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The Earnest Credit Card

The Earnest Credit Card

by Earnest Inc.

21 ratings
11 reviews
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • June 2, 2021
  • May 29, 2023

Developer

Earnest Inc.
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⭐11
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About

This digital credit card offers elevated cash back rewards, allowing you to earn up to 3% on your top spending categories. Manage your finances with detailed transaction insights and visual spending breakdowns. Apply in minutes and use the card instantly via Apple Pay.

✓Up to 3% cash back on top spending categories
✓Customizable reward categories
✓Detailed transaction history
✓Visual spending breakdowns
✓Instant digital card access
✓Autopay for payments
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What's New in The Earnest Credit Card

1.4.0

May 29, 2023

Bug fixes and minor improvements

User reviews

Most RecentHighest RatedLowest Rated

Brilliant Idea, Wrong CC Company.

I love the idea of this credit card. However, the app is not great. The credit card company is poor at best as you have to ensure everything is going through. If they would’ve went through a Capital One this would be a completely different review.
Btayl35Btayl35

They literally steal your money

They lost my cash back check of over $200 and will not help me get it back or refund me. Absolutely worst company and customer service.
HiggsK11HiggsK11

App feedback

This app is just trash and a total scam don’t apply for this crap it’s completely trash and a total scam
Cesar Salgado SalgadoCesar Salgado Salgado

Student Loan App

Love the company but hate that there’s no earnest student refinancing app… hopefully they are in works of making one. I know other loan companies have options to pay off their loans via a phone app and it just makes it easier to pay off.
studentloanrefistudentloanrefi

Student loan App

Please make a student loan app? It would make getting my money from me a lot easier.
C@te18C@te18
See 6 more reviews

Developer apps

Earnest Mobile
Earnest Mobile

by Earnest Inc.

💰 Finance

(17)

Free
See developer apps

FAQ

How does the Earnest Credit Card cash back program work?

The Earnest Card offers 3% cash back on your highest spending category, 2% on the second highest, and 1% on all other purchases. The bonus cash back is capped at the first $500 of combined net purchases in these two categories each billing cycle.

Can I use the Earnest Credit Card immediately after applying?

Yes, you can apply on your phone and find out if you're approved in minutes. Pending approval, you can connect to Apple Pay and start using the digital card right away.

What kind of spending insights does the Earnest Card app provide?

The app offers visual breakdowns of your spending habits, showing transactions categorized with merchant logos, pictures, and maps. This helps you easily understand where your money is going.

Does the Earnest Credit Card have an autopay feature?

Yes, you can set up autopay to avoid late fees and additional interest charges. The app allows you to set payment amounts and sends alerts before payments are due.

What is the rating for The Earnest Credit Card?

The Earnest Credit Card has a rating of 1.9 stars from 21 ratings.

What devices is The Earnest Credit Card supported on?

The Earnest Credit Card is supported on iPhone and iPod.

How often is The Earnest Credit Card updated?

The latest version, 1.4.0, was last updated on May 29, 2023.

Is The Earnest Credit Card suitable for all ages?

The Earnest Credit Card has an age rating of 4+, making it suitable for a wide audience.