Predatory practices…
In practices that can only be described as predatory and put into place to deprive loan takers of information to maximize interest charges the app and website offers no way to see your final loan documents, monthly statements (during deferment) to see how much interest you’re racking up, and no interest only auto pay option. I know many will come to Ascent as a must have and last chance funding option, but be aware that Ascent wants to ring you for every penny they can during that deferment period and will deprive you of options and the information that would help you mitigate the amount you need to repay. My advice if you use them is to use a debt repayment calculator and pay as much of the monthly interest as you can during deferment.
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Easy to use
This app is great. Most loan apps I have used in the past are very buggy and now but this one runs very fast and smooth.
Best Private loan provider
I applied for a private loan for school, got approved for a great interest rate. The support team is very responsive as well. I highly recommend them!
Furious
I don’t like how this app and the website keeps forgetting your email and password and acts as if you never had an account in the first place
Poor design
I can eventually see all my loans but the screens are very large font and not consistent. Example on one screen I see the two loans and one shows a balance while the other doesn’t and then you have to click to see the balance. Too many clicks to see a good dashboard of your loans.
