Best Earnest Student Loan Apps

182+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.5β˜…, the earnest student loan category is one of the App Store's strongest. Browse all 182+ apps we track, sorted so the most loved ones surface first.

Top Picks for Earnest Student Loan

Earnest Mobile#1

Earnest Mobile by Earnest Inc.

Editor's Choice
πŸ’° Finance
2.0(30 ratings)
Free
Earnest Mobile screenshot 1
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Earnest Mobile screenshot 6

Manage your student loans in one place from anywhere, at any time, to track your progress, make payments, and edit Auto Pay settings. Log in to review your loans, make payments, and stay on top of your financial obligations.

AES Student Loans#2

AES Student Loans by Avereo

Strong Contender
πŸ’° Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
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Manage your student loans effortlessly with the AES Student Loans app! Access your account, view loan details, make payments, manage Direct Debit, and plan for successful loan repayment all in one place. Download now for seamless loan management.

What We Love

  • πŸ‘ User-friendly app
  • πŸ’‘ Convenient payment process
  • πŸš€ Simple and straightforward

Room to Improve

  • πŸ› Frequent login issues
  • πŸ› Blank screen after login
  • πŸ› Face ID/Touch ID not working
MOHELA#3

MOHELA by Missouri Higher Education Loan Authority

Worth Considering
πŸ’° Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
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An application dedicated to providing top-notch customer service and assistance to students managing their loans. It offers account access, payment scheduling, form upload, tax information, and messaging for Direct Loan and FFELP borrowers. Effortlessly manage your student loan repayments with ease.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient payment options
  • πŸš€ User-friendly interface
  • πŸš€ Helpful customer service

Room to Improve

  • πŸ› Login issues and password reset problems
  • πŸ› Inconsistent app functionality
  • πŸ› Lack of communication from the company

More Earnest Student Loan apps to explore

4
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards effortlessly with our mobile app. View balances, make payments, set up automatic payments, track credit health, apply for new loans, and get support all in one place. Download now for convenient account management on the go!

πŸ’° Finance
(101K)
5
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

πŸ’° Finance
(248K)
6
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Improve your financial health with breakthrough tools from an app that offers cash advances up to $100, overdraft alerts, spending tracking, and expense management. Take control of your finances today!

πŸ’° Finance
(107K)
7
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

This application helps you calculate essential details about your student loan, including monthly payments, total paid, and interest saved, and provides recommendations for paying off your debt faster. Simply enter your loan information and use the calculator to plan your debt repayment and even export your calculations for future reference.

πŸ”§ Utilities
(21)
8
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

πŸ’° Finance
(8.2K)
9
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

πŸ’° Finance
(22K)
10
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Track & Understand Your Loans
Free

This application helps students and graduates manage and understand their loans by providing tools to calculate payoff schedules, track payments, and analyze loan data. By using this app, users can make informed decisions about their loans, plan for early payoff, and gain a clearer picture of their financial situation.

πŸ“š Education
(100)
11
Sterling Payday Loans
Sterling Payday Loans
Sterling Payday Loans
by Rainbow UK Ltd
Free

This application allows you to apply to multiple lenders with a single form and receive same-day deposits into your bank account. It connects you with a suitable lender to provide a short-term loan solution for urgent needs, with the goal of helping you avoid further debt troubles.

πŸ’° Finance
(301)
12
Rate: Home, Finance & Wellness
Rate: Home, Finance & Wellness
Rate: Home, Finance & Wellness
Stress less, live more
Free

Experience a versatile financial tool that offers comprehensive assistance with mortgages, loans, and HELOC. Take control of your finances with ease and make informed decisions today.

πŸ’° Finance
(2.4K)
13
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free
πŸ’° Finance
(0)
14
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

This simple loan calculator provides a forecast of loan repayment and allows users to view the impact of extra payments on their payment plan. It supports various payment methods, frequencies, and extra payment options, making it easy to use and create a personalized payment schedule.

πŸ’° Finance
(313)
15
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

πŸ’° Finance
(77K)
16
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

Lever is a student loan repayment app that simplifies managing your loans in one place. It offers easy enrollment in federal programs, personalized payment plans, credit score access, and enhanced security features for a smoother debt-free journey. Take control of your student loans today with Lever!

πŸ’° Finance
(18)
17
Givling Mobile Crowdfunding
Givling Mobile Crowdfunding
Givling Mobile Crowdfunding
The Trivia Crowdfunding Game
Free

Join the world's biggest trivia crowdfunding game to help tackle student loan and mortgage debt since 2015. Play, have fun, and make a difference as a Force For Good. Visit givling.com to get started.

πŸ’° Finance
(1.6K)
18
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Grid Money lets you build credit, access cash advances, boost your paycheck with Grid Tax, and protect your income. Improve your credit score with each purchase using the Grid card. No interest, credit checks, or late fees - just a flat $10/month fee. Take control of your financial future today.

πŸ’° Finance
(28K)
19
Bold.org: Scholarships
Bold.org: Scholarships
Bold.org: Scholarships
Student Scholarships + Banking
Free

Find exclusive scholarships and banking services tailored for student debt relief with thousands of opportunities on Bold.org. Join now to access rewards, manage your Bold Debit Card, and secure your financial future.

πŸ“š Education
(1.2K)
20
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Get up to $500 in just 5 minutes with our quick cash advance app. Instantly access funds with a simple application process.

πŸ’° Finance
(843K)