LoanPilot — Student Loans

Your PSLF count is only as good as your proof. Plan switches and servicer transfers are exactly when qualifying-payment counts go wrong — and in 2026, with 7 million borrowers leaving SAVE, they are happening all at once. The official tracker tells you your count. LoanPilot helps you prove it, month by month, so a miscount never costs you forgiveness. Audit your PSLF count (Pro) • Log every qualifying payment with date, amount, and notes • Attach evidence photos — billing statements, confirmation screenshots • See discrepancies against your servicer's official count the moment they appear • Export a dispute summary you can send to your servicer or use in reconsideration • Zip backup of your entire evidence archive — it survives phone upgrades Choose your post-SAVE plan with the numbers in front of you (free) When your servicer's 90-day notice arrives, you pick what comes next: RAP, IBR, or a Standard plan. LoanPilot shows all 5 paths side by side using the statutory formulas — and, on the PSLF track, which one costs least across your 120 payments. • RAP, new IBR, old IBR, Standard, and Tiered Standard — the do-nothing default, clearly labeled • Eligibility gates up front (Parent PLUS, loan vintage, PAYE cutoffs) • Forgiveness dates and tax projections; PSLF-track outputs show tax-free forgiveness • A one-way-door warning before any switch-related output — some moves can't be undone • "How we compute" on every result: formulas, sources, and rules version Private by design Your loan data never leaves your iPhone. No account, no sign-up, no cloud. LoanPilot is a calculator and record-keeping tool, not financial advice. Estimates are based on published federal rules (rules version shown in-app); verify decisions with your servicer or StudentAid.gov. Pro: $49.99/year after a 7-day free trial, or $9.99/month. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://miamicasa.github.io/loanpilot-site/terms.html Privacy Policy: https://miamicasa.github.io/loanpilot-site/privacy.html