Best Earnest Student Loan Apps

182+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.5★, the earnest student loan category is one of the App Store's strongest. Browse all 182+ apps we track, sorted so the most loved ones surface first.

Compare top Earnest Student Loan Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Earnest MobileEarnest MobileFree1.9★ (31)NoNoJul 2026
2AES Student LoansAES Student LoansFree4.6★ (16K)NoNoJul 2026
3MOHELAMOHELAFree4.6★ (47K)NoNoJul 2026
4Sallie MaeSallie MaeFree4.5★ (101K)NoNoJul 2026
5Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoJul 2026
6Credit Genie: Get Cash AdvanceCredit Genie: Get Cash AdvanceFree4.8★ (114K)NoNoJul 2026
7Student Loan CalculatorStudent Loan CalculatorFree4.8★ (21)NoNoJul 2026
8Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesJul 2026

Top Picks for Earnest Student Loan

Earnest Mobile#1

Earnest Mobile by Earnest Inc.

Editor's Choice
💰 Finance
1.9(31 ratings)
Free
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Easily manage your student loans on the go. Track repayment progress, view balances, make payments, and adjust Auto Pay settings from a single, convenient platform.

AES Student Loans#2

AES Student Loans by Avereo

Strong Contender
💰 Finance
4.6😞(16K ratings)
Free
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Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working
MOHELA#3

MOHELA by Missouri Higher Education Loan Authority

Worth Considering
💰 Finance
4.6😞(47K ratings)
Free
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MOHELA screenshot 6

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company

More Earnest Student Loan apps to explore

4
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

View account summary for loans and credit cardsMake payments on student loansSet up and manage automatic payments
💰 Finance
(101K)
free
5
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
6
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(114K)
free with in-app purchases
7
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

Calculate key student loan details like monthly payments, total interest, and savings from extra payments. Export your amortization schedule to a CSV file for detailed analysis. Get personalized recommendations to help you eliminate debt faster.

Monthly payment calculationTotal interest and interest savedExtra payment impact analysis
🔧 Utilities
(21)
free
8
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
9
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
10
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Track & Understand Your Loans
Free

Manage and understand your student loan debt with this comprehensive calculator. It helps you visualize payoff schedules, analyze amortization, and explore early payment strategies to save money. Export your loan data for further analysis.

Early payoff calculationsAmortization breakdownConsolidated loan view
📚 Education
(100)
free with in-app purchases
11
Sterling Payday Loans
Sterling Payday Loans
Sterling Payday Loans
by Rainbow UK Ltd
Free

Quickly apply for payday loans from multiple lenders with a single online form. Get funds deposited into your bank account on the same day. This service connects you with lenders who may offer fast approval and same-day funding.

Single application formMultiple lender comparisonSame-day deposit
💰 Finance
(301)
free
12
Rate: Home, Finance & Wellness
Rate: Home, Finance & Wellness
Rate: Home, Finance & Wellness
Stress less, live more
Free

This app integrates home financing, personal loans, and wellness resources into a single platform. Manage your financial life with fast loan approvals, explore real estate, and access a variety of wellbeing content for mind and body.

Mortgage and refinance applicationsAuto and personal loan applicationsHome value estimation
💰 Finance
(2.5K)
free with in-app purchases
13
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free
💰 Finance
(0)
14
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

Easily forecast loan repayment with this calculator. Explore the impact of extra payments on your payment schedule. Supports multiple payment methods and frequencies.

Loan repayment forecastingExtra payment impact analysisEqual Payment method
💰 Finance
(313)
ad-supported
15
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(80K)
free
16
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

This app consolidates all your student loan information into one place, offering personalized repayment plans and enrollment in federal programs. It helps you track savings and provides tools for debt-free living with advanced security features.

Consolidate loan detailsEnroll in federal programsFree credit score access
💰 Finance
(18)
free with in-app purchases
17
Givling Mobile Crowdfunding
Givling Mobile Crowdfunding
Givling Mobile Crowdfunding
The Trivia Crowdfunding Game
Free

Compete in trivia and crowdfunding to win money for your education or personal goals. Earn points by playing games, watching ads, and shopping with sponsors to increase your chances of receiving funding.

Win up to $100,000Play trivia gamesCrowdfund for goals
💰 Finance
(1.6K)
free with in-app purchases
18
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(28K)
subscription
19
Bold.org: Scholarships
Bold.org: Scholarships
Bold.org: Scholarships
Grants, Rewards & Student Aid
Free

Discover and apply for thousands of scholarships directly from your phone. This platform offers exclusive opportunities, smart matching, and a streamlined application process. Earn rewards for engagement and receive direct scholarship disbursements.

Thousands of exclusive scholarshipsSmart scholarship matchingNo-essay scholarship options
📚 Education
(1.7K)
free with in-app purchases
20
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(859K)
freemium

FAQ about Earnest Student Loan

What are the best earnest student loan apps for iPhone?
Earnest Mobile tops our earnest student loan apps ranking as of June 2026, with a 1.9-star average from 31 App Store ratings, and it's free to download.
Yes — 20 of the top earnest student loan apps we rank are free to download, including Earnest Mobile and AES Student Loans.
Earnest Mobile has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 182+ earnest student loan apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Earnest Mobile is designed with security in mind to protect your financial information. Specific security protocols are not detailed in the app description, but financial apps typically employ industry-standard encryption and security measures.
Earnest Mobile is specifically for managing student loans serviced by Earnest. It is not designed to connect to multiple financial institutions for general banking or loan management.