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Earnest Mobile

Earnest Mobile

by Earnest Inc.

31 ratings
23 reviews
📚 Education
💰 Finance
Free

Details

  • Released
  • Updated
  • July 14, 2025
  • July 1, 2026

Developer

Earnest Inc.
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About

Easily manage your student loans on the go. Track repayment progress, view balances, make payments, and adjust Auto Pay settings from a single, convenient platform.

✓Track repayment progress
✓View loan balances
✓Make and schedule payments
✓Manage Auto Pay settings
✓Update profile information
✓Review payment history
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What's New in Earnest Mobile

1.0.13

July 1, 2026

Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

Logging In

Whenever I try to login to the app, I get the code and input the code, and get unexpected error. I see multiple reviews about this dating months...
deedoubleu26deedoubleu26

App doesn’t work

Earnest is great however the app won’t log in anymore. Get the code to log in. Put it in and it shows “unexpected error occurred, try again later”. Defeats the purpose of having an app.
Guy3210Guy3210

Garbage

Keeps giving me a “unexpected error has occurred” message.

I refinanced from Sallie Mae for a better interest rate, I’m starting to regret that decision. I should have stayed with Sallie Mae.

I’m getting this loan paid off asap so I don’t have to deal with this anymore.
TheMFHOFFTheMFHOFF

App has fatal flaws

Don’t use this app. You can’t even log in. Just get an error on MFA. Terrible. May go back to Sofi. At least their app works.
landstuhllandstuhl

An Unexpected error has occurred. Please try again later.

Good luck logging it. An error occurs every time. Just use the website. This app sucks.
Ausnow50Ausnow50
See 18 more reviews

Developer apps

The Earnest Credit Card
The Earnest Credit Card

by Earnest Inc.

💰 Finance

(21)

Free
See developer apps

FAQ

How secure is Earnest Mobile?

Earnest Mobile is designed with security in mind to protect your financial information. Specific security protocols are not detailed in the app description, but financial apps typically employ industry-standard encryption and security measures.

What institutions does Earnest Mobile support?

Earnest Mobile is specifically for managing student loans serviced by Earnest. It is not designed to connect to multiple financial institutions for general banking or loan management.

Can I make extra payments with Earnest Mobile?

Yes, Earnest Mobile allows you to make extra payments towards your student loans. You can also schedule future payments and review your payment history within the app.

How often is Earnest Mobile updated?

The app was last updated on December 10, 2025, with version 1.0.10. The developer consistently makes improvements, indicating a commitment to regular updates for a seamless user experience.

What devices are supported by Earnest Mobile?

Earnest Mobile is available for iPhone and iPod devices. Compatibility with other platforms like Android is not specified in the provided data.

What is the user sentiment for Earnest Mobile?

The app has a rating of 3.1 stars from 10 ratings. This suggests a mixed user reception, with some users likely experiencing issues or having suggestions for improvement.

Is Earnest Mobile free to use?

Yes, Earnest Mobile is completely free to download and use. There are no in-app purchases or advertisements mentioned.

What age rating does Earnest Mobile have?

Earnest Mobile has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger adults who may be managing student loans.