More Funds Loan apps to explore

4
SLTF Mobile
SLTF Mobile
SLTF Mobile
Students Loan Trust Fund
Free

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

Loan application for tertiary studentsRequires Ghana CardRequires personal email
💰 Finance
(28)
free
5
New American Funding
New American Funding
New American Funding
My Mortgage App
Free

Manage your home loan with this app, offering 24/7 access to loan details, payment options, and property insights. Track your balance, payment history, and escrow information. Discover your home's equity and explore related housing market data.

Access loan informationMake paymentsReview payment history
💼 Business
(19K)
free
6
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(31)
free with in-app purchases
7
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
💰 Finance
(2.4K)
free with in-app purchases
8
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
9
Cash Advance - Cash Funds App
Cash Advance - Cash Funds App
Cash Advance - Cash Funds App
No Credit Check, Easy & Secure
Free

This app provides quick access to loans for unexpected expenses like repairs, bills, or urgent purchases. It offers a clear, comfortable, and private borrowing experience directly from your phone, making the loan process feel more manageable.

Quick loan accessNo credit check requiredUser-friendly design
💰 Finance
(14)
free
10
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
💰 Finance
(3.2K)
free
11
Provident Funding
Provident Funding
Provident Funding
Low Rates. Great Service.
Free

Manage your mortgage, check rates, and apply for new loans directly from your mobile device. Securely access account information, payment history, and set up automatic payments.

View mortgage ratesManage account informationCheck payment history
💰 Finance
(1.3K)
free
12
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Match Lenders, Save On Rates.
Free

This app connects small businesses with over 65 lenders to find and compare loan options. It offers a free, simple process to secure funding, with features like instant credit lines and credit score monitoring.

Match with 65+ lendersCompare loan optionsInstant Line of Credit
💰 Finance
(235)
free
13
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
💰 Finance
(3K)
free
14
Americor
Americor
Americor
by Americor Funding, Inc
Free

Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.

View upcoming payments and historyUpload documentsTrack settlement progress
💰 Finance
(1.3K)
free
15
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
💰 Finance
(5)
free
16
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Borrow Money | No Credit Check
Free
🌟 Lifestyle
(0)
17
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(116K)
free with in-app purchases
18
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Instant Paycheck, Earned Wages
Free

Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.

Access pay in real-timeNo loans, interest, or hidden feesInstant cash transfers
💰 Finance
(6.3K)
free
19
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
20
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(80K)
subscription

FAQ about Funds Loan

Are there free funds loan apps for iPhone?
Yes — 20 of the top funds loan apps we rank are free to download, including FinEzzy : Mutual Funds Loan and SoLo Funds: Lend & Borrow.
FinEzzy : Mutual Funds Loan has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 171+ funds loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.